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Two or three countries, side by side, one row per question. Pick up to 3.

Countries

TaiwanChecked 18 August 2026

Depends on your industryWork: HighEnforcement: Active

In one paragraph: Taiwan lets personal data leave the country freely unless the ministry that regulates your industry has issued an order stopping it. There is no single privacy regulator: each industry ministry polices its own sector, and each has written its own security and breach-reporting rules. A big reform that would create one national regulator was passed in November 2025 but has never been switched on.
The catch: The relaxed headline stops being true the moment you touch health records, national health insurance data, banking or telecoms. Hospital data held in the cloud must physically sit in Taiwan. National health insurance records cannot be released to any organisation set up outside Taiwan at all. Banks need the financial regulator's permission before major consumer-finance systems go offshore, and must keep a backup of important customer data in Taiwan if they do.
Does this apply to me?: Yes. Taiwan's privacy law reaches a foreign company with no office and no staff in Taiwan. The law says plainly that it also applies to organisations outside Taiwan that collect, process or use the personal data of Taiwanese people. There is no revenue or headcount threshold to fall below, and the law does not require you to appoint a local representative.High confidence
Can the data leave the country?: In general, yes. Taiwan's privacy law does not ask you to sign anything or get anyone's permission before sending personal data abroad. Instead it gives each industry ministry the power to order that data in its sector may not go to a particular country. But four sectors have real walls, and in two of them the wall is absolute.High confidence
What do I have to do to send it abroad?: Under the general law, nothing. No standard contract, no government approval, no adequacy finding, no consent form. The model is a blocklist run sector by sector: you may send data anywhere unless the ministry that supervises your industry has issued an order stopping it. Your real job is to find out which ministry supervises you and check whether it has issued one.High confidence
Who enforces this — and are they actually working?: There is no national privacy regulator in Taiwan today. A Personal Data Protection Commission is named in the law as the authority in charge, but that provision has never been switched on, the law creating the Commission is still only a bill, and what exists is a preparatory office that writes draft rules and cannot fine anyone. Enforcement is done instead by whichever ministry regulates your industry, plus city and county governments, and those bodies are genuinely active.High confidence
How long must I keep it, and when must I delete it?: Both directions apply, and the floors are set by other laws, not the privacy law. Accounting vouchers must be kept at least five years and account books and financial statements at least ten years. Medical records must be kept at least seven years, and for children until seven years after they turn eighteen; records from human trials must be kept forever. Going the other way, you must delete personal data once the purpose you collected it for has gone or the period you set has run out.High confidence
What happens when something goes wrong?: Count at least three clocks, and the fastest is one hour. Telecoms companies and larger internet providers must tell the communications regulator within one hour of learning about a major personal data incident, then file a full report within seventy-two hours. Government bodies and designated critical infrastructure operators also have one hour, under the separate cyber security law. Financial firms get seventy-two hours. And under the privacy law itself you must tell the affected people once you have established the facts, with no fixed deadline attached.High confidence
What's the trap?: Five things that will cost someone their weekend. First, the official English text of the privacy law on the government's own website includes provisions that are not law yet, including the one naming the national regulator. Second, breaking a cross-border transfer order is a crime, not a fine — up to five years in prison. Third, there is no single regulator to ask; your duties depend on which ministry supervises you. Fourth, a bank asked for Taiwanese customer data by a foreign financial regulator must get Taiwan's regulator's permission first. Fifth, if you are sued, you have to prove you were not at fault.High confidence
What's about to change?: One thing has already landed and one is waiting on a switch. The National Health Insurance Data Management Act came into force on 10 August 2026, and it gives people a short window to opt their health records out of research use before silence counts as agreement. Separately, the big privacy reform passed in November 2025 is sitting on the shelf: the Cabinet can bring it into force whenever it likes, by a single order, with no consultation.High confidence
Hardest industry wall: Health and social care — 醫療機構電子病歷製作及管理辦法 (Regulations Governing the Production and Management of Electronic Medical Records by Medical Institutions)
Health and social care — 全民健康保險資料管理條例 (National Health Insurance Data Management Act)
Banking — 金融機構作業委託他人處理內部作業制度及程序辦法 (Regulations Governing Internal Operating Systems and Procedures for the Outsourcing of Financial Institution Operation)

IndiaChecked 18 August 2026

Depends on your industryWork: HighEnforcement: Waking up

In one paragraph: India's general privacy law is unusually relaxed about sending data abroad — it bans transfers only to countries on a government blacklist, and that blacklist is currently empty. But specific industries have hard walls: payments data, insurance records and telecom network data must stay inside India. The main law is passed but most of it only becomes enforceable in May 2027, and the regulator has no members yet.
The catch: The permissive headline is true only until you touch payments, insurance, telecom infrastructure, government cloud, public-health records or detailed mapping data. In those six areas India is one of the strictest jurisdictions in the world.
Does this apply to me?: Yes, it reaches you even with no office in India. The law applies to any organisation anywhere in the world that processes Indians' data in connection with offering goods or services to people in India. There is no size or revenue threshold to fall below.High confidence
Can the data leave the country?: In general, yes — freely. India's approach is a blacklist: the government may name countries you cannot send data to, and as of today it has named none. Six industries are the exception and are covered below.High confidence
What do I have to do to send it abroad?: Nothing to sign, no government approval, no standard contract. Unlike Europe, India requires no paperwork to send personal data abroad under the general law — the only question is whether the destination is on the blacklist, and nothing is. Sector rules override this completely.High confidence
Who enforces this — and are they actually working?: On paper, the Data Protection Board of India. In practice, nobody yet — the Board legally exists but as of August 2026 has no chairperson and no members. The government advertised the five posts in May 2026 and re-advertised in June, and they were still vacant in August. Sector regulators, by contrast, are fully active: the central bank, the insurance and securities regulators, the telecom department and the national cyber agency all enforce today.High confidence
How long must I keep it, and when must I delete it?: There is both a floor and a ceiling. From May 2027 every organisation must keep processing logs for at least one year. Tax records run six years, company books eight, and security logs 180 days. In the other direction, large consumer platforms must delete a user's data three years after they last engaged — with 48 hours' warning to the user first.High confidence
What happens when something goes wrong?: Two clocks, and this trips up almost everyone. You have SIX HOURS to report a cyber incident to India's national cyber agency — one of the shortest deadlines in the world. Separately, from May 2027, you must tell the privacy regulator and affected individuals without delay, then file a detailed report within 72 hours.High confidence
What's the trap?: Four things that catch people out. (1) A child is anyone under 18 — there is no lower age of digital consent as there is in Europe, and targeted advertising to under-18s is banned outright. (2) A consent manager must be an Indian company with about $2.3m of net worth, so a foreign entity cannot be one. (3) If designated a 'significant' organisation you must have a data protection officer physically based in India who answers to the board. (4) The general law expressly preserves stricter sector rules, so its liberal transfer regime gives you nothing if you touch payments, insurance or telecom.High confidence
What's about to change?: Three dates matter. 13 November 2026: consent managers must register. 13 May 2027: the whole law becomes enforceable, and the government has publicly refused to extend it or exempt startups. At some point before then, the Board should get its members — at which point enforcement switches on.High confidence
Hardest industry wall: Payments — Storage of Payment System Data
Telecoms — Telecommunications (Authorisation) Rules, 2026
Insurance — IRDAI (Maintenance of Information by Regulated Entities and Sharing of Information by the Authority) Regulations, 2025
Securities — Cybersecurity and Cyber Resilience Framework, control PR.DS.S2
All industries — Directions under section 70B(6) of the Information Technology Act, 2000

The eight framework questions answered for each selected country
Question	TaiwanChecked 18 August 2026	IndiaChecked 18 August 2026
The three ratings	Depends on your industry Work: High Enforcement: Active	Depends on your industry Work: High Enforcement: Waking up
In one paragraph	Taiwan lets personal data leave the country freely unless the ministry that regulates your industry has issued an order stopping it. There is no single privacy regulator: each industry ministry polices its own sector, and each has written its own security and breach-reporting rules. A big reform that would create one national regulator was passed in November 2025 but has never been switched on.	India's general privacy law is unusually relaxed about sending data abroad — it bans transfers only to countries on a government blacklist, and that blacklist is currently empty. But specific industries have hard walls: payments data, insurance records and telecom network data must stay inside India. The main law is passed but most of it only becomes enforceable in May 2027, and the regulator has no members yet.
The catch	The relaxed headline stops being true the moment you touch health records, national health insurance data, banking or telecoms. Hospital data held in the cloud must physically sit in Taiwan. National health insurance records cannot be released to any organisation set up outside Taiwan at all. Banks need the financial regulator's permission before major consumer-finance systems go offshore, and must keep a backup of important customer data in Taiwan if they do.	The permissive headline is true only until you touch payments, insurance, telecom infrastructure, government cloud, public-health records or detailed mapping data. In those six areas India is one of the strictest jurisdictions in the world.
Does this apply to me?	Yes. Taiwan's privacy law reaches a foreign company with no office and no staff in Taiwan. The law says plainly that it also applies to organisations outside Taiwan that collect, process or use the personal data of Taiwanese people. There is no revenue or headcount threshold to fall below, and the law does not require you to appoint a local representative.High confidence	Yes, it reaches you even with no office in India. The law applies to any organisation anywhere in the world that processes Indians' data in connection with offering goods or services to people in India. There is no size or revenue threshold to fall below.High confidence
Can the data leave the country?	In general, yes. Taiwan's privacy law does not ask you to sign anything or get anyone's permission before sending personal data abroad. Instead it gives each industry ministry the power to order that data in its sector may not go to a particular country. But four sectors have real walls, and in two of them the wall is absolute.High confidence	In general, yes — freely. India's approach is a blacklist: the government may name countries you cannot send data to, and as of today it has named none. Six industries are the exception and are covered below.High confidence
What do I have to do to send it abroad?	Under the general law, nothing. No standard contract, no government approval, no adequacy finding, no consent form. The model is a blocklist run sector by sector: you may send data anywhere unless the ministry that supervises your industry has issued an order stopping it. Your real job is to find out which ministry supervises you and check whether it has issued one.High confidence	Nothing to sign, no government approval, no standard contract. Unlike Europe, India requires no paperwork to send personal data abroad under the general law — the only question is whether the destination is on the blacklist, and nothing is. Sector rules override this completely.High confidence
Who enforces this — and are they actually working?	There is no national privacy regulator in Taiwan today. A Personal Data Protection Commission is named in the law as the authority in charge, but that provision has never been switched on, the law creating the Commission is still only a bill, and what exists is a preparatory office that writes draft rules and cannot fine anyone. Enforcement is done instead by whichever ministry regulates your industry, plus city and county governments, and those bodies are genuinely active.High confidence	On paper, the Data Protection Board of India. In practice, nobody yet — the Board legally exists but as of August 2026 has no chairperson and no members. The government advertised the five posts in May 2026 and re-advertised in June, and they were still vacant in August. Sector regulators, by contrast, are fully active: the central bank, the insurance and securities regulators, the telecom department and the national cyber agency all enforce today.High confidence
How long must I keep it, and when must I delete it?	Both directions apply, and the floors are set by other laws, not the privacy law. Accounting vouchers must be kept at least five years and account books and financial statements at least ten years. Medical records must be kept at least seven years, and for children until seven years after they turn eighteen; records from human trials must be kept forever. Going the other way, you must delete personal data once the purpose you collected it for has gone or the period you set has run out.High confidence	There is both a floor and a ceiling. From May 2027 every organisation must keep processing logs for at least one year. Tax records run six years, company books eight, and security logs 180 days. In the other direction, large consumer platforms must delete a user's data three years after they last engaged — with 48 hours' warning to the user first.High confidence
What happens when something goes wrong?	Count at least three clocks, and the fastest is one hour. Telecoms companies and larger internet providers must tell the communications regulator within one hour of learning about a major personal data incident, then file a full report within seventy-two hours. Government bodies and designated critical infrastructure operators also have one hour, under the separate cyber security law. Financial firms get seventy-two hours. And under the privacy law itself you must tell the affected people once you have established the facts, with no fixed deadline attached.High confidence	Two clocks, and this trips up almost everyone. You have SIX HOURS to report a cyber incident to India's national cyber agency — one of the shortest deadlines in the world. Separately, from May 2027, you must tell the privacy regulator and affected individuals without delay, then file a detailed report within 72 hours.High confidence
What's the trap?	Five things that will cost someone their weekend. First, the official English text of the privacy law on the government's own website includes provisions that are not law yet, including the one naming the national regulator. Second, breaking a cross-border transfer order is a crime, not a fine — up to five years in prison. Third, there is no single regulator to ask; your duties depend on which ministry supervises you. Fourth, a bank asked for Taiwanese customer data by a foreign financial regulator must get Taiwan's regulator's permission first. Fifth, if you are sued, you have to prove you were not at fault.High confidence	Four things that catch people out. (1) A child is anyone under 18 — there is no lower age of digital consent as there is in Europe, and targeted advertising to under-18s is banned outright. (2) A consent manager must be an Indian company with about $2.3m of net worth, so a foreign entity cannot be one. (3) If designated a 'significant' organisation you must have a data protection officer physically based in India who answers to the board. (4) The general law expressly preserves stricter sector rules, so its liberal transfer regime gives you nothing if you touch payments, insurance or telecom.High confidence
What's about to change?	One thing has already landed and one is waiting on a switch. The National Health Insurance Data Management Act came into force on 10 August 2026, and it gives people a short window to opt their health records out of research use before silence counts as agreement. Separately, the big privacy reform passed in November 2025 is sitting on the shelf: the Cabinet can bring it into force whenever it likes, by a single order, with no consultation.High confidence	Three dates matter. 13 November 2026: consent managers must register. 13 May 2027: the whole law becomes enforceable, and the government has publicly refused to extend it or exempt startups. At some point before then, the Board should get its members — at which point enforcement switches on.High confidence
Hardest industry wall	Health and social care — 醫療機構電子病歷製作及管理辦法 (Regulations Governing the Production and Management of Electronic Medical Records by Medical Institutions) Health and social care — 全民健康保險資料管理條例 (National Health Insurance Data Management Act) Banking — 金融機構作業委託他人處理內部作業制度及程序辦法 (Regulations Governing Internal Operating Systems and Procedures for the Outsourcing of Financial Institution Operation)	Payments — Storage of Payment System Data Telecoms — Telecommunications (Authorisation) Rules, 2026 Insurance — IRDAI (Maintenance of Information by Regulated Entities and Sharing of Information by the Authority) Regulations, 2025 Securities — Cybersecurity and Cyber Resilience Framework, control PR.DS.S2 All industries — Directions under section 70B(6) of the Information Technology Act, 2000