Compare countries

Two or three countries, side by side, one row per question. Pick up to 3.

Countries

SingaporeChecked 18 August 2026

Yes, with paperworkWork: MediumEnforcement: Active

In one paragraph: Singapore lets personal data leave the country, and we found no industry that is forced to keep data on Singaporean soil. What you must do instead is make the person receiving the data legally bound to protect it as well as Singapore law does. There is no government list of approved or banned countries and no permission to apply for. The privacy regulator is real, staffed, and publishes decisions.
The catch: The open headline is about location, not about paperwork or secrecy. Banks must follow a separate rulebook before customer information goes to any outside supplier, and that rulebook was completely replaced on 11 December 2024. Company accounting records held abroad must still have summaries sent back into Singapore. And a stricter rule in any other Singapore law beats the privacy law outright.
Does this apply to me?: Yes. The privacy law reaches a company that has never set foot in Singapore. It defines an organisation as any body of persons whether or not formed under Singapore law and whether or not it has an office here. There is no revenue or headcount threshold to fall below, and no in-country agent to appoint. You must name at least one person responsible for compliance and publish their contact details, but that person may sit anywhere in the world.High confidence
Can the data leave the country?: Yes, it can leave, and this is the unusual part: we searched banking, payments, insurance, securities, health, telecoms, government, education, gaming, mapping and defence and found no rule anywhere that forces personal data to stay in Singapore. What the law asks for is protection, not location. Before data goes abroad you must make sure the recipient is under a legal duty to protect it to a standard comparable to Singapore's.High confidence
What do I have to do to send it abroad?: There is no list of approved countries, no list of banned countries, and no form to file. You need one thing: the recipient must be under a legally enforceable duty to protect the data to a comparable standard. Most companies do this with a contract they draft themselves, because Singapore does not publish a template. Group companies can use internal group-wide rules instead, and since 2 March 2026 a recipient holding a Global Cross-Border Privacy Rules certificate also counts.High confidence
Who enforces this — and are they actually working?: The Personal Data Protection Commission, which is the same body as the media and telecoms regulator wearing a different hat. It is genuinely working: it publishes batches of decisions and settlements several times a year, with the most recent batches in 2026. Financial firms answer to the central bank as well, and anyone running critical national systems answers to the Cyber Security Agency. All three are staffed and issuing instruments.High confidence
How long must I keep it, and when must I delete it?: Both directions apply. The ceiling: you must stop keeping personal data once the purpose is finished and there is no legal or business reason to hold it, and there is no fixed number of days attached to that. The floor: company accounting records must be kept for at least five years, tax records for at least five years from the relevant year of assessment, and employment records for the latest two years, kept one year past the date an employee leaves.High confidence
What happens when something goes wrong?: There are at least three separate clocks and they run at very different speeds. Privacy: once you have decided a breach is serious enough to report, you have three calendar days to tell the regulator. Finance: a bank or other supervised firm has ONE HOUR to tell the central bank about a severe incident, then fourteen days for a root cause report. Critical national systems: TWO HOURS by phone to the national cyber agency, then a fuller report within seventy-two hours.High confidence
What's the trap?: Five things that are not in the summary. One: an individual employee can go to prison for two years for leaking personal data, and that is separate from any fine on the company. Two: any other Singapore law beats the privacy law, so banking secrecy and similar duties override it. Three: every organisation must stop using national identity card numbers as passwords by 31 December 2026. Four: the data portability right is printed in the Act but has never been switched on. Five: the banking outsourcing rulebook everyone cites was cancelled in December 2024.High confidence
What's about to change?: Three real things are in flight. A new health law has been passed but not started, and it will add its own breach reporting clocks for anyone handling health records. A draft law for big data centres and big cloud providers went out for public comment on 1 July 2026 and closed on 22 July 2026; it is not law yet. And every organisation must stop using national identity numbers as passwords by 31 December 2026. Separately, watch two switches the government can flip with no consultation at all.High confidence
Hardest industry wall: All industries — Companies Act 1967, section 199

AustriaChecked 18 August 2026

Yes, with paperworkWork: HighEnforcement: Active

In one paragraph: Austria does not require personal data to be kept in Austria, and we found no Austrian industry that does. Data can leave once the right paperwork is in place under European rules. What Austria adds is a secrecy layer: a constitutional right to data secrecy, a staff secrecy duty, an extra fine of up to 50,000 euros (about $58,000), and a prison offence of up to one year.
The catch: "No local storage needed" is true. "Nothing extra to do" is not. Austria's real cost sits in the secrecy layer, not in a map. A standard supplier data agreement does not satisfy Austrian data secrecy on its own, a child can consent at fourteen rather than sixteen, and misusing data you learned at work is a criminal matter in Austria, not just a fine. Health data also moves only inside a closed, encrypted Austrian health network, which in practice narrows your supplier list even though no law names a country.
Does this apply to me?: Yes. A company with no office in Austria is still caught if it offers goods or services to people in Austria, or watches what they do online. There is no size or revenue floor to duck under. If you have no establishment anywhere in the European Union, you must name a representative inside the Union in writing. Austria does not add a second, Austria-only representative on top of that.High confidence
Can the data leave the country?: Yes, with paperwork. We looked for an Austrian rule forcing data to stay in Austria and found none — not in banking, payments, insurance, securities, health, telecoms, government or mapping. Austrian health data is the closest thing to a wall, but it is a technical wall, not a geographic one: findings move only inside a closed, encrypted Austrian health network between registered care providers. Checked on 18 August 2026.Medium confidence
What do I have to do to send it abroad?: The model is an approved-destination list. Sending data outside Europe is fine if the destination is on the European Commission's approved list. If it is not, you sign the European standard contract, or use approved group-wide rules, and you write down a short risk assessment first. You do not need permission from the Austrian regulator. Its own words: apart from a few special cases, international data traffic needs no approval.High confidence
Who enforces this — and are they actually working?: The Austrian Data Protection Authority, and it is genuinely working. It has had a permanent head, Matthias Schmidl, since 1 January 2024, a deputy, and five departments. It issues decisions, and on 24 June 2026 Austria's highest administrative court confirmed a 13 million euro fine (about $15 million) for building political-opinion profiles on around 2.2 million people. The court held the fine is measured against the whole group's turnover, not one product line.High confidence
How long must I keep it, and when must I delete it?: There is a ceiling and a floor, and they pull against each other. The ceiling is European: keep personal data no longer than you need it, then delete it. The floor is Austrian tax and company law, which makes you keep books, invoices and business records for years after the year they relate to. Where the two clash, the keeping duty wins for as long as it runs, and the data must then be deleted.Medium confidence
What happens when something goes wrong?: Count at least two clocks, sometimes four. For a personal data breach you tell the Austrian Data Protection Authority without delay and if possible within 72 hours, and if you are late you must explain in writing why. If you run an essential service you also report significant incidents to Austria's network security authority. Banks and insurers report separately under European financial rules, and telecom operators have their own duty.High confidence
What's the trap?: Five that cost people their weekend. A child can consent at fourteen in Austria, not sixteen. Misusing data you only learned about through your job is a crime punishable by up to a year in prison. There is a second, separate Austrian fine of up to 50,000 euros (about $58,000) for breaking data secrecy or running a camera unlawfully. Austrian public bodies cannot be fined at all, but you still can. And the law tells the regulator to warn first, which is not the same as forgiveness.High confidence
What's about to change?: Three things to watch. Austria's Constitutional Court is deciding whether the state may plant software on a phone to read messages; it heard the case on 22 June 2026 and has not ruled. Austria has still not written the new European cybersecurity rules into national law, so that expansion is still ahead of you. And from 12 January 2027, cloud providers across Europe may no longer charge you to move your data out.High confidence
Hardest industry wall: None found.

The eight framework questions answered for each selected country
Question	SingaporeChecked 18 August 2026	AustriaChecked 18 August 2026
The three ratings	Yes, with paperwork Work: Medium Enforcement: Active	Yes, with paperwork Work: High Enforcement: Active
In one paragraph	Singapore lets personal data leave the country, and we found no industry that is forced to keep data on Singaporean soil. What you must do instead is make the person receiving the data legally bound to protect it as well as Singapore law does. There is no government list of approved or banned countries and no permission to apply for. The privacy regulator is real, staffed, and publishes decisions.	Austria does not require personal data to be kept in Austria, and we found no Austrian industry that does. Data can leave once the right paperwork is in place under European rules. What Austria adds is a secrecy layer: a constitutional right to data secrecy, a staff secrecy duty, an extra fine of up to 50,000 euros (about $58,000), and a prison offence of up to one year.
The catch	The open headline is about location, not about paperwork or secrecy. Banks must follow a separate rulebook before customer information goes to any outside supplier, and that rulebook was completely replaced on 11 December 2024. Company accounting records held abroad must still have summaries sent back into Singapore. And a stricter rule in any other Singapore law beats the privacy law outright.	"No local storage needed" is true. "Nothing extra to do" is not. Austria's real cost sits in the secrecy layer, not in a map. A standard supplier data agreement does not satisfy Austrian data secrecy on its own, a child can consent at fourteen rather than sixteen, and misusing data you learned at work is a criminal matter in Austria, not just a fine. Health data also moves only inside a closed, encrypted Austrian health network, which in practice narrows your supplier list even though no law names a country.
Does this apply to me?	Yes. The privacy law reaches a company that has never set foot in Singapore. It defines an organisation as any body of persons whether or not formed under Singapore law and whether or not it has an office here. There is no revenue or headcount threshold to fall below, and no in-country agent to appoint. You must name at least one person responsible for compliance and publish their contact details, but that person may sit anywhere in the world.High confidence	Yes. A company with no office in Austria is still caught if it offers goods or services to people in Austria, or watches what they do online. There is no size or revenue floor to duck under. If you have no establishment anywhere in the European Union, you must name a representative inside the Union in writing. Austria does not add a second, Austria-only representative on top of that.High confidence
Can the data leave the country?	Yes, it can leave, and this is the unusual part: we searched banking, payments, insurance, securities, health, telecoms, government, education, gaming, mapping and defence and found no rule anywhere that forces personal data to stay in Singapore. What the law asks for is protection, not location. Before data goes abroad you must make sure the recipient is under a legal duty to protect it to a standard comparable to Singapore's.High confidence	Yes, with paperwork. We looked for an Austrian rule forcing data to stay in Austria and found none — not in banking, payments, insurance, securities, health, telecoms, government or mapping. Austrian health data is the closest thing to a wall, but it is a technical wall, not a geographic one: findings move only inside a closed, encrypted Austrian health network between registered care providers. Checked on 18 August 2026.Medium confidence
What do I have to do to send it abroad?	There is no list of approved countries, no list of banned countries, and no form to file. You need one thing: the recipient must be under a legally enforceable duty to protect the data to a comparable standard. Most companies do this with a contract they draft themselves, because Singapore does not publish a template. Group companies can use internal group-wide rules instead, and since 2 March 2026 a recipient holding a Global Cross-Border Privacy Rules certificate also counts.High confidence	The model is an approved-destination list. Sending data outside Europe is fine if the destination is on the European Commission's approved list. If it is not, you sign the European standard contract, or use approved group-wide rules, and you write down a short risk assessment first. You do not need permission from the Austrian regulator. Its own words: apart from a few special cases, international data traffic needs no approval.High confidence
Who enforces this — and are they actually working?	The Personal Data Protection Commission, which is the same body as the media and telecoms regulator wearing a different hat. It is genuinely working: it publishes batches of decisions and settlements several times a year, with the most recent batches in 2026. Financial firms answer to the central bank as well, and anyone running critical national systems answers to the Cyber Security Agency. All three are staffed and issuing instruments.High confidence	The Austrian Data Protection Authority, and it is genuinely working. It has had a permanent head, Matthias Schmidl, since 1 January 2024, a deputy, and five departments. It issues decisions, and on 24 June 2026 Austria's highest administrative court confirmed a 13 million euro fine (about $15 million) for building political-opinion profiles on around 2.2 million people. The court held the fine is measured against the whole group's turnover, not one product line.High confidence
How long must I keep it, and when must I delete it?	Both directions apply. The ceiling: you must stop keeping personal data once the purpose is finished and there is no legal or business reason to hold it, and there is no fixed number of days attached to that. The floor: company accounting records must be kept for at least five years, tax records for at least five years from the relevant year of assessment, and employment records for the latest two years, kept one year past the date an employee leaves.High confidence	There is a ceiling and a floor, and they pull against each other. The ceiling is European: keep personal data no longer than you need it, then delete it. The floor is Austrian tax and company law, which makes you keep books, invoices and business records for years after the year they relate to. Where the two clash, the keeping duty wins for as long as it runs, and the data must then be deleted.Medium confidence
What happens when something goes wrong?	There are at least three separate clocks and they run at very different speeds. Privacy: once you have decided a breach is serious enough to report, you have three calendar days to tell the regulator. Finance: a bank or other supervised firm has ONE HOUR to tell the central bank about a severe incident, then fourteen days for a root cause report. Critical national systems: TWO HOURS by phone to the national cyber agency, then a fuller report within seventy-two hours.High confidence	Count at least two clocks, sometimes four. For a personal data breach you tell the Austrian Data Protection Authority without delay and if possible within 72 hours, and if you are late you must explain in writing why. If you run an essential service you also report significant incidents to Austria's network security authority. Banks and insurers report separately under European financial rules, and telecom operators have their own duty.High confidence
What's the trap?	Five things that are not in the summary. One: an individual employee can go to prison for two years for leaking personal data, and that is separate from any fine on the company. Two: any other Singapore law beats the privacy law, so banking secrecy and similar duties override it. Three: every organisation must stop using national identity card numbers as passwords by 31 December 2026. Four: the data portability right is printed in the Act but has never been switched on. Five: the banking outsourcing rulebook everyone cites was cancelled in December 2024.High confidence	Five that cost people their weekend. A child can consent at fourteen in Austria, not sixteen. Misusing data you only learned about through your job is a crime punishable by up to a year in prison. There is a second, separate Austrian fine of up to 50,000 euros (about $58,000) for breaking data secrecy or running a camera unlawfully. Austrian public bodies cannot be fined at all, but you still can. And the law tells the regulator to warn first, which is not the same as forgiveness.High confidence
What's about to change?	Three real things are in flight. A new health law has been passed but not started, and it will add its own breach reporting clocks for anyone handling health records. A draft law for big data centres and big cloud providers went out for public comment on 1 July 2026 and closed on 22 July 2026; it is not law yet. And every organisation must stop using national identity numbers as passwords by 31 December 2026. Separately, watch two switches the government can flip with no consultation at all.High confidence	Three things to watch. Austria's Constitutional Court is deciding whether the state may plant software on a phone to read messages; it heard the case on 22 June 2026 and has not ruled. Austria has still not written the new European cybersecurity rules into national law, so that expansion is still ahead of you. And from 12 January 2027, cloud providers across Europe may no longer charge you to move your data out.High confidence
Hardest industry wall	All industries — Companies Act 1967, section 199	None found.