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Two or three countries, side by side, one row per question. Pick up to 3.

Countries

RussiaChecked 18 August 2026

A copy must stayWork: Very highEnforcement: Active

In one paragraph: If you collect personal data from people in Russia, the database you collect it into must sit inside Russia. You may then send a copy abroad, but only after you tell the regulator first and only to a country on its approved list. The United States is not on that list. Breaking the storage rule costs up to 6 million roubles, about $75,000, and leaking data can now put a person in prison.
The catch: The 'copy may go abroad' part disappears in several industries. Payments, electronic money, biometrics, telecoms, internet messaging services, government systems and detailed mapping are hard walls: the data must stay in Russia and no copy may leave. Since 1 September 2025 any company running 'significant' critical infrastructure — which includes most banks, telecoms operators and large energy and health providers — must also run Russian-registered software on those systems.
Does this apply to me?: Yes. The law reaches a foreign company with no office in Russia. It applies whenever you process the personal data of Russian citizens under a contract with them, under any other agreement with them, or on the basis of their consent. There is no size or revenue threshold. Almost every organisation must also file a notice with the regulator before it starts processing, and file a second, separate notice before any data leaves the country.High confidence
Can the data leave the country?: A copy can leave, but the original must stay. When you collect personal data about Russian citizens, the database you record, store, update or retrieve it from has to be physically in Russia. Since 1 July 2025 the law says this as a flat ban on using databases outside Russia for those steps. After that, sending a copy abroad is a separate question with its own paperwork. Several industries are stricter still and allow no copy out at all.High confidence
What do I have to do to send it abroad?: Russia runs an approved-destinations list, so a transfer is banned unless the destination is on it. Before any data leaves you must send the regulator a separate written notice naming the countries, the data and the recipients, and you must first collect written assurances from the recipient about how it will protect the data. If the destination is on the approved list you may start as soon as the notice is sent. If it is not, you must wait, and in practice you will be refused. The United States is not on the list.High confidence
Who enforces this — and are they actually working?: Roskomnadzor, the federal communications and media supervisor, is the data protection regulator. It is a long-established federal service, fully staffed, and it is still issuing binding orders — its most recent inspection check-list order was published on the state legal portal in December 2025. It is not the only enforcer. The security service runs the national cyber-attack reporting system, the technical regulator FSTEC sets security requirements for government and critical systems, and the Bank of Russia supervises banks and payment firms.Medium confidence
How long must I keep it, and when must I delete it?: Both directions apply and they collide. Personal data must be destroyed within 30 days of the purpose being achieved, or within 30 days of consent being withdrawn, and within 10 working days if the processing was unlawful. Against that, staff records must be kept for 50 years, telecoms and messaging metadata for three years, and message content for up to six months. Where a statute sets a minimum, the minimum wins and you keep the data.High confidence
What happens when something goes wrong?: There are at least three clocks and they run at once. You have 24 hours to tell the data regulator that personal data has leaked, and 72 hours to give it the results of your internal investigation. Separately, if the leak came from a computer attack you must report it to the security service's national attack-detection system. Banks and payment firms report to the Bank of Russia as well. Missing the 24-hour notice is itself a fine of up to 3 million roubles, about $37,000.High confidence
What's the trap?: Five things catch people out. First, leaking data is now a crime, and doing it across a border carries up to eight years in prison. Second, repeat leaks are fined as a share of worldwide-style annual revenue, between 1 and 3 percent, with a floor of 20 million roubles, about $250,000. Third, staff files must be kept 50 years, which flatly conflicts with the 30-day deletion duty. Fourth, biometric data can only be handled by a Russian-controlled company using databases in Russia. Fifth, refusing to serve a customer because they will not give biometrics is itself a fine.High confidence
What's about to change?: One dated change is already fixed: from 1 September 2027, Moscow's public bodies move onto a single city technology platform, which will pull a large volume of citizen data into one place. Much more important are the switches the government already holds and can flip with no consultation. The approved-country list can be cut by a single regulator order. Any transfer can be banned outright on security or economic grounds. And the rules for foreign use of Russian mapping technology have been written into the law but never issued.High confidence
Hardest industry wall: All industries — Федеральный закон от 27.07.2006 № 152-ФЗ «О персональных данных», статья 18 часть 5
All industries — Федеральный закон № 152-ФЗ, статья 21 часть 3.1 и статья 19 часть 12
All industries — Уголовный кодекс Российской Федерации, статья 272.1
Payments — Федеральный закон от 27.06.2011 № 161-ФЗ «О национальной платежной системе», статьи 12 и 16
All industries — Федеральный закон от 29.12.2022 № 572-ФЗ об идентификации и аутентификации с использованием биометрических персональных данных
Telecoms — Федеральный закон от 07.07.2003 № 126-ФЗ «О связи», статья 64; Федеральный закон от 27.07.2006 № 149-ФЗ, статья 10.1
Government — Приказ ФСТЭК России от 11.04.2025 № 117; Указ Президента РФ от 30.03.2022 № 166; Указ Президента РФ от 01.05.2022 № 250; Федеральный закон от 07.04.2025 № 58-ФЗ
Mapping and location — Федеральный закон от 30.12.2015 № 431-ФЗ «О геодезии, картографии и пространственных данных», статьи 23 и 24
Health and social care — Федеральный закон от 21.11.2011 № 323-ФЗ «Об основах охраны здоровья граждан в Российской Федерации», статья 13
Social media and online platforms — Федеральный закон от 01.07.2021 № 236-ФЗ «О деятельности иностранных лиц в информационно-телекоммуникационной сети «Интернет» на территории Российской Федерации»

SingaporeChecked 18 August 2026

Yes, with paperworkWork: MediumEnforcement: Active

In one paragraph: Singapore lets personal data leave the country, and we found no industry that is forced to keep data on Singaporean soil. What you must do instead is make the person receiving the data legally bound to protect it as well as Singapore law does. There is no government list of approved or banned countries and no permission to apply for. The privacy regulator is real, staffed, and publishes decisions.
The catch: The open headline is about location, not about paperwork or secrecy. Banks must follow a separate rulebook before customer information goes to any outside supplier, and that rulebook was completely replaced on 11 December 2024. Company accounting records held abroad must still have summaries sent back into Singapore. And a stricter rule in any other Singapore law beats the privacy law outright.
Does this apply to me?: Yes. The privacy law reaches a company that has never set foot in Singapore. It defines an organisation as any body of persons whether or not formed under Singapore law and whether or not it has an office here. There is no revenue or headcount threshold to fall below, and no in-country agent to appoint. You must name at least one person responsible for compliance and publish their contact details, but that person may sit anywhere in the world.High confidence
Can the data leave the country?: Yes, it can leave, and this is the unusual part: we searched banking, payments, insurance, securities, health, telecoms, government, education, gaming, mapping and defence and found no rule anywhere that forces personal data to stay in Singapore. What the law asks for is protection, not location. Before data goes abroad you must make sure the recipient is under a legal duty to protect it to a standard comparable to Singapore's.High confidence
What do I have to do to send it abroad?: There is no list of approved countries, no list of banned countries, and no form to file. You need one thing: the recipient must be under a legally enforceable duty to protect the data to a comparable standard. Most companies do this with a contract they draft themselves, because Singapore does not publish a template. Group companies can use internal group-wide rules instead, and since 2 March 2026 a recipient holding a Global Cross-Border Privacy Rules certificate also counts.High confidence
Who enforces this — and are they actually working?: The Personal Data Protection Commission, which is the same body as the media and telecoms regulator wearing a different hat. It is genuinely working: it publishes batches of decisions and settlements several times a year, with the most recent batches in 2026. Financial firms answer to the central bank as well, and anyone running critical national systems answers to the Cyber Security Agency. All three are staffed and issuing instruments.High confidence
How long must I keep it, and when must I delete it?: Both directions apply. The ceiling: you must stop keeping personal data once the purpose is finished and there is no legal or business reason to hold it, and there is no fixed number of days attached to that. The floor: company accounting records must be kept for at least five years, tax records for at least five years from the relevant year of assessment, and employment records for the latest two years, kept one year past the date an employee leaves.High confidence
What happens when something goes wrong?: There are at least three separate clocks and they run at very different speeds. Privacy: once you have decided a breach is serious enough to report, you have three calendar days to tell the regulator. Finance: a bank or other supervised firm has ONE HOUR to tell the central bank about a severe incident, then fourteen days for a root cause report. Critical national systems: TWO HOURS by phone to the national cyber agency, then a fuller report within seventy-two hours.High confidence
What's the trap?: Five things that are not in the summary. One: an individual employee can go to prison for two years for leaking personal data, and that is separate from any fine on the company. Two: any other Singapore law beats the privacy law, so banking secrecy and similar duties override it. Three: every organisation must stop using national identity card numbers as passwords by 31 December 2026. Four: the data portability right is printed in the Act but has never been switched on. Five: the banking outsourcing rulebook everyone cites was cancelled in December 2024.High confidence
What's about to change?: Three real things are in flight. A new health law has been passed but not started, and it will add its own breach reporting clocks for anyone handling health records. A draft law for big data centres and big cloud providers went out for public comment on 1 July 2026 and closed on 22 July 2026; it is not law yet. And every organisation must stop using national identity numbers as passwords by 31 December 2026. Separately, watch two switches the government can flip with no consultation at all.High confidence
Hardest industry wall: All industries — Companies Act 1967, section 199

The eight framework questions answered for each selected country
Question	RussiaChecked 18 August 2026	SingaporeChecked 18 August 2026
The three ratings	A copy must stay Work: Very high Enforcement: Active	Yes, with paperwork Work: Medium Enforcement: Active
In one paragraph	If you collect personal data from people in Russia, the database you collect it into must sit inside Russia. You may then send a copy abroad, but only after you tell the regulator first and only to a country on its approved list. The United States is not on that list. Breaking the storage rule costs up to 6 million roubles, about $75,000, and leaking data can now put a person in prison.	Singapore lets personal data leave the country, and we found no industry that is forced to keep data on Singaporean soil. What you must do instead is make the person receiving the data legally bound to protect it as well as Singapore law does. There is no government list of approved or banned countries and no permission to apply for. The privacy regulator is real, staffed, and publishes decisions.
The catch	The 'copy may go abroad' part disappears in several industries. Payments, electronic money, biometrics, telecoms, internet messaging services, government systems and detailed mapping are hard walls: the data must stay in Russia and no copy may leave. Since 1 September 2025 any company running 'significant' critical infrastructure — which includes most banks, telecoms operators and large energy and health providers — must also run Russian-registered software on those systems.	The open headline is about location, not about paperwork or secrecy. Banks must follow a separate rulebook before customer information goes to any outside supplier, and that rulebook was completely replaced on 11 December 2024. Company accounting records held abroad must still have summaries sent back into Singapore. And a stricter rule in any other Singapore law beats the privacy law outright.
Does this apply to me?	Yes. The law reaches a foreign company with no office in Russia. It applies whenever you process the personal data of Russian citizens under a contract with them, under any other agreement with them, or on the basis of their consent. There is no size or revenue threshold. Almost every organisation must also file a notice with the regulator before it starts processing, and file a second, separate notice before any data leaves the country.High confidence	Yes. The privacy law reaches a company that has never set foot in Singapore. It defines an organisation as any body of persons whether or not formed under Singapore law and whether or not it has an office here. There is no revenue or headcount threshold to fall below, and no in-country agent to appoint. You must name at least one person responsible for compliance and publish their contact details, but that person may sit anywhere in the world.High confidence
Can the data leave the country?	A copy can leave, but the original must stay. When you collect personal data about Russian citizens, the database you record, store, update or retrieve it from has to be physically in Russia. Since 1 July 2025 the law says this as a flat ban on using databases outside Russia for those steps. After that, sending a copy abroad is a separate question with its own paperwork. Several industries are stricter still and allow no copy out at all.High confidence	Yes, it can leave, and this is the unusual part: we searched banking, payments, insurance, securities, health, telecoms, government, education, gaming, mapping and defence and found no rule anywhere that forces personal data to stay in Singapore. What the law asks for is protection, not location. Before data goes abroad you must make sure the recipient is under a legal duty to protect it to a standard comparable to Singapore's.High confidence
What do I have to do to send it abroad?	Russia runs an approved-destinations list, so a transfer is banned unless the destination is on it. Before any data leaves you must send the regulator a separate written notice naming the countries, the data and the recipients, and you must first collect written assurances from the recipient about how it will protect the data. If the destination is on the approved list you may start as soon as the notice is sent. If it is not, you must wait, and in practice you will be refused. The United States is not on the list.High confidence	There is no list of approved countries, no list of banned countries, and no form to file. You need one thing: the recipient must be under a legally enforceable duty to protect the data to a comparable standard. Most companies do this with a contract they draft themselves, because Singapore does not publish a template. Group companies can use internal group-wide rules instead, and since 2 March 2026 a recipient holding a Global Cross-Border Privacy Rules certificate also counts.High confidence
Who enforces this — and are they actually working?	Roskomnadzor, the federal communications and media supervisor, is the data protection regulator. It is a long-established federal service, fully staffed, and it is still issuing binding orders — its most recent inspection check-list order was published on the state legal portal in December 2025. It is not the only enforcer. The security service runs the national cyber-attack reporting system, the technical regulator FSTEC sets security requirements for government and critical systems, and the Bank of Russia supervises banks and payment firms.Medium confidence	The Personal Data Protection Commission, which is the same body as the media and telecoms regulator wearing a different hat. It is genuinely working: it publishes batches of decisions and settlements several times a year, with the most recent batches in 2026. Financial firms answer to the central bank as well, and anyone running critical national systems answers to the Cyber Security Agency. All three are staffed and issuing instruments.High confidence
How long must I keep it, and when must I delete it?	Both directions apply and they collide. Personal data must be destroyed within 30 days of the purpose being achieved, or within 30 days of consent being withdrawn, and within 10 working days if the processing was unlawful. Against that, staff records must be kept for 50 years, telecoms and messaging metadata for three years, and message content for up to six months. Where a statute sets a minimum, the minimum wins and you keep the data.High confidence	Both directions apply. The ceiling: you must stop keeping personal data once the purpose is finished and there is no legal or business reason to hold it, and there is no fixed number of days attached to that. The floor: company accounting records must be kept for at least five years, tax records for at least five years from the relevant year of assessment, and employment records for the latest two years, kept one year past the date an employee leaves.High confidence
What happens when something goes wrong?	There are at least three clocks and they run at once. You have 24 hours to tell the data regulator that personal data has leaked, and 72 hours to give it the results of your internal investigation. Separately, if the leak came from a computer attack you must report it to the security service's national attack-detection system. Banks and payment firms report to the Bank of Russia as well. Missing the 24-hour notice is itself a fine of up to 3 million roubles, about $37,000.High confidence	There are at least three separate clocks and they run at very different speeds. Privacy: once you have decided a breach is serious enough to report, you have three calendar days to tell the regulator. Finance: a bank or other supervised firm has ONE HOUR to tell the central bank about a severe incident, then fourteen days for a root cause report. Critical national systems: TWO HOURS by phone to the national cyber agency, then a fuller report within seventy-two hours.High confidence
What's the trap?	Five things catch people out. First, leaking data is now a crime, and doing it across a border carries up to eight years in prison. Second, repeat leaks are fined as a share of worldwide-style annual revenue, between 1 and 3 percent, with a floor of 20 million roubles, about $250,000. Third, staff files must be kept 50 years, which flatly conflicts with the 30-day deletion duty. Fourth, biometric data can only be handled by a Russian-controlled company using databases in Russia. Fifth, refusing to serve a customer because they will not give biometrics is itself a fine.High confidence	Five things that are not in the summary. One: an individual employee can go to prison for two years for leaking personal data, and that is separate from any fine on the company. Two: any other Singapore law beats the privacy law, so banking secrecy and similar duties override it. Three: every organisation must stop using national identity card numbers as passwords by 31 December 2026. Four: the data portability right is printed in the Act but has never been switched on. Five: the banking outsourcing rulebook everyone cites was cancelled in December 2024.High confidence
What's about to change?	One dated change is already fixed: from 1 September 2027, Moscow's public bodies move onto a single city technology platform, which will pull a large volume of citizen data into one place. Much more important are the switches the government already holds and can flip with no consultation. The approved-country list can be cut by a single regulator order. Any transfer can be banned outright on security or economic grounds. And the rules for foreign use of Russian mapping technology have been written into the law but never issued.High confidence	Three real things are in flight. A new health law has been passed but not started, and it will add its own breach reporting clocks for anyone handling health records. A draft law for big data centres and big cloud providers went out for public comment on 1 July 2026 and closed on 22 July 2026; it is not law yet. And every organisation must stop using national identity numbers as passwords by 31 December 2026. Separately, watch two switches the government can flip with no consultation at all.High confidence
Hardest industry wall	All industries — Федеральный закон от 27.07.2006 № 152-ФЗ «О персональных данных», статья 18 часть 5 All industries — Федеральный закон № 152-ФЗ, статья 21 часть 3.1 и статья 19 часть 12 All industries — Уголовный кодекс Российской Федерации, статья 272.1 Payments — Федеральный закон от 27.06.2011 № 161-ФЗ «О национальной платежной системе», статьи 12 и 16 All industries — Федеральный закон от 29.12.2022 № 572-ФЗ об идентификации и аутентификации с использованием биометрических персональных данных Telecoms — Федеральный закон от 07.07.2003 № 126-ФЗ «О связи», статья 64; Федеральный закон от 27.07.2006 № 149-ФЗ, статья 10.1 Government — Приказ ФСТЭК России от 11.04.2025 № 117; Указ Президента РФ от 30.03.2022 № 166; Указ Президента РФ от 01.05.2022 № 250; Федеральный закон от 07.04.2025 № 58-ФЗ Mapping and location — Федеральный закон от 30.12.2015 № 431-ФЗ «О геодезии, картографии и пространственных данных», статьи 23 и 24 Health and social care — Федеральный закон от 21.11.2011 № 323-ФЗ «Об основах охраны здоровья граждан в Российской Федерации», статья 13 Social media and online platforms — Федеральный закон от 01.07.2021 № 236-ФЗ «О деятельности иностранных лиц в информационно-телекоммуникационной сети «Интернет» на территории Российской Федерации»	All industries — Companies Act 1967, section 199