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Two or three countries, side by side, one row per question. Pick up to 3.

Countries

NetherlandsChecked 18 August 2026

Depends on your industryWork: HighEnforcement: Aggressive

In one paragraph: For most businesses the Netherlands follows the ordinary European rules: data may leave the country once you have the right paperwork in place. Two areas are much harder. Online gambling firms must keep their regulator-facing database physically in the Netherlands, and central government now has to keep all its information inside Europe. The Dutch privacy regulator hands out some of the largest transfer fines in Europe.
The catch: The relaxed headline stops being true the moment you touch online gambling, central government work, health records or a regulated financial firm. An online gambling licence forces one database onto Dutch soil. Central government contracts now bar storage outside Europe. And a brand-new cybersecurity law switched on three days ago, on 15 August 2026, with a 24-hour incident alarm most companies have not built yet.
Does this apply to me?: Yes, it reaches you with no Dutch office. Europe's privacy law applies to any organisation anywhere that offers goods or services to people in the Netherlands or watches what they do online, and there is no size or revenue floor. Separately, the new Dutch cybersecurity law says that if you are a cloud provider, data centre, managed service provider, online marketplace, search engine or social network based outside Europe but selling into the Netherlands, you must appoint a representative inside the European Union.High confidence
Can the data leave the country?: In general yes, with paperwork, because the Netherlands is an EU country and European rules govern transfers. But three Dutch walls override that. An online gambling licence holder must physically place its regulator-facing control database in the Netherlands. Central government must keep all its information inside the European Economic Area plus Switzerland. And a healthcare provider, bank or insurer can put data abroad only if the supervisor can still see and audit it.High confidence
What do I have to do to send it abroad?: The model is an allowlist run at European level, not a Dutch one. You may send personal data outside Europe only if the destination has been officially approved, or you sign the standard European contract, or you use approved group-wide rules. The approved list is full and active. The Netherlands adds no national approval step and keeps no blocklist of its own.High confidence
Who enforces this — and are they actually working?: The Dutch Data Protection Authority, and it is very much operational and very much willing to fine. It has a full three-person board, and a new chair, Geert Potjewijd, took office on 1 August 2026. It has issued two of the largest cross-border transfer fines in Europe: 290 million euros against Uber in 2024 and 100 million euros against a taxi app in May 2026. Cybersecurity is enforced separately, by sector ministries and inspectorates, and that machinery is only now being assembled.High confidence
How long must I keep it, and when must I delete it?: There is a firm floor and a soft ceiling. You must keep your books and tax records for seven years, and money-laundering records for five years after the relationship or transaction ends. Against that, privacy law says you must delete personal data once you no longer need it, and there is no fixed number. When the two collide, the legal duty to keep wins for as long as it lasts, and deletion follows immediately after.High confidence
What happens when something goes wrong?: Count three clocks, not one. For a personal data breach you have 72 hours to tell the Dutch Data Protection Authority. If you are covered by the new cybersecurity law that started on 15 August 2026, you must raise an early warning within 24 hours, file a full report within 72 hours, and deliver a final report within one month. Telecom operators have a fourth clock and must tell the privacy regulator without delay.High confidence
What's the trap?: Five things that are not in the summary. Your works council can block an HR or monitoring system. Breaking a professional secrecy duty is a crime, not a fine. The telecom retention duty printed in the law cannot be enforced. Children need a parent's permission until they turn sixteen. And the new cybersecurity law started on 15 August 2026 with a phased exception for universities that most checklists miss.High confidence
What's about to change?: Three dated changes. On 1 September 2026 an amendment act tidies up the Dutch privacy law and adds new rules for handing over health files, but one part of it has deliberately been left switched off. Registration and incident duties under the cybersecurity law that started on 15 August 2026 are being phased in now. And by 12 January 2027 every cloud provider must drop switching and data export charges to zero across Europe.High confidence
Hardest industry wall: Online gaming — Besluit kansspelen op afstand, artikel 4.42, tweede lid
Government — Herziening rijksbreed cloudbeleid 2026

UzbekistanChecked 18 August 2026

Yes, with paperworkWork: HighEnforcement: Waking up

In one paragraph: Uzbekistan used to say that data about its citizens had to sit on machines inside the country. In March 2026 it dropped that blanket rule. Most personal data may now be stored abroad if the destination country is on a new government approved list, or you use an approved contract, or you meet international standards. Three kinds of data still cannot leave at all.
The catch: The relaxed headline stops at three walls. Face and fingerprint data, genetic data, and data about customers of telephone and internet companies must be kept inside Uzbekistan. Banks face a separate rule that bans handing the running of their systems to an outside supplier, which blocks most managed cloud arrangements. Detailed maps are handled under state-secrecy rules.
Does this apply to me?: The law is written to cover the handling of personal data whatever tools are used, and it was aimed at foreign online platforms when the storage rules were first tightened in 2021. It does not set a size or revenue threshold, so a small foreign company is treated the same as a large one. We found no clear wording that forces a foreign company to appoint a representative living in Uzbekistan, and no explicit sentence saying the law follows the data outside the country.Medium confidence
Can the data leave the country?: Mostly yes, but only if you can point to one of three permissions. Face and fingerprint data, genetic data, and data about customers of telephone and internet companies must stay in Uzbekistan. Everything else may be stored and processed abroad if the destination country is on the government's approved list, or you sign an approved standard contract or use approved group rules, or you follow recognised international data standards.Medium confidence
What do I have to do to send it abroad?: The model is an approved list. Before ordinary personal data leaves the country you need one of three things: the destination is on the Cabinet of Ministers' list of countries with adequate protection, or you use the standard contract terms or group rules approved by the data authority, or you meet recognised international data standards. The country list was signed on 29 July 2026 and started on 3 August 2026, so it is brand new. We could not read which countries are on it, and no approved standard contract template appears to have been published yet.Medium confidence
Who enforces this — and are they actually working?: The data regulator is the State Centre for Personalization, which sits under the Cabinet of Ministers. It keeps the national register of personal data databases and can issue orders that companies and individuals must obey. It is a working government body and the registration service has run since 2020, but we found no published fines or decisions, so treat enforcement as waking up rather than active. Cyber incidents are handled by a different body, the State Security Service, and banks answer separately to the Central Bank.Medium confidence
How long must I keep it, and when must I delete it?: The ceiling is clear: personal data must be destroyed once the purpose is achieved, once consent is withdrawn, once the agreed period ends, or when a court orders it. The floor is thinner. Organisations covered by the cybersecurity law must keep backup copies covering at least the last three months. We did not verify the general tax and accounting minimum keeping periods during this run, so plan on the usual company record rules as well.Medium confidence
What happens when something goes wrong?: There are two clocks and they are not the same. The privacy law itself contains no duty to report a data breach to the regulator or to the people affected — we checked the text on 18 August 2026 and found none. The cybersecurity law is where reporting lives: organisations covered by it must tell the State Security Service about cyber incidents. Banks also report to the Central Bank under its security rules. We could not confirm a firm deadline in hours for any of these.Medium confidence
What's the trap?: First, every database of personal data has to be entered in a national register — it is a notification, it is free and it takes five working days, but skipping it is still a breach. Second, breaking the personal data rules can be a crime, not just a fine, so a named person can be prosecuted. Third, the face and fingerprint wall catches ordinary products like fingerprint logins and identity checks, not just spy technology. Fourth, banks are banned from handing the running of their technology and security systems to an outside supplier, which rules out most managed cloud and outsourced security operations. Fifth, the standard contract route for sending data abroad exists on paper but no approved template appears to have been published.Medium confidence
What's about to change?: The big change already happened in March 2026 and the follow-up is still landing. The approved country list started on 3 August 2026 and can be widened or cut by the Cabinet of Ministers at any time. The approved standard contract for sending data abroad is still missing, so watch for it. A new Tashkent International Financial Centre opened its legal regime on 25 July 2026 and its law also touched the privacy law, which may create a separate rulebook inside the centre. A national cybersecurity strategy was signed in March 2026.Medium confidence
Hardest industry wall: All industries — Закон «О персональных данных», статья 27-1, часть 2
Telecoms — Закон «О персональных данных», статья 27-1, часть 2 (данные пользователей услуг операторов телекоммуникаций)
Finance — Кредит бюроларининг ахборот хавфсизлиги ва киберхавфсизлигига доир минимал талаблар тўғрисидаги низом
Mapping and location — Положение о порядке установления ограничительных грифов картографических и геодезических материалов (данных)
Government — О мерах по организации деятельности Центра обработки данных системы «Электронное правительство»

The eight framework questions answered for each selected country
Question	NetherlandsChecked 18 August 2026	UzbekistanChecked 18 August 2026
The three ratings	Depends on your industry Work: High Enforcement: Aggressive	Yes, with paperwork Work: High Enforcement: Waking up
In one paragraph	For most businesses the Netherlands follows the ordinary European rules: data may leave the country once you have the right paperwork in place. Two areas are much harder. Online gambling firms must keep their regulator-facing database physically in the Netherlands, and central government now has to keep all its information inside Europe. The Dutch privacy regulator hands out some of the largest transfer fines in Europe.	Uzbekistan used to say that data about its citizens had to sit on machines inside the country. In March 2026 it dropped that blanket rule. Most personal data may now be stored abroad if the destination country is on a new government approved list, or you use an approved contract, or you meet international standards. Three kinds of data still cannot leave at all.
The catch	The relaxed headline stops being true the moment you touch online gambling, central government work, health records or a regulated financial firm. An online gambling licence forces one database onto Dutch soil. Central government contracts now bar storage outside Europe. And a brand-new cybersecurity law switched on three days ago, on 15 August 2026, with a 24-hour incident alarm most companies have not built yet.	The relaxed headline stops at three walls. Face and fingerprint data, genetic data, and data about customers of telephone and internet companies must be kept inside Uzbekistan. Banks face a separate rule that bans handing the running of their systems to an outside supplier, which blocks most managed cloud arrangements. Detailed maps are handled under state-secrecy rules.
Does this apply to me?	Yes, it reaches you with no Dutch office. Europe's privacy law applies to any organisation anywhere that offers goods or services to people in the Netherlands or watches what they do online, and there is no size or revenue floor. Separately, the new Dutch cybersecurity law says that if you are a cloud provider, data centre, managed service provider, online marketplace, search engine or social network based outside Europe but selling into the Netherlands, you must appoint a representative inside the European Union.High confidence	The law is written to cover the handling of personal data whatever tools are used, and it was aimed at foreign online platforms when the storage rules were first tightened in 2021. It does not set a size or revenue threshold, so a small foreign company is treated the same as a large one. We found no clear wording that forces a foreign company to appoint a representative living in Uzbekistan, and no explicit sentence saying the law follows the data outside the country.Medium confidence
Can the data leave the country?	In general yes, with paperwork, because the Netherlands is an EU country and European rules govern transfers. But three Dutch walls override that. An online gambling licence holder must physically place its regulator-facing control database in the Netherlands. Central government must keep all its information inside the European Economic Area plus Switzerland. And a healthcare provider, bank or insurer can put data abroad only if the supervisor can still see and audit it.High confidence	Mostly yes, but only if you can point to one of three permissions. Face and fingerprint data, genetic data, and data about customers of telephone and internet companies must stay in Uzbekistan. Everything else may be stored and processed abroad if the destination country is on the government's approved list, or you sign an approved standard contract or use approved group rules, or you follow recognised international data standards.Medium confidence
What do I have to do to send it abroad?	The model is an allowlist run at European level, not a Dutch one. You may send personal data outside Europe only if the destination has been officially approved, or you sign the standard European contract, or you use approved group-wide rules. The approved list is full and active. The Netherlands adds no national approval step and keeps no blocklist of its own.High confidence	The model is an approved list. Before ordinary personal data leaves the country you need one of three things: the destination is on the Cabinet of Ministers' list of countries with adequate protection, or you use the standard contract terms or group rules approved by the data authority, or you meet recognised international data standards. The country list was signed on 29 July 2026 and started on 3 August 2026, so it is brand new. We could not read which countries are on it, and no approved standard contract template appears to have been published yet.Medium confidence
Who enforces this — and are they actually working?	The Dutch Data Protection Authority, and it is very much operational and very much willing to fine. It has a full three-person board, and a new chair, Geert Potjewijd, took office on 1 August 2026. It has issued two of the largest cross-border transfer fines in Europe: 290 million euros against Uber in 2024 and 100 million euros against a taxi app in May 2026. Cybersecurity is enforced separately, by sector ministries and inspectorates, and that machinery is only now being assembled.High confidence	The data regulator is the State Centre for Personalization, which sits under the Cabinet of Ministers. It keeps the national register of personal data databases and can issue orders that companies and individuals must obey. It is a working government body and the registration service has run since 2020, but we found no published fines or decisions, so treat enforcement as waking up rather than active. Cyber incidents are handled by a different body, the State Security Service, and banks answer separately to the Central Bank.Medium confidence
How long must I keep it, and when must I delete it?	There is a firm floor and a soft ceiling. You must keep your books and tax records for seven years, and money-laundering records for five years after the relationship or transaction ends. Against that, privacy law says you must delete personal data once you no longer need it, and there is no fixed number. When the two collide, the legal duty to keep wins for as long as it lasts, and deletion follows immediately after.High confidence	The ceiling is clear: personal data must be destroyed once the purpose is achieved, once consent is withdrawn, once the agreed period ends, or when a court orders it. The floor is thinner. Organisations covered by the cybersecurity law must keep backup copies covering at least the last three months. We did not verify the general tax and accounting minimum keeping periods during this run, so plan on the usual company record rules as well.Medium confidence
What happens when something goes wrong?	Count three clocks, not one. For a personal data breach you have 72 hours to tell the Dutch Data Protection Authority. If you are covered by the new cybersecurity law that started on 15 August 2026, you must raise an early warning within 24 hours, file a full report within 72 hours, and deliver a final report within one month. Telecom operators have a fourth clock and must tell the privacy regulator without delay.High confidence	There are two clocks and they are not the same. The privacy law itself contains no duty to report a data breach to the regulator or to the people affected — we checked the text on 18 August 2026 and found none. The cybersecurity law is where reporting lives: organisations covered by it must tell the State Security Service about cyber incidents. Banks also report to the Central Bank under its security rules. We could not confirm a firm deadline in hours for any of these.Medium confidence
What's the trap?	Five things that are not in the summary. Your works council can block an HR or monitoring system. Breaking a professional secrecy duty is a crime, not a fine. The telecom retention duty printed in the law cannot be enforced. Children need a parent's permission until they turn sixteen. And the new cybersecurity law started on 15 August 2026 with a phased exception for universities that most checklists miss.High confidence	First, every database of personal data has to be entered in a national register — it is a notification, it is free and it takes five working days, but skipping it is still a breach. Second, breaking the personal data rules can be a crime, not just a fine, so a named person can be prosecuted. Third, the face and fingerprint wall catches ordinary products like fingerprint logins and identity checks, not just spy technology. Fourth, banks are banned from handing the running of their technology and security systems to an outside supplier, which rules out most managed cloud and outsourced security operations. Fifth, the standard contract route for sending data abroad exists on paper but no approved template appears to have been published.Medium confidence
What's about to change?	Three dated changes. On 1 September 2026 an amendment act tidies up the Dutch privacy law and adds new rules for handing over health files, but one part of it has deliberately been left switched off. Registration and incident duties under the cybersecurity law that started on 15 August 2026 are being phased in now. And by 12 January 2027 every cloud provider must drop switching and data export charges to zero across Europe.High confidence	The big change already happened in March 2026 and the follow-up is still landing. The approved country list started on 3 August 2026 and can be widened or cut by the Cabinet of Ministers at any time. The approved standard contract for sending data abroad is still missing, so watch for it. A new Tashkent International Financial Centre opened its legal regime on 25 July 2026 and its law also touched the privacy law, which may create a separate rulebook inside the centre. A national cybersecurity strategy was signed in March 2026.Medium confidence
Hardest industry wall	Online gaming — Besluit kansspelen op afstand, artikel 4.42, tweede lid Government — Herziening rijksbreed cloudbeleid 2026	All industries — Закон «О персональных данных», статья 27-1, часть 2 Telecoms — Закон «О персональных данных», статья 27-1, часть 2 (данные пользователей услуг операторов телекоммуникаций) Finance — Кредит бюроларининг ахборот хавфсизлиги ва киберхавфсизлигига доир минимал талаблар тўғрисидаги низом Mapping and location — Положение о порядке установления ограничительных грифов картографических и геодезических материалов (данных) Government — О мерах по организации деятельности Центра обработки данных системы «Электронное правительство»