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Two or three countries, side by side, one row per question. Pick up to 3.

Countries

CambodiaChecked 18 August 2026

Depends on your industryWork: LowEnforcement: Dormant

In one paragraph: Cambodia has no general privacy law. A bill exists and went to a public review meeting in August 2026, but it is not law and there is no privacy regulator to complain to. For most businesses data can leave the country freely, with no paperwork. Banks and other lenders are the big exception: their main data centre must sit inside Cambodia.
The catch: The relaxed headline stops at the door of the financial sector. Any bank or lender supervised by Cambodia's central bank must keep at least one main data centre inside the country, and must get the central bank's permission in advance before customer personal data is moved to or hosted on servers abroad. Telecoms are also watched closely by an active regulator, and a suspended 2021 order that would push all internet traffic through a single government-controlled gateway can be switched back on at any time.
Does this apply to me?: There is no general data protection law in Cambodia, so there is nothing for a foreign company to be caught by. No size threshold, no revenue threshold, no registration, and no requirement to appoint someone in Cambodia to answer for your data. That changes the moment you need a local licence: banks, lenders and telecoms operators are licensed here and their licence conditions do reach their overseas systems. A draft privacy law was put to a validation workshop on 5 August 2026 and will proceed through the formal law-making process, so this answer has a shelf life.High confidence
Can the data leave the country?: In general, yes, and with nothing to sign. Cambodia has no rule that stops ordinary personal data leaving the country. Finance is the one hard wall we could verify: a bank or lender supervised by the central bank must have at least one main data centre in Cambodia, may only use a foreign data centre as a backup, and needs the central bank's approval before customer personal data is hosted abroad. Telecoms is the sector to watch, because a 2021 order that would route all internet traffic through a single national gateway was never switched on but was never cancelled either.Medium confidence
What do I have to do to send it abroad?: For most organisations, nothing at all. There is no approved-countries list, no banned-countries list, no standard contract to sign and no government form to file. The lists are not just empty, they do not exist, because there is no law that creates them. In finance the model is completely different: each move of customer personal data out of Cambodia needs its own approval from the central bank, decided case by case, and there is no published application process or timetable.Medium confidence
Who enforces this — and are they actually working?: For privacy, nobody. Cambodia has no data protection authority. The Ministry of Post and Telecommunications is writing the law and, in November 2025, ran a training workshop with Singapore's privacy regulator on how to build such an authority, which tells you plainly that one does not yet exist. Sector regulators are a different story and are genuinely working: the central bank supervises financial firms against its 2026 technology guidelines, and the telecoms regulator publicly named an operator in June 2026 for selling SIM cards without properly checking customers' identity documents.High confidence
How long must I keep it, and when must I delete it?: There is a floor and almost no ceiling. Tax and accounting law forces businesses to keep books and supporting documents for years, and financial firms must keep system logs and agree retention periods with their cloud providers. In the other direction there is no general rule telling anyone to delete personal data, because there is no privacy law. The only deletion duty we could verify applies to banks and lenders, who must keep customer personal data only as long as it is needed.Medium confidence
What happens when something goes wrong?: There is no breach reporting clock in Cambodia. No law requires you to tell a regulator or the affected people when personal data leaks, and there is no national cyber incident hotline with a deadline in hours. The nearest thing is in banking: the central bank tells supervised firms to report incidents as it requires, either on a regular cycle or one-off, with no fixed number of hours. Two draft laws would change this, so treat today's silence as temporary.Medium confidence
What's the trap?: Five things that are not in the summary. First, the e-commerce law reportedly bans encryption that would stop evidence being used in a criminal case, which cuts across normal end-to-end encryption promises. Second, a cloud-only bank cannot operate here: the main data centre must physically be in Cambodia. Third, moving customer banking data abroad needs the central bank's permission in advance, and there is no published process or timetable, so it must be planned months ahead. Fourth, telecoms operators must check identity documents before activating a SIM card, and the regulator names offenders in public. Fifth, no privacy law does not mean no risk, because your foreign customers will impose their own rules by contract.Medium confidence
What's about to change?: Four drafts are moving and none of them is law yet. The Personal Data Protection Law reached a validation workshop on 5 August 2026 and now heads into the formal law-making process. The Cybersecurity Law was still being argued over with the Ministry of Justice in July 2026. A Data Governance Policy for 2026 to 2035 was in consultation in March 2026 and is expected to cover where data may be stored and how it may cross borders. A Digital Government Law went to consultation in July 2025. No commencement date has been announced for any of them.High confidence
Hardest industry wall: Finance — Technology and Cyber Risk Management Guidelines (TCRMG)

HungaryChecked 18 August 2026

Yes, with paperworkWork: HighEnforcement: Active

In one paragraph: Hungary has no general rule that data must stay in the country. It runs on the European rulebook: you may send data abroad if you have the right legal paperwork in place. Hungary used to force state registers to be processed on Hungarian soil, but that rule was scrapped in April 2024. The privacy regulator is real, staffed and issuing decisions, though its fines are small by European standards.
The catch: Two things break the easy answer. Since January 2025 a large slice of the economy — energy, transport, banking, health, water, digital infrastructure, waste, manufacturing and most of the public sector — may only use a shared cloud or process data outside Hungary after completing a formal data classification under the cybersecurity law. And an online casino serving Hungarian players must keep its game server inside the European Economic Area, full stop.
Does this apply to me?: Yes. A company with no office in Hungary is still caught if it offers goods or services to people in Hungary or watches their behaviour, because the European privacy rules reach outside Europe. There is no revenue or headcount threshold to hide under. If you have no establishment anywhere in Europe you must appoint a written representative inside Europe, and Hungary is a perfectly ordinary place to put one.High confidence
Can the data leave the country?: Yes, on the normal European terms — nothing in general Hungarian law says data must be stored in Hungary. This is a change worth noticing: the rule that state registers could only be processed on Hungarian soil was repealed with effect from 1 April 2024, and the law that replaced it has no territorial restriction at all. Two sectors override this. An online casino must keep its game server inside the European Economic Area. And any company or public body inside the scope of Hungary's cybersecurity law must finish a formal data classification before it uses a shared cloud service or processes data abroad.Medium confidence
What do I have to do to send it abroad?: You need a European transfer tool before the data leaves, and Hungary adds no extra permit, filing or fee on top. The model is an approved-list one: you may send data to a country the European Commission has declared safe, or you sign the standard European contract clauses and write down a risk assessment of the destination. There is no Hungarian government sign-off, and no Hungarian list of banned countries. For police, security and other work outside the European privacy rules, Hungary's own Info Act sets the conditions instead.High confidence
Who enforces this — and are they actually working?: The National Authority for Data Protection and Freedom of Information, known by its Hungarian initials NAIH, and it is genuinely working. It has published decisions right through to May 2026, released its report on 2025 activity on 30 March 2026, and issued public statements in July and August 2026. Its president is Dr Attila Peterfalvi. The catch is size, not activity: a typical fine is small — two million forint, roughly six thousand dollars, in an April 2025 data-security case.High confidence
How long must I keep it, and when must I delete it?: Hungary pushes hard in both directions. The floor is long: accounting records and vouchers must be kept for eight years, and health records for decades — the health data law works in periods of thirty years and more. The ceiling is the European rule that you delete personal data once the purpose is spent. When the two collide, the specific statutory keep-period wins, so a deletion request does not empty your ledgers or a hospital's files.Medium confidence
What happens when something goes wrong?: Count at least two clocks, and three if you are a bank. A personal data breach goes to the privacy regulator within 72 hours. A cyber incident at a company or public body covered by the cybersecurity law goes to the national incident response centre, and the European rules that Hungary is copying use a 24-hour first alert followed by a fuller report at 72 hours. Financial firms have a separate and faster set of deadlines under the European operational resilience rules.Medium confidence
What's the trap?: Five things that are not in the summary. One: mishandling personal data is a crime in Hungary, not just a fine — up to one year in prison, two years for sensitive data, three years for public officials. Two: the old rule forcing state data to stay in Hungary is dead, so quoting it makes you look out of date, while the new cybersecurity classification gate is very much alive and most checklists miss it. Three: several cybersecurity deadlines have already passed, so newly in-scope companies are late on day one. Four: an online casino's game server must sit in the European Economic Area. Five: Hungary's freedom-of-information regime can make your contract with a state body public.High confidence
What's about to change?: Three dated items. The Court of Justice will rule on Hungary's sovereignty protection law; the court's adviser said on 12 February 2026 that it breaks European law, and the judgment could land any time. From 12 January 2027 cloud providers across Europe, Hungary included, must charge nothing to move your data out. And Hungary's cybersecurity supervision moves from paperwork to inspections now that the first audit deadline of 30 June 2026 has passed.Medium confidence
Hardest industry wall: Online gaming — 1991. evi XXXIV. torveny a szerencsejatek szervezeserol es a vegrehajtasi rendeletei (online kaszinojatek engedelyezesi feltetelei)
Government — 2021. evi XCI. torveny a nemzeti adatvagyonrol, 13. §

The eight framework questions answered for each selected country
Question	CambodiaChecked 18 August 2026	HungaryChecked 18 August 2026
The three ratings	Depends on your industry Work: Low Enforcement: Dormant	Yes, with paperwork Work: High Enforcement: Active
In one paragraph	Cambodia has no general privacy law. A bill exists and went to a public review meeting in August 2026, but it is not law and there is no privacy regulator to complain to. For most businesses data can leave the country freely, with no paperwork. Banks and other lenders are the big exception: their main data centre must sit inside Cambodia.	Hungary has no general rule that data must stay in the country. It runs on the European rulebook: you may send data abroad if you have the right legal paperwork in place. Hungary used to force state registers to be processed on Hungarian soil, but that rule was scrapped in April 2024. The privacy regulator is real, staffed and issuing decisions, though its fines are small by European standards.
The catch	The relaxed headline stops at the door of the financial sector. Any bank or lender supervised by Cambodia's central bank must keep at least one main data centre inside the country, and must get the central bank's permission in advance before customer personal data is moved to or hosted on servers abroad. Telecoms are also watched closely by an active regulator, and a suspended 2021 order that would push all internet traffic through a single government-controlled gateway can be switched back on at any time.	Two things break the easy answer. Since January 2025 a large slice of the economy — energy, transport, banking, health, water, digital infrastructure, waste, manufacturing and most of the public sector — may only use a shared cloud or process data outside Hungary after completing a formal data classification under the cybersecurity law. And an online casino serving Hungarian players must keep its game server inside the European Economic Area, full stop.
Does this apply to me?	There is no general data protection law in Cambodia, so there is nothing for a foreign company to be caught by. No size threshold, no revenue threshold, no registration, and no requirement to appoint someone in Cambodia to answer for your data. That changes the moment you need a local licence: banks, lenders and telecoms operators are licensed here and their licence conditions do reach their overseas systems. A draft privacy law was put to a validation workshop on 5 August 2026 and will proceed through the formal law-making process, so this answer has a shelf life.High confidence	Yes. A company with no office in Hungary is still caught if it offers goods or services to people in Hungary or watches their behaviour, because the European privacy rules reach outside Europe. There is no revenue or headcount threshold to hide under. If you have no establishment anywhere in Europe you must appoint a written representative inside Europe, and Hungary is a perfectly ordinary place to put one.High confidence
Can the data leave the country?	In general, yes, and with nothing to sign. Cambodia has no rule that stops ordinary personal data leaving the country. Finance is the one hard wall we could verify: a bank or lender supervised by the central bank must have at least one main data centre in Cambodia, may only use a foreign data centre as a backup, and needs the central bank's approval before customer personal data is hosted abroad. Telecoms is the sector to watch, because a 2021 order that would route all internet traffic through a single national gateway was never switched on but was never cancelled either.Medium confidence	Yes, on the normal European terms — nothing in general Hungarian law says data must be stored in Hungary. This is a change worth noticing: the rule that state registers could only be processed on Hungarian soil was repealed with effect from 1 April 2024, and the law that replaced it has no territorial restriction at all. Two sectors override this. An online casino must keep its game server inside the European Economic Area. And any company or public body inside the scope of Hungary's cybersecurity law must finish a formal data classification before it uses a shared cloud service or processes data abroad.Medium confidence
What do I have to do to send it abroad?	For most organisations, nothing at all. There is no approved-countries list, no banned-countries list, no standard contract to sign and no government form to file. The lists are not just empty, they do not exist, because there is no law that creates them. In finance the model is completely different: each move of customer personal data out of Cambodia needs its own approval from the central bank, decided case by case, and there is no published application process or timetable.Medium confidence	You need a European transfer tool before the data leaves, and Hungary adds no extra permit, filing or fee on top. The model is an approved-list one: you may send data to a country the European Commission has declared safe, or you sign the standard European contract clauses and write down a risk assessment of the destination. There is no Hungarian government sign-off, and no Hungarian list of banned countries. For police, security and other work outside the European privacy rules, Hungary's own Info Act sets the conditions instead.High confidence
Who enforces this — and are they actually working?	For privacy, nobody. Cambodia has no data protection authority. The Ministry of Post and Telecommunications is writing the law and, in November 2025, ran a training workshop with Singapore's privacy regulator on how to build such an authority, which tells you plainly that one does not yet exist. Sector regulators are a different story and are genuinely working: the central bank supervises financial firms against its 2026 technology guidelines, and the telecoms regulator publicly named an operator in June 2026 for selling SIM cards without properly checking customers' identity documents.High confidence	The National Authority for Data Protection and Freedom of Information, known by its Hungarian initials NAIH, and it is genuinely working. It has published decisions right through to May 2026, released its report on 2025 activity on 30 March 2026, and issued public statements in July and August 2026. Its president is Dr Attila Peterfalvi. The catch is size, not activity: a typical fine is small — two million forint, roughly six thousand dollars, in an April 2025 data-security case.High confidence
How long must I keep it, and when must I delete it?	There is a floor and almost no ceiling. Tax and accounting law forces businesses to keep books and supporting documents for years, and financial firms must keep system logs and agree retention periods with their cloud providers. In the other direction there is no general rule telling anyone to delete personal data, because there is no privacy law. The only deletion duty we could verify applies to banks and lenders, who must keep customer personal data only as long as it is needed.Medium confidence	Hungary pushes hard in both directions. The floor is long: accounting records and vouchers must be kept for eight years, and health records for decades — the health data law works in periods of thirty years and more. The ceiling is the European rule that you delete personal data once the purpose is spent. When the two collide, the specific statutory keep-period wins, so a deletion request does not empty your ledgers or a hospital's files.Medium confidence
What happens when something goes wrong?	There is no breach reporting clock in Cambodia. No law requires you to tell a regulator or the affected people when personal data leaks, and there is no national cyber incident hotline with a deadline in hours. The nearest thing is in banking: the central bank tells supervised firms to report incidents as it requires, either on a regular cycle or one-off, with no fixed number of hours. Two draft laws would change this, so treat today's silence as temporary.Medium confidence	Count at least two clocks, and three if you are a bank. A personal data breach goes to the privacy regulator within 72 hours. A cyber incident at a company or public body covered by the cybersecurity law goes to the national incident response centre, and the European rules that Hungary is copying use a 24-hour first alert followed by a fuller report at 72 hours. Financial firms have a separate and faster set of deadlines under the European operational resilience rules.Medium confidence
What's the trap?	Five things that are not in the summary. First, the e-commerce law reportedly bans encryption that would stop evidence being used in a criminal case, which cuts across normal end-to-end encryption promises. Second, a cloud-only bank cannot operate here: the main data centre must physically be in Cambodia. Third, moving customer banking data abroad needs the central bank's permission in advance, and there is no published process or timetable, so it must be planned months ahead. Fourth, telecoms operators must check identity documents before activating a SIM card, and the regulator names offenders in public. Fifth, no privacy law does not mean no risk, because your foreign customers will impose their own rules by contract.Medium confidence	Five things that are not in the summary. One: mishandling personal data is a crime in Hungary, not just a fine — up to one year in prison, two years for sensitive data, three years for public officials. Two: the old rule forcing state data to stay in Hungary is dead, so quoting it makes you look out of date, while the new cybersecurity classification gate is very much alive and most checklists miss it. Three: several cybersecurity deadlines have already passed, so newly in-scope companies are late on day one. Four: an online casino's game server must sit in the European Economic Area. Five: Hungary's freedom-of-information regime can make your contract with a state body public.High confidence
What's about to change?	Four drafts are moving and none of them is law yet. The Personal Data Protection Law reached a validation workshop on 5 August 2026 and now heads into the formal law-making process. The Cybersecurity Law was still being argued over with the Ministry of Justice in July 2026. A Data Governance Policy for 2026 to 2035 was in consultation in March 2026 and is expected to cover where data may be stored and how it may cross borders. A Digital Government Law went to consultation in July 2025. No commencement date has been announced for any of them.High confidence	Three dated items. The Court of Justice will rule on Hungary's sovereignty protection law; the court's adviser said on 12 February 2026 that it breaks European law, and the judgment could land any time. From 12 January 2027 cloud providers across Europe, Hungary included, must charge nothing to move your data out. And Hungary's cybersecurity supervision moves from paperwork to inspections now that the first audit deadline of 30 June 2026 has passed.Medium confidence
Hardest industry wall	Finance — Technology and Cyber Risk Management Guidelines (TCRMG)	Online gaming — 1991. evi XXXIV. torveny a szerencsejatek szervezeserol es a vegrehajtasi rendeletei (online kaszinojatek engedelyezesi feltetelei) Government — 2021. evi XCI. torveny a nemzeti adatvagyonrol, 13. §