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Two or three countries, side by side, one row per question. Pick up to 3.

Countries

UzbekistanChecked 18 August 2026

Yes, with paperworkWork: HighEnforcement: Waking up

In one paragraph: Uzbekistan used to say that data about its citizens had to sit on machines inside the country. In March 2026 it dropped that blanket rule. Most personal data may now be stored abroad if the destination country is on a new government approved list, or you use an approved contract, or you meet international standards. Three kinds of data still cannot leave at all.
The catch: The relaxed headline stops at three walls. Face and fingerprint data, genetic data, and data about customers of telephone and internet companies must be kept inside Uzbekistan. Banks face a separate rule that bans handing the running of their systems to an outside supplier, which blocks most managed cloud arrangements. Detailed maps are handled under state-secrecy rules.
Does this apply to me?: The law is written to cover the handling of personal data whatever tools are used, and it was aimed at foreign online platforms when the storage rules were first tightened in 2021. It does not set a size or revenue threshold, so a small foreign company is treated the same as a large one. We found no clear wording that forces a foreign company to appoint a representative living in Uzbekistan, and no explicit sentence saying the law follows the data outside the country.Medium confidence
Can the data leave the country?: Mostly yes, but only if you can point to one of three permissions. Face and fingerprint data, genetic data, and data about customers of telephone and internet companies must stay in Uzbekistan. Everything else may be stored and processed abroad if the destination country is on the government's approved list, or you sign an approved standard contract or use approved group rules, or you follow recognised international data standards.Medium confidence
What do I have to do to send it abroad?: The model is an approved list. Before ordinary personal data leaves the country you need one of three things: the destination is on the Cabinet of Ministers' list of countries with adequate protection, or you use the standard contract terms or group rules approved by the data authority, or you meet recognised international data standards. The country list was signed on 29 July 2026 and started on 3 August 2026, so it is brand new. We could not read which countries are on it, and no approved standard contract template appears to have been published yet.Medium confidence
Who enforces this — and are they actually working?: The data regulator is the State Centre for Personalization, which sits under the Cabinet of Ministers. It keeps the national register of personal data databases and can issue orders that companies and individuals must obey. It is a working government body and the registration service has run since 2020, but we found no published fines or decisions, so treat enforcement as waking up rather than active. Cyber incidents are handled by a different body, the State Security Service, and banks answer separately to the Central Bank.Medium confidence
How long must I keep it, and when must I delete it?: The ceiling is clear: personal data must be destroyed once the purpose is achieved, once consent is withdrawn, once the agreed period ends, or when a court orders it. The floor is thinner. Organisations covered by the cybersecurity law must keep backup copies covering at least the last three months. We did not verify the general tax and accounting minimum keeping periods during this run, so plan on the usual company record rules as well.Medium confidence
What happens when something goes wrong?: There are two clocks and they are not the same. The privacy law itself contains no duty to report a data breach to the regulator or to the people affected — we checked the text on 18 August 2026 and found none. The cybersecurity law is where reporting lives: organisations covered by it must tell the State Security Service about cyber incidents. Banks also report to the Central Bank under its security rules. We could not confirm a firm deadline in hours for any of these.Medium confidence
What's the trap?: First, every database of personal data has to be entered in a national register — it is a notification, it is free and it takes five working days, but skipping it is still a breach. Second, breaking the personal data rules can be a crime, not just a fine, so a named person can be prosecuted. Third, the face and fingerprint wall catches ordinary products like fingerprint logins and identity checks, not just spy technology. Fourth, banks are banned from handing the running of their technology and security systems to an outside supplier, which rules out most managed cloud and outsourced security operations. Fifth, the standard contract route for sending data abroad exists on paper but no approved template appears to have been published.Medium confidence
What's about to change?: The big change already happened in March 2026 and the follow-up is still landing. The approved country list started on 3 August 2026 and can be widened or cut by the Cabinet of Ministers at any time. The approved standard contract for sending data abroad is still missing, so watch for it. A new Tashkent International Financial Centre opened its legal regime on 25 July 2026 and its law also touched the privacy law, which may create a separate rulebook inside the centre. A national cybersecurity strategy was signed in March 2026.Medium confidence
Hardest industry wall: All industries — Закон «О персональных данных», статья 27-1, часть 2
Telecoms — Закон «О персональных данных», статья 27-1, часть 2 (данные пользователей услуг операторов телекоммуникаций)
Finance — Кредит бюроларининг ахборот хавфсизлиги ва киберхавфсизлигига доир минимал талаблар тўғрисидаги низом
Mapping and location — Положение о порядке установления ограничительных грифов картографических и геодезических материалов (данных)
Government — О мерах по организации деятельности Центра обработки данных системы «Электронное правительство»

IcelandChecked 18 August 2026

Depends on your industryWork: HighEnforcement: Active

In one paragraph: Iceland follows Europe's privacy rulebook, so personal data can leave the country once the right paperwork is in place. Two local rules surprise people: a company's accounting records must physically be kept in Iceland, and health record systems can only be hosted by a certified provider. The privacy regulator is small but genuinely busy, and it fines public bodies too.
The catch: The relaxed answer is true for personal data only. Iceland's bookkeeping law says a company's books, invoices and receipts must be kept in Iceland for seven years, and only lets you hold them abroad for up to six months — and breaking the bookkeeping law is a crime, not a fine from the privacy regulator. Health record hosting has its own certification wall. Separately, three European laws that people assume apply here — the Data Act, the cybersecurity law known as NIS2, and the Artificial Intelligence Act — have NOT yet been brought into Icelandic law, so the rights and deadlines they create do not exist in Iceland today.
Does this apply to me?: Yes, it reaches you with no office in Iceland. Iceland applies Europe's General Data Protection Regulation through the European Economic Area agreement, so the rules cover any organisation anywhere in the world that offers goods or services to people in Iceland, or that watches what they do. There is no size or revenue threshold to duck under. If your organisation has no establishment anywhere in Europe, you normally have to name a representative inside Europe who people and the regulator can contact.High confidence
Can the data leave the country?: For personal data, yes — it can leave once you have the right paperwork. Two Icelandic rules cut across that headline. First, your company's accounting books, invoices and receipts must be kept in Iceland for seven years; the law only lets you hold them abroad for up to six months. Second, a health record system can sit with an outside host only if that host holds a recognised security certificate and the normal rules for sending data out of Europe are met.Medium confidence
What do I have to do to send it abroad?: You use one of the standard European routes. Send the data to a country Europe has officially approved, or sign the European Commission's standard contract with the recipient, or use group-wide rules a regulator has approved. Narrow one-off exceptions exist, such as the person's explicit consent, but they are not for routine or bulk transfers. One Icelandic wrinkle catches people out: an approval of a foreign country only takes effect in Iceland once the Icelandic minister confirms it and publishes a notice in the official gazette.Medium confidence
Who enforces this — and are they actually working?: Persónuvernd, the Icelandic Data Protection Authority. It is genuinely operational, not a name on paper: it registered 2,124 new cases in 2025 and closed 2,232, it opens its own investigations without waiting for a complaint, and it fines public bodies as well as private companies. It is also small — about 17 staff and a budget of roughly 379 million krónur (about $2.8 million) — and it says in its own annual report that it cannot cover every task the law gives it.High confidence
How long must I keep it, and when must I delete it?: There is a floor and a ceiling, and they point in opposite directions. The floor: accounting books, invoices and receipts must be kept for seven years — and kept in Iceland. The ceiling: under the European rules you must delete personal data once you no longer need it for the purpose you collected it for. When the two clash, the keeping duty wins; a person cannot force you to delete records the bookkeeping and tax law requires you to hold.High confidence
What happens when something goes wrong?: Count at least two clocks, and three if you are a financial firm. You have 72 hours to report a personal data breach to Persónuvernd, and you must tell the people affected without delay where the risk to them is high. Separately, operators of critical services — banks, hospitals, energy, water, transport and digital infrastructure — must alert Iceland's national cyber security team as soon as possible under a 2019 law, and serious breaches of that law can lead to prosecution. Financial firms have a further, tighter reporting duty to the Central Bank under the European operational resilience rules.Medium confidence
What's the trap?: Five things that are not in the summary. (1) A child in Iceland is anyone under 13 for online consent, not 16 as in much of Europe — so a design built for a 16-year-old threshold is wrong here. (2) Your accounting records must sit in Iceland, and bookkeeping offences are criminal: fines, and up to six years in prison for serious cases, investigated by the district prosecutor and the tax investigators, not by the privacy regulator. (3) Public bodies can be fined in Iceland — the law says so expressly, unlike several European countries. (4) Some processing needs a licence from Persónuvernd before you start, which is unusual under the European regime. (5) Three European laws you may assume apply here do not yet: the Data Act, the cybersecurity law known as NIS2, and the Artificial Intelligence Act have not been brought into the European Economic Area agreement.High confidence
What's about to change?: The main thing to watch is not an Icelandic bill but the queue of European laws waiting to be pulled into Icelandic law. The Data Act, the cybersecurity law known as NIS2 and the Artificial Intelligence Act are all still outside the European Economic Area agreement as of 18 August 2026, and each will land when a joint committee decides — with no Icelandic public consultation and often at short notice. The financial resilience regulation already landed this way on 1 July 2025, more than five months after it started applying in the European Union.High confidence
Hardest industry wall: All industries — Lög um bókhald

The eight framework questions answered for each selected country
Question	UzbekistanChecked 18 August 2026	IcelandChecked 18 August 2026
The three ratings	Yes, with paperwork Work: High Enforcement: Waking up	Depends on your industry Work: High Enforcement: Active
In one paragraph	Uzbekistan used to say that data about its citizens had to sit on machines inside the country. In March 2026 it dropped that blanket rule. Most personal data may now be stored abroad if the destination country is on a new government approved list, or you use an approved contract, or you meet international standards. Three kinds of data still cannot leave at all.	Iceland follows Europe's privacy rulebook, so personal data can leave the country once the right paperwork is in place. Two local rules surprise people: a company's accounting records must physically be kept in Iceland, and health record systems can only be hosted by a certified provider. The privacy regulator is small but genuinely busy, and it fines public bodies too.
The catch	The relaxed headline stops at three walls. Face and fingerprint data, genetic data, and data about customers of telephone and internet companies must be kept inside Uzbekistan. Banks face a separate rule that bans handing the running of their systems to an outside supplier, which blocks most managed cloud arrangements. Detailed maps are handled under state-secrecy rules.	The relaxed answer is true for personal data only. Iceland's bookkeeping law says a company's books, invoices and receipts must be kept in Iceland for seven years, and only lets you hold them abroad for up to six months — and breaking the bookkeeping law is a crime, not a fine from the privacy regulator. Health record hosting has its own certification wall. Separately, three European laws that people assume apply here — the Data Act, the cybersecurity law known as NIS2, and the Artificial Intelligence Act — have NOT yet been brought into Icelandic law, so the rights and deadlines they create do not exist in Iceland today.
Does this apply to me?	The law is written to cover the handling of personal data whatever tools are used, and it was aimed at foreign online platforms when the storage rules were first tightened in 2021. It does not set a size or revenue threshold, so a small foreign company is treated the same as a large one. We found no clear wording that forces a foreign company to appoint a representative living in Uzbekistan, and no explicit sentence saying the law follows the data outside the country.Medium confidence	Yes, it reaches you with no office in Iceland. Iceland applies Europe's General Data Protection Regulation through the European Economic Area agreement, so the rules cover any organisation anywhere in the world that offers goods or services to people in Iceland, or that watches what they do. There is no size or revenue threshold to duck under. If your organisation has no establishment anywhere in Europe, you normally have to name a representative inside Europe who people and the regulator can contact.High confidence
Can the data leave the country?	Mostly yes, but only if you can point to one of three permissions. Face and fingerprint data, genetic data, and data about customers of telephone and internet companies must stay in Uzbekistan. Everything else may be stored and processed abroad if the destination country is on the government's approved list, or you sign an approved standard contract or use approved group rules, or you follow recognised international data standards.Medium confidence	For personal data, yes — it can leave once you have the right paperwork. Two Icelandic rules cut across that headline. First, your company's accounting books, invoices and receipts must be kept in Iceland for seven years; the law only lets you hold them abroad for up to six months. Second, a health record system can sit with an outside host only if that host holds a recognised security certificate and the normal rules for sending data out of Europe are met.Medium confidence
What do I have to do to send it abroad?	The model is an approved list. Before ordinary personal data leaves the country you need one of three things: the destination is on the Cabinet of Ministers' list of countries with adequate protection, or you use the standard contract terms or group rules approved by the data authority, or you meet recognised international data standards. The country list was signed on 29 July 2026 and started on 3 August 2026, so it is brand new. We could not read which countries are on it, and no approved standard contract template appears to have been published yet.Medium confidence	You use one of the standard European routes. Send the data to a country Europe has officially approved, or sign the European Commission's standard contract with the recipient, or use group-wide rules a regulator has approved. Narrow one-off exceptions exist, such as the person's explicit consent, but they are not for routine or bulk transfers. One Icelandic wrinkle catches people out: an approval of a foreign country only takes effect in Iceland once the Icelandic minister confirms it and publishes a notice in the official gazette.Medium confidence
Who enforces this — and are they actually working?	The data regulator is the State Centre for Personalization, which sits under the Cabinet of Ministers. It keeps the national register of personal data databases and can issue orders that companies and individuals must obey. It is a working government body and the registration service has run since 2020, but we found no published fines or decisions, so treat enforcement as waking up rather than active. Cyber incidents are handled by a different body, the State Security Service, and banks answer separately to the Central Bank.Medium confidence	Persónuvernd, the Icelandic Data Protection Authority. It is genuinely operational, not a name on paper: it registered 2,124 new cases in 2025 and closed 2,232, it opens its own investigations without waiting for a complaint, and it fines public bodies as well as private companies. It is also small — about 17 staff and a budget of roughly 379 million krónur (about $2.8 million) — and it says in its own annual report that it cannot cover every task the law gives it.High confidence
How long must I keep it, and when must I delete it?	The ceiling is clear: personal data must be destroyed once the purpose is achieved, once consent is withdrawn, once the agreed period ends, or when a court orders it. The floor is thinner. Organisations covered by the cybersecurity law must keep backup copies covering at least the last three months. We did not verify the general tax and accounting minimum keeping periods during this run, so plan on the usual company record rules as well.Medium confidence	There is a floor and a ceiling, and they point in opposite directions. The floor: accounting books, invoices and receipts must be kept for seven years — and kept in Iceland. The ceiling: under the European rules you must delete personal data once you no longer need it for the purpose you collected it for. When the two clash, the keeping duty wins; a person cannot force you to delete records the bookkeeping and tax law requires you to hold.High confidence
What happens when something goes wrong?	There are two clocks and they are not the same. The privacy law itself contains no duty to report a data breach to the regulator or to the people affected — we checked the text on 18 August 2026 and found none. The cybersecurity law is where reporting lives: organisations covered by it must tell the State Security Service about cyber incidents. Banks also report to the Central Bank under its security rules. We could not confirm a firm deadline in hours for any of these.Medium confidence	Count at least two clocks, and three if you are a financial firm. You have 72 hours to report a personal data breach to Persónuvernd, and you must tell the people affected without delay where the risk to them is high. Separately, operators of critical services — banks, hospitals, energy, water, transport and digital infrastructure — must alert Iceland's national cyber security team as soon as possible under a 2019 law, and serious breaches of that law can lead to prosecution. Financial firms have a further, tighter reporting duty to the Central Bank under the European operational resilience rules.Medium confidence
What's the trap?	First, every database of personal data has to be entered in a national register — it is a notification, it is free and it takes five working days, but skipping it is still a breach. Second, breaking the personal data rules can be a crime, not just a fine, so a named person can be prosecuted. Third, the face and fingerprint wall catches ordinary products like fingerprint logins and identity checks, not just spy technology. Fourth, banks are banned from handing the running of their technology and security systems to an outside supplier, which rules out most managed cloud and outsourced security operations. Fifth, the standard contract route for sending data abroad exists on paper but no approved template appears to have been published.Medium confidence	Five things that are not in the summary. (1) A child in Iceland is anyone under 13 for online consent, not 16 as in much of Europe — so a design built for a 16-year-old threshold is wrong here. (2) Your accounting records must sit in Iceland, and bookkeeping offences are criminal: fines, and up to six years in prison for serious cases, investigated by the district prosecutor and the tax investigators, not by the privacy regulator. (3) Public bodies can be fined in Iceland — the law says so expressly, unlike several European countries. (4) Some processing needs a licence from Persónuvernd before you start, which is unusual under the European regime. (5) Three European laws you may assume apply here do not yet: the Data Act, the cybersecurity law known as NIS2, and the Artificial Intelligence Act have not been brought into the European Economic Area agreement.High confidence
What's about to change?	The big change already happened in March 2026 and the follow-up is still landing. The approved country list started on 3 August 2026 and can be widened or cut by the Cabinet of Ministers at any time. The approved standard contract for sending data abroad is still missing, so watch for it. A new Tashkent International Financial Centre opened its legal regime on 25 July 2026 and its law also touched the privacy law, which may create a separate rulebook inside the centre. A national cybersecurity strategy was signed in March 2026.Medium confidence	The main thing to watch is not an Icelandic bill but the queue of European laws waiting to be pulled into Icelandic law. The Data Act, the cybersecurity law known as NIS2 and the Artificial Intelligence Act are all still outside the European Economic Area agreement as of 18 August 2026, and each will land when a joint committee decides — with no Icelandic public consultation and often at short notice. The financial resilience regulation already landed this way on 1 July 2025, more than five months after it started applying in the European Union.High confidence
Hardest industry wall	All industries — Закон «О персональных данных», статья 27-1, часть 2 Telecoms — Закон «О персональных данных», статья 27-1, часть 2 (данные пользователей услуг операторов телекоммуникаций) Finance — Кредит бюроларининг ахборот хавфсизлиги ва киберхавфсизлигига доир минимал талаблар тўғрисидаги низом Mapping and location — Положение о порядке установления ограничительных грифов картографических и геодезических материалов (данных) Government — О мерах по организации деятельности Центра обработки данных системы «Электронное правительство»	All industries — Lög um bókhald