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Two or three countries, side by side, one row per question. Pick up to 3.

Countries

SwedenChecked 18 August 2026

Depends on your industryWork: HighEnforcement: Active

In one paragraph: Sweden has no general law forcing data to stay in the country. Personal data leaves under the ordinary European rules. But four walls override that: gambling systems must sit in Sweden, telecoms records kept for the police may never leave the European Union, classified material needs a state-to-state deal, and accounting books stay in Sweden unless you tell the tax agency.
The catch: The relaxed headline stops being true the moment you touch online gambling, telecoms records held for law enforcement, security-sensitive activity, detailed maps and sea-depth data, a public authority's secret files, or a Swedish company's accounting books. In those six areas Sweden is far stricter than its reputation suggests, and two of them carry prison sentences rather than fines.
Does this apply to me?: Yes. Sweden applies the European privacy rules, so a company anywhere in the world is caught if it offers goods or services to people in Sweden or watches what they do. There is no size or revenue floor to duck under. Sweden's own top-up law adds Swedish-only duties on top, and those apply to anyone processing data under Swedish law, not just Swedish companies. If you are outside Europe and caught, you normally have to name a representative inside Europe.High confidence
Can the data leave the country?: In general, yes. Sweden has no law that says personal data must physically stay in Sweden, and European law actually bans Sweden from imposing storage rules on non-personal data except for national security reasons. The exceptions are what matter. Online gambling systems must be placed in Sweden. Telephone and internet records that operators keep for the police may not be stored outside the European Union. Security-classified material cannot go to a foreign body without a government-to-government agreement. And a Swedish company's accounting records must be kept in Sweden unless it tells the tax agency where they are instead.High confidence
What do I have to do to send it abroad?: Sweden adds nothing of its own here — it uses the European toolkit unchanged. The model is an allowlist of approved destinations, and that list is well populated: the United Kingdom, Switzerland, Japan, South Korea, Canada, Brazil and about a dozen others are approved. For everywhere else you sign the European Commission's standard contract, or use group-wide rules approved by a regulator, and you write down why you think the data will still be safe. United States transfers work only if the receiving company has signed up to the European Union–United States Data Privacy Framework, and that arrangement is under legal pressure.High confidence
Who enforces this — and are they actually working?: The main privacy regulator is the Swedish Authority for Privacy Protection, and it is fully staffed and working. It published supervisory decisions in May, June and July 2026, including a reprimand to a large security company over filming its own staff, and in June 2026 it was also made Sweden's market surveillance authority for the European artificial intelligence rules. Other regulators matter just as much in their own lanes: the financial supervisor, the telecoms and post authority, the gambling authority, the Security Service and the Armed Forces.High confidence
How long must I keep it, and when must I delete it?: Sweden has a hard floor and a soft ceiling, and they pull in opposite directions. You must keep company accounting records for seven years after the end of the year they relate to, and patient records for at least ten years after the last entry. Against that, European privacy law says you must delete personal data once you no longer need it. Sweden resolves the clash the same way most of Europe does: a specific legal duty to keep something beats the general duty to delete it, so you keep it, lock it down and use it for nothing else.High confidence
What happens when something goes wrong?: Count at least three clocks, and they do not agree. For a personal data breach you have 72 hours to tell the privacy regulator, and you must tell the affected people without undue delay if the risk to them is high. Since 15 January 2026, organisations in important sectors must send an early warning to their cybersecurity supervisor within 24 hours of noticing a significant incident, then a fuller report within 72 hours — but trust service providers get only 24 hours for the full report. Financial firms have a fourth clock under the European digital resilience rules. The 24-hour warning is the one that catches people out.High confidence
What's the trap?: Five things that are not in any summary. One: a child can consent from age 13 in Sweden, the youngest age Europe allows, so a global default of 16 is wrong here. Two: you may only use a person's Swedish identity number without their consent when it is clearly justified — a Swedish-only rule with no European equivalent. Three: anything you send to a Swedish public authority can become a public document that any member of the public, including a competitor or a journalist, can demand a copy of. Four: giving a supplier access to a public authority's secret files is allowed only for purely technical processing or storage, and only if it is not inappropriate in the circumstances — the ordinary supplier contract is not enough. Five: mapping and sea-depth data is criminal law, not paperwork — spreading it without a permit can mean up to a year in prison.High confidence
What's about to change?: Two dated items. On 1 January 2027 a new law on the resilience of critical operators is proposed to start, covering eleven sectors and adding another 24-hour incident report. Also on 12 January 2027, European rules make it illegal for cloud providers to charge you to move your data out. Watch the government's national cloud policy, adopted on 28 May 2026: today it is only advice with no penalties, but it is the obvious vehicle for a future rule that public bodies must use European providers.High confidence
Hardest industry wall: Telecoms — Förordning (2022:511) om elektronisk kommunikation, 9 kap. 4 §
Online gaming — Spellagen (2018:1138), 16 kap. 2 §
Defence — Säkerhetsskyddslagen (2018:585) och Säkerhetsskyddsförordningen (2021:955)

TurkeyChecked 18 August 2026

Depends on your industryWork: HighEnforcement: Active

In one paragraph: Turkey lets personal data leave, but only after you build the paperwork yourself. The regulator has never declared a single country safe, so the approved-destination list is empty. Most companies use a government-published standard contract and must file it within five working days. The regulator is busy: it fined 876 organisations in 2025.
The catch: The general rule is 'paperwork, then you may send it'. That stops being true the moment you touch payments, banking, telecoms networks, public-sector systems or critical infrastructure. Payment and electronic money firms must keep their systems, their backups and their data inside Turkey, and may only use cloud providers the central bank has approved by name.
Does this apply to me?: Yes. A company with no office in Turkey is still caught, and it is caught harder than a local one. Any organisation based outside Turkey that decides why and how Turkish people's data is used must appoint a representative inside Turkey and sign up to the public register of data controllers before it starts processing. That representative has to be a company set up in Turkey or a Turkish citizen. Turkish small businesses can escape the register if they have fewer than 50 staff and a balance sheet under 100 million lira, but there is no such let-off for foreign companies.High confidence
Can the data leave the country?: It depends entirely on your industry, which is why Turkey is rated 'sectoral'. Under the general privacy law data may leave, but only after you put an approved safeguard in place, because the regulator has not yet declared any country safe. In payments and banking the answer flips to no: systems, backups and data have to sit inside Turkey. Public bodies, critical infrastructure, telecoms networks and health records all carry their own extra restrictions on top.High confidence
What do I have to do to send it abroad?: The model is an approved-destination list, and the list is empty. Nobody can rely on their country being blessed, so almost everyone uses one of the safeguards instead. The usual route is signing one of four standard contracts the regulator publishes, then telling the regulator within five working days of signing. Group companies can instead get binding corporate rules approved, and there is a permission route for bespoke undertakings, but that route almost always fails.High confidence
Who enforces this — and are they actually working?: The Personal Data Protection Authority, and it is fully up and running. In 2025 its board met 42 times, took 2,528 decisions, handled 12,512 complaints and fined 876 organisations a combined 352.5 million lira, which is roughly 8 million US dollars. It publishes named breach announcements most weeks. Financial, telecoms and insurance regulators enforce their own rules alongside it, and a new Cybersecurity Directorate has taken over the national cyber incident centre.High confidence
How long must I keep it, and when must I delete it?: Both directions apply, and the ceiling is unusual. Turkey does not give you a fixed number of months to delete by. Instead, once your reason for holding data runs out, you must erase it at your next scheduled clear-out, and any organisation on the public register has to publish a written retention and destruction policy setting those dates. The floor comes from ordinary commercial and tax law, which forces you to keep books and invoices for years.Medium confidence
What happens when something goes wrong?: There are at least three clocks. The privacy one is 72 hours: from the moment you learn that data has been taken unlawfully, you have three days to tell the Personal Data Protection Board, and you must tell the affected people as soon as you reasonably can. If you miss the 72 hours you must still report and explain why you were late. Companies based abroad have to report too, if people in Turkey are affected.High confidence
What's the trap?: Five things bite people. One: most fines are for paperwork, not privacy. Two thirds of the organisations fined in 2025 were punished for the public register, not for mishandling anyone's data. Two: the bespoke permission route for sending data abroad is close to a dead end, with 76 of 89 applications refused in 2025. Three: filing your standard contract invites inspection rather than closing the file. Four: your representative in Turkey must be Turkish. Five: no country is on the safe list, so there is no shortcut.High confidence
What's about to change?: Two dated items and one direction of travel. Retailers running loyalty cards have until 28 February 2027 to build a way of checking that the person at the till really owns the card, after the regulator extended the original deadline in July 2026. Public bodies are working to a July 2026 ruling on what they may publish online. And the government is pushing openly on data sovereignty, with the President chairing a cyber security meeting in May 2026 that treated data as a strategic asset.High confidence
Hardest industry wall: Payments — Odeme ve Elektronik Para Kuruluslarinin Bilgi Sistemleri ile Odeme Hizmeti Saglayicilarinin Odeme Hizmetleri Alanindaki Veri Paylasim Servislerine Iliskin Teblig
Banking — Bankalarin Bilgi Sistemleri ve Elektronik Bankacilik Hizmetleri Hakkinda Yonetmelik
Government — 2019/12 sayili Bilgi ve Iletisim Guvenligi Tedbirleri Genelgesi ve Bilgi ve Iletisim Guvenligi Rehberi

The eight framework questions answered for each selected country
Question	SwedenChecked 18 August 2026	TurkeyChecked 18 August 2026
The three ratings	Depends on your industry Work: High Enforcement: Active	Depends on your industry Work: High Enforcement: Active
In one paragraph	Sweden has no general law forcing data to stay in the country. Personal data leaves under the ordinary European rules. But four walls override that: gambling systems must sit in Sweden, telecoms records kept for the police may never leave the European Union, classified material needs a state-to-state deal, and accounting books stay in Sweden unless you tell the tax agency.	Turkey lets personal data leave, but only after you build the paperwork yourself. The regulator has never declared a single country safe, so the approved-destination list is empty. Most companies use a government-published standard contract and must file it within five working days. The regulator is busy: it fined 876 organisations in 2025.
The catch	The relaxed headline stops being true the moment you touch online gambling, telecoms records held for law enforcement, security-sensitive activity, detailed maps and sea-depth data, a public authority's secret files, or a Swedish company's accounting books. In those six areas Sweden is far stricter than its reputation suggests, and two of them carry prison sentences rather than fines.	The general rule is 'paperwork, then you may send it'. That stops being true the moment you touch payments, banking, telecoms networks, public-sector systems or critical infrastructure. Payment and electronic money firms must keep their systems, their backups and their data inside Turkey, and may only use cloud providers the central bank has approved by name.
Does this apply to me?	Yes. Sweden applies the European privacy rules, so a company anywhere in the world is caught if it offers goods or services to people in Sweden or watches what they do. There is no size or revenue floor to duck under. Sweden's own top-up law adds Swedish-only duties on top, and those apply to anyone processing data under Swedish law, not just Swedish companies. If you are outside Europe and caught, you normally have to name a representative inside Europe.High confidence	Yes. A company with no office in Turkey is still caught, and it is caught harder than a local one. Any organisation based outside Turkey that decides why and how Turkish people's data is used must appoint a representative inside Turkey and sign up to the public register of data controllers before it starts processing. That representative has to be a company set up in Turkey or a Turkish citizen. Turkish small businesses can escape the register if they have fewer than 50 staff and a balance sheet under 100 million lira, but there is no such let-off for foreign companies.High confidence
Can the data leave the country?	In general, yes. Sweden has no law that says personal data must physically stay in Sweden, and European law actually bans Sweden from imposing storage rules on non-personal data except for national security reasons. The exceptions are what matter. Online gambling systems must be placed in Sweden. Telephone and internet records that operators keep for the police may not be stored outside the European Union. Security-classified material cannot go to a foreign body without a government-to-government agreement. And a Swedish company's accounting records must be kept in Sweden unless it tells the tax agency where they are instead.High confidence	It depends entirely on your industry, which is why Turkey is rated 'sectoral'. Under the general privacy law data may leave, but only after you put an approved safeguard in place, because the regulator has not yet declared any country safe. In payments and banking the answer flips to no: systems, backups and data have to sit inside Turkey. Public bodies, critical infrastructure, telecoms networks and health records all carry their own extra restrictions on top.High confidence
What do I have to do to send it abroad?	Sweden adds nothing of its own here — it uses the European toolkit unchanged. The model is an allowlist of approved destinations, and that list is well populated: the United Kingdom, Switzerland, Japan, South Korea, Canada, Brazil and about a dozen others are approved. For everywhere else you sign the European Commission's standard contract, or use group-wide rules approved by a regulator, and you write down why you think the data will still be safe. United States transfers work only if the receiving company has signed up to the European Union–United States Data Privacy Framework, and that arrangement is under legal pressure.High confidence	The model is an approved-destination list, and the list is empty. Nobody can rely on their country being blessed, so almost everyone uses one of the safeguards instead. The usual route is signing one of four standard contracts the regulator publishes, then telling the regulator within five working days of signing. Group companies can instead get binding corporate rules approved, and there is a permission route for bespoke undertakings, but that route almost always fails.High confidence
Who enforces this — and are they actually working?	The main privacy regulator is the Swedish Authority for Privacy Protection, and it is fully staffed and working. It published supervisory decisions in May, June and July 2026, including a reprimand to a large security company over filming its own staff, and in June 2026 it was also made Sweden's market surveillance authority for the European artificial intelligence rules. Other regulators matter just as much in their own lanes: the financial supervisor, the telecoms and post authority, the gambling authority, the Security Service and the Armed Forces.High confidence	The Personal Data Protection Authority, and it is fully up and running. In 2025 its board met 42 times, took 2,528 decisions, handled 12,512 complaints and fined 876 organisations a combined 352.5 million lira, which is roughly 8 million US dollars. It publishes named breach announcements most weeks. Financial, telecoms and insurance regulators enforce their own rules alongside it, and a new Cybersecurity Directorate has taken over the national cyber incident centre.High confidence
How long must I keep it, and when must I delete it?	Sweden has a hard floor and a soft ceiling, and they pull in opposite directions. You must keep company accounting records for seven years after the end of the year they relate to, and patient records for at least ten years after the last entry. Against that, European privacy law says you must delete personal data once you no longer need it. Sweden resolves the clash the same way most of Europe does: a specific legal duty to keep something beats the general duty to delete it, so you keep it, lock it down and use it for nothing else.High confidence	Both directions apply, and the ceiling is unusual. Turkey does not give you a fixed number of months to delete by. Instead, once your reason for holding data runs out, you must erase it at your next scheduled clear-out, and any organisation on the public register has to publish a written retention and destruction policy setting those dates. The floor comes from ordinary commercial and tax law, which forces you to keep books and invoices for years.Medium confidence
What happens when something goes wrong?	Count at least three clocks, and they do not agree. For a personal data breach you have 72 hours to tell the privacy regulator, and you must tell the affected people without undue delay if the risk to them is high. Since 15 January 2026, organisations in important sectors must send an early warning to their cybersecurity supervisor within 24 hours of noticing a significant incident, then a fuller report within 72 hours — but trust service providers get only 24 hours for the full report. Financial firms have a fourth clock under the European digital resilience rules. The 24-hour warning is the one that catches people out.High confidence	There are at least three clocks. The privacy one is 72 hours: from the moment you learn that data has been taken unlawfully, you have three days to tell the Personal Data Protection Board, and you must tell the affected people as soon as you reasonably can. If you miss the 72 hours you must still report and explain why you were late. Companies based abroad have to report too, if people in Turkey are affected.High confidence
What's the trap?	Five things that are not in any summary. One: a child can consent from age 13 in Sweden, the youngest age Europe allows, so a global default of 16 is wrong here. Two: you may only use a person's Swedish identity number without their consent when it is clearly justified — a Swedish-only rule with no European equivalent. Three: anything you send to a Swedish public authority can become a public document that any member of the public, including a competitor or a journalist, can demand a copy of. Four: giving a supplier access to a public authority's secret files is allowed only for purely technical processing or storage, and only if it is not inappropriate in the circumstances — the ordinary supplier contract is not enough. Five: mapping and sea-depth data is criminal law, not paperwork — spreading it without a permit can mean up to a year in prison.High confidence	Five things bite people. One: most fines are for paperwork, not privacy. Two thirds of the organisations fined in 2025 were punished for the public register, not for mishandling anyone's data. Two: the bespoke permission route for sending data abroad is close to a dead end, with 76 of 89 applications refused in 2025. Three: filing your standard contract invites inspection rather than closing the file. Four: your representative in Turkey must be Turkish. Five: no country is on the safe list, so there is no shortcut.High confidence
What's about to change?	Two dated items. On 1 January 2027 a new law on the resilience of critical operators is proposed to start, covering eleven sectors and adding another 24-hour incident report. Also on 12 January 2027, European rules make it illegal for cloud providers to charge you to move your data out. Watch the government's national cloud policy, adopted on 28 May 2026: today it is only advice with no penalties, but it is the obvious vehicle for a future rule that public bodies must use European providers.High confidence	Two dated items and one direction of travel. Retailers running loyalty cards have until 28 February 2027 to build a way of checking that the person at the till really owns the card, after the regulator extended the original deadline in July 2026. Public bodies are working to a July 2026 ruling on what they may publish online. And the government is pushing openly on data sovereignty, with the President chairing a cyber security meeting in May 2026 that treated data as a strategic asset.High confidence
Hardest industry wall	Telecoms — Förordning (2022:511) om elektronisk kommunikation, 9 kap. 4 § Online gaming — Spellagen (2018:1138), 16 kap. 2 § Defence — Säkerhetsskyddslagen (2018:585) och Säkerhetsskyddsförordningen (2021:955)	Payments — Odeme ve Elektronik Para Kuruluslarinin Bilgi Sistemleri ile Odeme Hizmeti Saglayicilarinin Odeme Hizmetleri Alanindaki Veri Paylasim Servislerine Iliskin Teblig Banking — Bankalarin Bilgi Sistemleri ve Elektronik Bankacilik Hizmetleri Hakkinda Yonetmelik Government — 2019/12 sayili Bilgi ve Iletisim Guvenligi Tedbirleri Genelgesi ve Bilgi ve Iletisim Guvenligi Rehberi