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Two or three countries, side by side, one row per question. Pick up to 3.

Countries

CanadaChecked 18 August 2026

Depends on your industryWork: HighEnforcement: Active

In one paragraph: Canada lets data leave the country. There is no approved-country list and no banned-country list. You stay responsible for the data wherever it goes, and you must tell people it may be handled abroad. The catch is that Canada is really ten jurisdictions at once, and several of them add hard storage rules on top of the national one.
The catch: The relaxed national answer stops being true the moment you touch four things: personal information about people in Quebec, a Nova Scotia public body or its suppliers, federal government data rated Protected B or higher, or a federally regulated bank. Add to that a brand-new cyber security law that says records about critical systems in banking, telecoms, energy and transport must be kept in Canada. In those places Canada is genuinely restrictive.
Does this apply to me?: Yes. Canada's national privacy law reaches a foreign company with no office here if it handles personal information about people in Canada as part of doing business. There is no revenue or headcount threshold that lets you out. You do not normally need a local representative, but payment companies are an exception: a payment firm based abroad that aims its service at people in Canada must register with the central bank and name an agent inside Canada to receive official notices.High confidence
Can the data leave the country?: In general, yes, and with no government permission. Canada's national law does not restrict where personal data is stored or processed. But the headline is wrong for at least six groups. Quebec makes you do a written risk assessment first — and that applies even to sending data to Ontario. Nova Scotia public bodies and their suppliers must keep the data in Canada. Federal government data rated Protected B or higher must sit in Canada. Banks must keep a full copy of their records on servers in Canada. And under the new cyber security law, records about critical systems must be kept in Canada.High confidence
What do I have to do to send it abroad?: At the national level there is no list at all — no approved countries, no banned countries, no government form to file. What you must do instead is stay accountable: put a contract or similar protection in place with whoever handles the data for you, and tell people plainly that their information may be processed in another country and could be seen by foreign courts, police or security agencies. Quebec is different and stricter: there you must complete a written privacy risk assessment before the data moves, and sign a written agreement.High confidence
Who enforces this — and are they actually working?: Canada has many regulators and they are all real, staffed and issuing decisions. The national one, the Privacy Commissioner of Canada, published findings against OpenAI, X, Bell and WestJet in the first half of 2026 alone. But it cannot fine anyone — it makes findings and recommendations, and a case has to go to the Federal Court for money. Quebec's regulator can fine, and has blocked a national grocery chain from switching on a face-recognition system. Banking, payments and cyber security each have their own separate supervisor.High confidence
How long must I keep it, and when must I delete it?: The floor and the ceiling pull in opposite directions. Tax law says keep your business records for six years after the tax year they relate to, and keep them at a place of business in Canada unless the tax authority agrees to somewhere else. Privacy law says the opposite: delete personal information once the reason you collected it has gone. Where the two clash, the duty to keep wins — but only for the specific records the law names, and only for as long as it names.High confidence
What happens when something goes wrong?: Count at least four clocks and they do not agree. The national privacy law gives no fixed number of hours — you report 'as soon as feasible', which in practice means days, not weeks. Payment firms get 48 hours to tell the central bank about a serious incident. Critical infrastructure operators will get no more than 72 hours to tell the national cyber agency, then must tell their own regulator immediately after. Health and provincial rules add more. The overlap is where people get caught: one incident, several reports, several deadlines.High confidence
What's the trap?: Five things that are not in any summary. Quebec's cross-border rule catches you sending data to Ontario, not just abroad. Quebec also makes you tell its regulator 60 days before you switch on any face or fingerprint system, and it has already blocked a big grocery chain from doing so. British Columbia repealed its keep-it-in-Canada rule in 2021, so trackers that still show it are wrong. Nova Scotia's Canada-only rule reaches private suppliers, with fines up to half a million dollars. And your tax records have to sit at a place of business in Canada.High confidence
What's about to change?: One big bill and one big law already passed. The bill is Canada's third attempt to replace its 25-year-old privacy law: it would force a written risk assessment before any personal data goes outside Canada, give people a right to have data deleted, treat everyone under 18 as sensitive, and set up a new commissioner. It was only introduced in June 2026 and is not law — do not plan around it as if it were. The law already passed is the cyber security act, which switches on in stages over the coming year.High confidence
Hardest industry wall: Government — Personal Information International Disclosure Protection Act
Government — Direction for Electronic Data Residency (ITPIN 2017-02), with the Policy on Service and Digital
Banking — Guideline B-10 Third-Party Risk Management, read with Bank Act section 245 and the equivalent provisions of the Insurance Companies Act and Trust and Loan Companies Act
All industries — Critical Cyber Systems Protection Act, enacted by the Cyber Security Act (Bill C-8)

SlovakiaChecked 18 August 2026

Depends on your industryWork: HighEnforcement: Active

In one paragraph: Slovakia has no general rule that data must stay in the country. It runs on the European rulebook: send data abroad once you have the right paperwork. Three areas break that rule. Online gambling servers must sit on Slovak soil. The most sensitive government data must stay in a Slovak data centre. And anyone who takes aerial survey pictures of Slovakia must hand a copy to a defence ministry archive.
The catch: The easy answer stops being true in three places. First, online gambling: the operator's server must be physically in Slovakia, with no European Economic Area alternative. Second, government cloud: a public body handling the top security category of data may only use a service that stores and processes it inside Slovakia, in a data centre within reach of the Slovak state. Third, mapping: primary aerial survey imagery and published maps must be deposited with Slovak state archives, including one run by the Ministry of Defence. Banking, payments, insurance, securities, health and telecoms have no storage-location rule that we could find.
Does this apply to me?: Yes. A company with no office in Slovakia is still caught if it offers goods or services to people in Slovakia, or watches what they do online. There is no minimum size, headcount or revenue below which you are safe. If you have no office anywhere in the European Union, you must name a written representative inside the Union, and you can put that person in any member state where your customers are — it does not have to be Slovakia.High confidence
Can the data leave the country?: In general, yes — with the standard European paperwork. Nothing in Slovak law says personal data must be kept in Slovakia, and the law says so almost in as many words: it applies to a Slovak company whether it processes data inside or outside the country. But three specific activities do force data to stay. Online gambling operators must put their server in Slovakia. The top security tier of government data must stay in a Slovak data centre. And aerial survey imagery of Slovakia must be handed to a state archive.High confidence
What do I have to do to send it abroad?: Slovakia uses the European model, and it is an allowlist. Data may go to a country the European Commission has approved, or to anywhere else if you sign the Commission's standard contract, use approved group-wide rules, or fit one of a few narrow exceptions. The approved list is real and populated — it includes the United Kingdom, Switzerland, Japan, South Korea, Canada for commercial bodies, and the United States only for companies signed up to the transatlantic framework. Slovakia adds nothing of its own on top.High confidence
Who enforces this — and are they actually working?: The Office for Personal Data Protection of the Slovak Republic. It is real, staffed and busy. In 2025 it issued 542 final fines totalling about 468,000 euros (roughly $510,000) and actually collected about 411,000 euros of that — a very high number of fines but a very small average, about 860 euros each. It has around 60 staff and got 20 extra posts in 2025. Cybersecurity incidents go to a separate body, the National Security Authority.High confidence
How long must I keep it, and when must I delete it?: There is no single retention rule. The general privacy rule is to delete when you no longer need the data. Against that sit long minimum-keeping duties: ten years for accounts and financial statements, and up to one hundred years after death for entries in the national health registers. Telecom companies keep far less than most people assume — Slovakia scrapped blanket call-record retention after its Constitutional Court struck it down, so operators only retain what a court order covers.High confidence
What happens when something goes wrong?: There are two clocks and they are different. A personal data breach goes to the privacy authority within 72 hours of you becoming aware of it, and to the affected people without undue delay if the risk to them is high. A cybersecurity incident at a regulated organisation goes to the National Security Authority twice: a first warning within 24 hours, then a fuller report within 72 hours. If you are both, you file both, to two different bodies.High confidence
What's the trap?: Five things that are not in the summary. Public bodies can be fined the full amount, with no discount. Mishandling personal data you got through your job is a crime, not just a fine. The age of consent for online services is 16, not 13. The rule on dead people's data changed today. And the gambling server rule has no European workaround.High confidence
What's about to change?: The whole national privacy law is being replaced by two new laws — one general, one for police and courts — but they are still bills and have no legal effect. Act 18/2018 was amended today, 18 August 2026, mostly to remove dead people from its scope. Public bodies face a bigger data-registration duty from 1 January 2027, and all cloud switching and data export fees across Europe must drop to zero by 12 January 2027.High confidence
Hardest industry wall: Online gaming — Zákon č. 30/2019 Z. z. o hazardných hrách a o zmene a doplnení niektorých zákonov, § 14 ods. 21 a 22
Government — Metodické usmernenie č. 020775/2025/oSBATA z 11. 4. 2025 pre proces zaradenia cloudovej služby do katalógu vládnych cloudových služieb, vydané podľa § 24a zákona č. 95/2019 Z. z.
Mapping and location — Zákon Národnej rady Slovenskej republiky č. 215/1995 Z. z. o geodézii a kartografii

The eight framework questions answered for each selected country
Question	CanadaChecked 18 August 2026	SlovakiaChecked 18 August 2026
The three ratings	Depends on your industry Work: High Enforcement: Active	Depends on your industry Work: High Enforcement: Active
In one paragraph	Canada lets data leave the country. There is no approved-country list and no banned-country list. You stay responsible for the data wherever it goes, and you must tell people it may be handled abroad. The catch is that Canada is really ten jurisdictions at once, and several of them add hard storage rules on top of the national one.	Slovakia has no general rule that data must stay in the country. It runs on the European rulebook: send data abroad once you have the right paperwork. Three areas break that rule. Online gambling servers must sit on Slovak soil. The most sensitive government data must stay in a Slovak data centre. And anyone who takes aerial survey pictures of Slovakia must hand a copy to a defence ministry archive.
The catch	The relaxed national answer stops being true the moment you touch four things: personal information about people in Quebec, a Nova Scotia public body or its suppliers, federal government data rated Protected B or higher, or a federally regulated bank. Add to that a brand-new cyber security law that says records about critical systems in banking, telecoms, energy and transport must be kept in Canada. In those places Canada is genuinely restrictive.	The easy answer stops being true in three places. First, online gambling: the operator's server must be physically in Slovakia, with no European Economic Area alternative. Second, government cloud: a public body handling the top security category of data may only use a service that stores and processes it inside Slovakia, in a data centre within reach of the Slovak state. Third, mapping: primary aerial survey imagery and published maps must be deposited with Slovak state archives, including one run by the Ministry of Defence. Banking, payments, insurance, securities, health and telecoms have no storage-location rule that we could find.
Does this apply to me?	Yes. Canada's national privacy law reaches a foreign company with no office here if it handles personal information about people in Canada as part of doing business. There is no revenue or headcount threshold that lets you out. You do not normally need a local representative, but payment companies are an exception: a payment firm based abroad that aims its service at people in Canada must register with the central bank and name an agent inside Canada to receive official notices.High confidence	Yes. A company with no office in Slovakia is still caught if it offers goods or services to people in Slovakia, or watches what they do online. There is no minimum size, headcount or revenue below which you are safe. If you have no office anywhere in the European Union, you must name a written representative inside the Union, and you can put that person in any member state where your customers are — it does not have to be Slovakia.High confidence
Can the data leave the country?	In general, yes, and with no government permission. Canada's national law does not restrict where personal data is stored or processed. But the headline is wrong for at least six groups. Quebec makes you do a written risk assessment first — and that applies even to sending data to Ontario. Nova Scotia public bodies and their suppliers must keep the data in Canada. Federal government data rated Protected B or higher must sit in Canada. Banks must keep a full copy of their records on servers in Canada. And under the new cyber security law, records about critical systems must be kept in Canada.High confidence	In general, yes — with the standard European paperwork. Nothing in Slovak law says personal data must be kept in Slovakia, and the law says so almost in as many words: it applies to a Slovak company whether it processes data inside or outside the country. But three specific activities do force data to stay. Online gambling operators must put their server in Slovakia. The top security tier of government data must stay in a Slovak data centre. And aerial survey imagery of Slovakia must be handed to a state archive.High confidence
What do I have to do to send it abroad?	At the national level there is no list at all — no approved countries, no banned countries, no government form to file. What you must do instead is stay accountable: put a contract or similar protection in place with whoever handles the data for you, and tell people plainly that their information may be processed in another country and could be seen by foreign courts, police or security agencies. Quebec is different and stricter: there you must complete a written privacy risk assessment before the data moves, and sign a written agreement.High confidence	Slovakia uses the European model, and it is an allowlist. Data may go to a country the European Commission has approved, or to anywhere else if you sign the Commission's standard contract, use approved group-wide rules, or fit one of a few narrow exceptions. The approved list is real and populated — it includes the United Kingdom, Switzerland, Japan, South Korea, Canada for commercial bodies, and the United States only for companies signed up to the transatlantic framework. Slovakia adds nothing of its own on top.High confidence
Who enforces this — and are they actually working?	Canada has many regulators and they are all real, staffed and issuing decisions. The national one, the Privacy Commissioner of Canada, published findings against OpenAI, X, Bell and WestJet in the first half of 2026 alone. But it cannot fine anyone — it makes findings and recommendations, and a case has to go to the Federal Court for money. Quebec's regulator can fine, and has blocked a national grocery chain from switching on a face-recognition system. Banking, payments and cyber security each have their own separate supervisor.High confidence	The Office for Personal Data Protection of the Slovak Republic. It is real, staffed and busy. In 2025 it issued 542 final fines totalling about 468,000 euros (roughly $510,000) and actually collected about 411,000 euros of that — a very high number of fines but a very small average, about 860 euros each. It has around 60 staff and got 20 extra posts in 2025. Cybersecurity incidents go to a separate body, the National Security Authority.High confidence
How long must I keep it, and when must I delete it?	The floor and the ceiling pull in opposite directions. Tax law says keep your business records for six years after the tax year they relate to, and keep them at a place of business in Canada unless the tax authority agrees to somewhere else. Privacy law says the opposite: delete personal information once the reason you collected it has gone. Where the two clash, the duty to keep wins — but only for the specific records the law names, and only for as long as it names.High confidence	There is no single retention rule. The general privacy rule is to delete when you no longer need the data. Against that sit long minimum-keeping duties: ten years for accounts and financial statements, and up to one hundred years after death for entries in the national health registers. Telecom companies keep far less than most people assume — Slovakia scrapped blanket call-record retention after its Constitutional Court struck it down, so operators only retain what a court order covers.High confidence
What happens when something goes wrong?	Count at least four clocks and they do not agree. The national privacy law gives no fixed number of hours — you report 'as soon as feasible', which in practice means days, not weeks. Payment firms get 48 hours to tell the central bank about a serious incident. Critical infrastructure operators will get no more than 72 hours to tell the national cyber agency, then must tell their own regulator immediately after. Health and provincial rules add more. The overlap is where people get caught: one incident, several reports, several deadlines.High confidence	There are two clocks and they are different. A personal data breach goes to the privacy authority within 72 hours of you becoming aware of it, and to the affected people without undue delay if the risk to them is high. A cybersecurity incident at a regulated organisation goes to the National Security Authority twice: a first warning within 24 hours, then a fuller report within 72 hours. If you are both, you file both, to two different bodies.High confidence
What's the trap?	Five things that are not in any summary. Quebec's cross-border rule catches you sending data to Ontario, not just abroad. Quebec also makes you tell its regulator 60 days before you switch on any face or fingerprint system, and it has already blocked a big grocery chain from doing so. British Columbia repealed its keep-it-in-Canada rule in 2021, so trackers that still show it are wrong. Nova Scotia's Canada-only rule reaches private suppliers, with fines up to half a million dollars. And your tax records have to sit at a place of business in Canada.High confidence	Five things that are not in the summary. Public bodies can be fined the full amount, with no discount. Mishandling personal data you got through your job is a crime, not just a fine. The age of consent for online services is 16, not 13. The rule on dead people's data changed today. And the gambling server rule has no European workaround.High confidence
What's about to change?	One big bill and one big law already passed. The bill is Canada's third attempt to replace its 25-year-old privacy law: it would force a written risk assessment before any personal data goes outside Canada, give people a right to have data deleted, treat everyone under 18 as sensitive, and set up a new commissioner. It was only introduced in June 2026 and is not law — do not plan around it as if it were. The law already passed is the cyber security act, which switches on in stages over the coming year.High confidence	The whole national privacy law is being replaced by two new laws — one general, one for police and courts — but they are still bills and have no legal effect. Act 18/2018 was amended today, 18 August 2026, mostly to remove dead people from its scope. Public bodies face a bigger data-registration duty from 1 January 2027, and all cloud switching and data export fees across Europe must drop to zero by 12 January 2027.High confidence
Hardest industry wall	Government — Personal Information International Disclosure Protection Act Government — Direction for Electronic Data Residency (ITPIN 2017-02), with the Policy on Service and Digital Banking — Guideline B-10 Third-Party Risk Management, read with Bank Act section 245 and the equivalent provisions of the Insurance Companies Act and Trust and Loan Companies Act All industries — Critical Cyber Systems Protection Act, enacted by the Cyber Security Act (Bill C-8)	Online gaming — Zákon č. 30/2019 Z. z. o hazardných hrách a o zmene a doplnení niektorých zákonov, § 14 ods. 21 a 22 Government — Metodické usmernenie č. 020775/2025/oSBATA z 11. 4. 2025 pre proces zaradenia cloudovej služby do katalógu vládnych cloudových služieb, vydané podľa § 24a zákona č. 95/2019 Z. z. Mapping and location — Zákon Národnej rady Slovenskej republiky č. 215/1995 Z. z. o geodézii a kartografii