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Two or three countries, side by side, one row per question. Pick up to 3.
LatviaChecked 18 August 2026
Depends on your industryWork: HighEnforcement: Active
- In one paragraph
- Latvia follows European Union privacy rules, so personal data may leave the country once the right paperwork is in place. But Latvia adds its own walls. Accounting records may not be stored outside the European Union at all. Phone and internet companies must hold call records for eighteen months. Banks need the central bank's blessing before handing systems to an outside supplier.
- The catch
- The relaxed European headline stops being true the moment you touch four things. (1) Accounting records: paper must stay in Latvia and electronic copies must stay inside the European Union, so a United States accounting or resource-planning cloud is unlawful for a Latvian company. (2) Telecoms: eighteen months of call and connection records, plus a gag on telling the customer. (3) Banking: significant outsourcing needs a filing with the central bank and a thirty-working-day wait. (4) State critical computer systems: the supplier and its owners must be from a NATO, European Union, European Free Trade Association or NATO Indo-Pacific partner country, and audit information may only be handled inside that same group of countries.
- Does this apply to me?
- Yes. A company with no office in Latvia is still caught if it offers goods or services to people in Latvia or watches what they do online. That reach comes from the European Union privacy regulation, which applies directly in Latvia. There is no size or revenue threshold to duck under. A company based outside Europe normally has to name a contact person inside the European Union. Latvia's own privacy act adds national detail rather than a separate territorial test.High confidence
- Can the data leave the country?
- Personal data can leave Latvia, but the answer flips depending on what kind of data it is. For ordinary personal data the European rules apply: send it anywhere with the right legal instrument. For accounting records the door is shut at the edge of the European Union — paper stays in Latvia, electronic files stay inside the European Union. Phone and internet companies must keep eighteen months of call records. Banks must clear big outsourcing deals with the central bank first. State critical computer systems can only be supplied and audited from allied countries.High confidence
- What do I have to do to send it abroad?
- For personal data the model is a permission list, not a ban list. You may send data to a country the European Commission has approved, or use the European Union's standard contract template, or use approved group-wide rules. The approved list is real and long — it includes the United Kingdom, Japan, South Korea, Switzerland and, for self-certified companies only, the United States. For accounting records none of this helps: the wall is geographic, and no contract unlocks it.High confidence
- Who enforces this — and are they actually working?
- The privacy regulator is the State Data Inspectorate, and it is genuinely working, not a name on a door. In 2025 it took 1,034 complaints, ran 1,396 checks, applied corrective measures 62 times and issued fines totalling 326,400 euros (about $355,000), the largest single fine being 300,000 euros (about $327,000). It has about 32 staff. In the first half of 2026 it received 832 complaints and opened 73 checks of its own motion. Separate regulators handle banking, telecoms and cyber security, and all are staffed.High confidence
- How long must I keep it, and when must I delete it?
- Latvia has an unusually crowded set of minimum keeping periods and one surprising maximum. You must keep accounting registers ten years and supporting documents at least five. Phone and internet companies must keep call records eighteen months. Medical records run from one year to forty years depending on the form. In the other direction, security audit trails must normally be deleted after one year — shorter than many global logging policies allow.High confidence
- What happens when something goes wrong?
- Count at least two clocks, and often three. If personal data is exposed you have 72 hours to tell the State Data Inspectorate, and you must tell affected people without delay if the risk to them is high. If you run an essential or important service you also have 24 hours to send an early warning to the cyber incident response body, then 72 hours for a first report — and trust service providers get only 24 hours for that first report too. Banks have a third set of reporting duties under European financial rules.High confidence
- What's the trap?
- Five things that are not in the summary. One: a child can consent from age 13, not 16, so a Latvian teenager can sign up without a parent. Two: mishandling personal data can be a crime, not just a fine, and a company's responsible employee faces up to four years in prison. Three: your accounting system cannot sit outside the European Union, and its entries must be made in Latvian. Four: audit logs must usually be deleted after one year. Five: a bank cannot move systems to a new supplier until it has filed with the central bank and waited thirty working days.High confidence
- What's about to change?
- Two dated items and three switches. On 12 January 2027 the European Data Act bans cloud providers from charging customers to move their data out — a real change to cloud contracts used in Latvia. On 14 October 2026 Latvia holds its next data protection specialist qualification examination. The switches: the government may still write binding rules on where computer systems are hosted and has not done so; the European Union's approval of United States data transfers is under formal challenge; and the cyber security law is being amended piece by piece.Medium confidence
- Hardest industry wall
- All industries — Grāmatvedības likums
- Government — Ministru kabineta noteikumi Nr. 397 "Minimālās kiberdrošības prasības"
BrazilChecked 18 August 2026
Yes, with paperworkWork: HighEnforcement: Active
- In one paragraph
- Brazil does not force data to stay inside the country. Personal data can leave, but since August 2025 you normally need a contract written by the regulator, word for word, signed with whoever receives it. Sending data to the European Union needs nothing extra. The regulator is awake and has started switching features off large platforms.
- The catch
- Brazil is often listed as a data-localisation country. It is not one. The old rule that pushed federal government email and data onto Brazilian systems was scrapped in 2018, and today's federal cloud rules do not require Brazilian soil. The real constraints are different in shape: banks must keep the central bank able to reach their data wherever it sits, and since July 2026 digital platforms must have an actual office and a legal representative inside Brazil.
- Does this apply to me?
- Yes. Brazil's privacy law reaches a company with no office in Brazil, as long as it collects data in Brazil or offers goods or services to people here. There is no size or revenue threshold that lets you out. The privacy law itself does not make you appoint anyone local — but two newer rules do, and if you run a digital platform you now need a registered office and a legal representative in Brazil.High confidence
- Can the data leave the country?
- Yes, with paperwork. Brazil has no rule making anyone keep a copy of anything inside the country — not for banks, not for hospitals, not even for the federal government's own cloud. What it has instead is a permission slip: before personal data leaves, you need one of a short list of approved legal grounds. Industry rules add conditions on top, but none of them is a wall.High confidence
- What do I have to do to send it abroad?
- Pick one of five routes. The easy one is the European Union: since January 2026 Brazil treats it as safe, so nothing extra is needed. For everywhere else, the normal route is a set of standard contractual clauses that the regulator itself wrote — you copy them into your contract exactly, and you may not edit them. A deadline to retrofit older contracts already passed, on 23 August 2025.High confidence
- Who enforces this — and are they actually working?
- The National Data Protection Authority, and it is genuinely working. A law passed in February 2026 gave it real independence, 200 new specialist jobs and its own budget. In August 2026 it ordered Discord to switch off live video streaming in Brazil within three working days, to protect children. Banking, telecoms, insurance and securities regulators enforce their own rules in parallel and have done so for years.High confidence
- How long must I keep it, and when must I delete it?
- Both directions, and they pull against each other. The floor: internet access providers must keep connection records for one year, websites and apps must keep access records for six months, and tax records need five years. The ceiling: the privacy law says personal data must be deleted once you have finished doing what you collected it for. Where the two clash, the legal duty to keep wins — the law lists that as an express reason to hold on.High confidence
- What happens when something goes wrong?
- Count three clocks, not one. Privacy: three working days to tell the regulator AND the affected people, once you have confirmed a breach that could really hurt them. Platform content: two hours to take down intimate images shared without consent, once notified. On top of that, banks report incidents to the central bank and telecoms operators report to the telecoms regulator under their own separate timetables.High confidence
- What's the trap?
- Five. (1) Your European standard contract is not automatically good enough — Brazil wrote its own clauses and you must copy them exactly, unedited, and the deadline to fix old contracts passed on 23 August 2025. (2) A child in Brazil is under 12 and an adolescent is 12 to 17, but the social media rule bites at 16 — accounts for anyone up to 16 must be tied to a parent's account, and asking users to state their own age is banned. (3) Since 20 July 2026 a digital platform needs an actual registered office in Brazil, not just a lawyer on retainer. (4) The biggest fine is not in the privacy law: the internet law allows up to 10 percent of your group's Brazilian revenue. (5) The regulator can order your database blocked or your processing suspended, which usually hurts more than any cheque.High confidence
- What's about to change?
- One firm date: January 2027, when the regulator moves from monitoring platforms to full enforcement of the children's digital rules. Brazil's artificial intelligence bill is still only a bill — it was sitting in a committee waiting for a report as recently as June 2026, so do not plan around it. The bigger risk is not new law: it is that the regulator can add or withdraw approved destinations for data transfers by publishing a single resolution, with no consultation.High confidence
- Hardest industry wall
- None found.