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Two or three countries, side by side, one row per question. Pick up to 3.
South KoreaChecked 18 August 2026
Depends on your industryWork: HighEnforcement: Aggressive
- In one paragraph
- South Korea's privacy law bans sending personal data abroad unless you have one of five grounds. The usual one is a separate consent, ticked apart from every other consent. Since September 2025 the 30 European countries need no extra paperwork. But banking, health records, government cloud and detailed maps have hard walls no consent can unlock, and the regulator fines foreign companies often.
- The catch
- The 'get consent and send it' headline stops being true the moment you touch six areas: bank and payment systems, financial customers' national ID numbers, hospital records, government cloud, detailed mapping data, and personal location services. In those areas the data or the machine holding it must physically sit in South Korea, and in the government cloud case so must the people who run it.
- Does this apply to me?
- Yes. The regulator fines companies with no Korean office. In July 2026 it fined TikTok's Singapore company and two Apple companies based in Ireland and Singapore for collecting Korean users' data and sending it abroad without a proper legal basis. If your worldwide revenue was 1 trillion won (about $720 million) or more last year, or you held data on an average of 1 million or more people in Korea per day over the last three months of last year, you must appoint a representative in Korea. Since April 2026, if you already own or control a Korean company, that Korean company has to be the representative.High confidence
- Can the data leave the country?
- In general yes, but only if you have one of five grounds, and the usual one is a separate consent that the person ticks apart from every other consent. Since September 2025 you can also send data to the 27 European Union countries plus Norway, Iceland and Liechtenstein with no extra step at all, because the regulator has formally accepted their protection as equal to Korea's. That is the only such list, and no other country is on it. Six industries override all of this and are covered below.High confidence
- What do I have to do to send it abroad?
- Korea does not police the destination. It polices your paperwork. There is no banned-country list and no approval application to file: you pick one of the five grounds, and for most companies that means asking each person for a separate transfer consent that lists what goes, where, to whom, for how long and how to refuse. The one destination list that exists is a positive one, and it holds exactly 30 countries: the European Union plus Norway, Iceland and Liechtenstein. Send data anywhere else and you also have to keep security measures, a complaints route and a dispute process in place, and write the transfer into your contract with the recipient.High confidence
- Who enforces this — and are they actually working?
- The Personal Information Protection Commission, chaired by Song Kyoung-hee, and it is one of the busiest privacy regulators in the world right now. In July 2026 alone it fined the telecoms company KT about 54 billion won (roughly $39 million) over a data breach, fined TikTok about 10.3 billion won (roughly $7.4 million) and Apple about 252 million won (roughly $180,000). It referred KT to prosecutors for obstructing the investigation and asked police to investigate LG U+ for destroying a server before the inquiry started. Finance is separately policed by the Financial Services Commission and the Financial Supervisory Service; health by the health ministry; maps by an inter-agency committee that includes the intelligence service.High confidence
- How long must I keep it, and when must I delete it?
- Two forces pull in opposite directions. The ceiling: you must destroy personal data without delay once you no longer need it, and destroy it so it cannot be recovered. The floor: other laws make you keep things. An online seller must keep advertising records for 6 months, complaint and dispute records for 3 years, and contract, cancellation, payment and delivery records for 5 years. Almost everyone must keep system access logs for at least 1 year, and 2 years if the system holds data on 50,000 or more people, holds national ID numbers or sensitive data, or belongs to a licensed telecoms carrier. When the two clash, the keeping rule wins, but you must store that data separately from everything else.High confidence
- What happens when something goes wrong?
- Count two clocks, and in telecoms and finance a third. Under the privacy law you have 72 hours to tell the affected people, and a separate 72 hours to report to the Commission or to the Korea Internet and Security Agency. The reporting clock starts if 1,000 or more people are affected, or if any sensitive data or national ID numbers leaked, or if the cause was someone breaking in from outside. Separately, an internet service provider must report a cyber incident to the science ministry or the same agency immediately. A hospital must also tell the health ministry about a medical-records incident.High confidence
- What's the trap?
- Five things that will cost you a weekend. One: the children's age line is 14, not 13 or 16, and processing an under-14's data without a parent's consent is a crime punishable by up to five years in prison, not just a fine. Two: hiding or destroying material during a regulator's inspection is itself a crime, and the regulator used it in July 2026. Three: stripping names out of a dataset does not free it. Four: a bank's Korean customers' national ID numbers may not leave the country at all, and any offshore processing of customers' financial transaction data needs a report to the supervisor 30 business days before work starts. Five: if you want to run a personal location service you must be a corporation and be registered, so you cannot serve Korea from abroad with no entity.High confidence
- What's about to change?
- The privacy regulator started rewriting the rulebook for artificial intelligence. It set up a reform task force on 30 July 2026, ran a public suggestion window from 6 to 31 August 2026, and plans to publish the direction of reform before the end of 2026. Consent-based rules and the block on sending pseudonymised data abroad for research are both explicitly on the table. Separately, Apple's request to export detailed Korean map data has been pending since its deadline was extended in December 2025, and Google's equivalent request was granted in February 2026 on strict conditions, so the mapping picture can move again at any time.High confidence
- Hardest industry wall
- Banking — 전자금융감독규정 (Regulation on Supervision of Electronic Financial Transactions)
- Finance — 금융회사의 정보처리 업무 위탁에 관한 규정 (Regulation on Outsourcing of Data Processing Business by Financial Companies)
- Health and social care — 전자의무기록의 관리·보존에 필요한 시설과 장비에 관한 기준 (Standards for the Facilities and Equipment Required to Manage and Preserve Electronic Medical Records)
- Government — 클라우드컴퓨팅서비스 보안인증에 관한 고시 (Notice on Security Certification of Cloud Computing Services)
- Mapping and location — 공간정보의 구축 및 관리 등에 관한 법률 (Act on the Establishment and Management of Spatial Data)
JapanChecked 18 August 2026
Yes, with paperworkWork: MediumEnforcement: Active
- In one paragraph
- Japan lets personal data leave the country, but you need paperwork. Only Europe and the United Kingdom are pre-approved. For anywhere else you either sign a contract that binds the recipient to Japanese-standard protection, or you get the person's consent after telling them which country the data goes to. There is no general rule forcing data to stay in Japan.
- The catch
- Two things break the calm headline. If you sell to the Japanese government, the data must physically sit in Japanese data centres. And if you run a website, an app or any online service used from Japan, the telecoms law reaches you even with no office here, requires a representative in Japan, and makes leaking a communication a criminal offence rather than a fine.
- Does this apply to me?
- Yes. Japan's privacy law reaches a foreign company with no office and no staff in Japan, as long as it handles the personal information of people in Japan while supplying them goods or services. There is no size, revenue or headcount threshold to fall below. Unlike Europe, the privacy law does not make you appoint a representative in Japan — but the telecoms law does, if your service counts as a telecommunications service.High confidence
- Can the data leave the country?
- Yes, with paperwork. Japan's general rating is conditional: personal data may go abroad once you have one of three things in place. There is no across-the-board law keeping data in Japan, and no financial, insurance, securities or health localisation rule of the kind India or China have — we searched for one and did not find it. The real wall is government work: anything running on the national Government Cloud must sit in data centres inside Japan.High confidence
- What do I have to do to send it abroad?
- The model is an allowlist, and the list has exactly two entries: the European Union and the United Kingdom. Send data there and it is treated almost like a domestic transfer. For every other destination you need one of two things instead. Either the recipient is contractually bound to protect the data to Japanese standards and you keep checking that it does, or you get the person's consent after first telling them the destination country, what its privacy law is like, and what the recipient will do to protect the data.High confidence
- Who enforces this — and are they actually working?
- The Personal Information Protection Commission, and it is genuinely working. It has a chair, eight commissioners and a staff ceiling of 231 people. In the year to March 2025 it handled just over 19,000 breach reports, gave 395 pieces of formal guidance and made one recommendation. In the first six months of the following year it sharpened up: two recommendations and its first emergency order, against a company misusing personal information. What it cannot do yet is fine you — Japan has no administrative money penalty for privacy breaches until the 2026 amendment starts.High confidence
- How long must I keep it, and when must I delete it?
- The floor is firm and the ceiling is soft. Tax law makes you keep books and records for seven years, stretching to ten if you carry a loss forward. Company accounting books run ten years. Against that, the privacy law only asks you to try to delete personal data once you no longer need it — it is a best-efforts duty, not a hard deadline. So when the two collide, the keep-it rule wins in practice.Medium confidence
- What happens when something goes wrong?
- Count three clocks. For a personal data breach you file a first report to the privacy regulator within three to five days of finding out, and a full report within 30 days — 60 days if someone did it on purpose. You must also tell the people affected. Critical infrastructure operators have a separate cyber incident duty with a report to the government within 30 days. Telecoms operators report leaks of communications to the communications ministry on their own timetable.High confidence
- What's the trap?
- Five. (1) Putting data on a foreign server is often not a 'transfer' at all — if the provider is contractually barred from touching it — but you then have to work out that country's privacy law and publish the country's name to your users. Most people miss this. (2) The privacy law has no fines: the sanctions are criminal, and a company can be fined about $650,000 for a staff member stealing a customer database. (3) Leaking a communication is a crime punishable with prison, and telecoms staff face a longer term than outsiders. (4) The telecoms rules catch ordinary websites and apps, not just phone companies, and reach foreign operators with no office in Japan. (5) Consent to send data 'overseas' is not valid — you have to name the country.High confidence
- What's about to change?
- The big one has already passed. On 17 July 2026 Japan published a large amendment to its privacy law. It introduces the country's first money penalty for privacy breaches, sets 16 as the age below which a guardian must be involved, adds rules for face and other biometric data, and raises the criminal penalties. It is not in force yet: the government has up to two years to switch it on by order, and no date has been announced. The other thing to watch is the new cyber defence law, which is being switched on in stages through 2027.High confidence
- Hardest industry wall
- Government — デジタル庁におけるガバメントクラウド等の整備のためのクラウドサービスの提供 — 令和8年度募集 調達仕様書