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Two or three countries, side by side, one row per question. Pick up to 3.

Countries

BrazilChecked 18 August 2026

Yes, with paperworkWork: HighEnforcement: Active

In one paragraph: Brazil does not force data to stay inside the country. Personal data can leave, but since August 2025 you normally need a contract written by the regulator, word for word, signed with whoever receives it. Sending data to the European Union needs nothing extra. The regulator is awake and has started switching features off large platforms.
The catch: Brazil is often listed as a data-localisation country. It is not one. The old rule that pushed federal government email and data onto Brazilian systems was scrapped in 2018, and today's federal cloud rules do not require Brazilian soil. The real constraints are different in shape: banks must keep the central bank able to reach their data wherever it sits, and since July 2026 digital platforms must have an actual office and a legal representative inside Brazil.
Does this apply to me?: Yes. Brazil's privacy law reaches a company with no office in Brazil, as long as it collects data in Brazil or offers goods or services to people here. There is no size or revenue threshold that lets you out. The privacy law itself does not make you appoint anyone local — but two newer rules do, and if you run a digital platform you now need a registered office and a legal representative in Brazil.High confidence
Can the data leave the country?: Yes, with paperwork. Brazil has no rule making anyone keep a copy of anything inside the country — not for banks, not for hospitals, not even for the federal government's own cloud. What it has instead is a permission slip: before personal data leaves, you need one of a short list of approved legal grounds. Industry rules add conditions on top, but none of them is a wall.High confidence
What do I have to do to send it abroad?: Pick one of five routes. The easy one is the European Union: since January 2026 Brazil treats it as safe, so nothing extra is needed. For everywhere else, the normal route is a set of standard contractual clauses that the regulator itself wrote — you copy them into your contract exactly, and you may not edit them. A deadline to retrofit older contracts already passed, on 23 August 2025.High confidence
Who enforces this — and are they actually working?: The National Data Protection Authority, and it is genuinely working. A law passed in February 2026 gave it real independence, 200 new specialist jobs and its own budget. In August 2026 it ordered Discord to switch off live video streaming in Brazil within three working days, to protect children. Banking, telecoms, insurance and securities regulators enforce their own rules in parallel and have done so for years.High confidence
How long must I keep it, and when must I delete it?: Both directions, and they pull against each other. The floor: internet access providers must keep connection records for one year, websites and apps must keep access records for six months, and tax records need five years. The ceiling: the privacy law says personal data must be deleted once you have finished doing what you collected it for. Where the two clash, the legal duty to keep wins — the law lists that as an express reason to hold on.High confidence
What happens when something goes wrong?: Count three clocks, not one. Privacy: three working days to tell the regulator AND the affected people, once you have confirmed a breach that could really hurt them. Platform content: two hours to take down intimate images shared without consent, once notified. On top of that, banks report incidents to the central bank and telecoms operators report to the telecoms regulator under their own separate timetables.High confidence
What's the trap?: Five. (1) Your European standard contract is not automatically good enough — Brazil wrote its own clauses and you must copy them exactly, unedited, and the deadline to fix old contracts passed on 23 August 2025. (2) A child in Brazil is under 12 and an adolescent is 12 to 17, but the social media rule bites at 16 — accounts for anyone up to 16 must be tied to a parent's account, and asking users to state their own age is banned. (3) Since 20 July 2026 a digital platform needs an actual registered office in Brazil, not just a lawyer on retainer. (4) The biggest fine is not in the privacy law: the internet law allows up to 10 percent of your group's Brazilian revenue. (5) The regulator can order your database blocked or your processing suspended, which usually hurts more than any cheque.High confidence
What's about to change?: One firm date: January 2027, when the regulator moves from monitoring platforms to full enforcement of the children's digital rules. Brazil's artificial intelligence bill is still only a bill — it was sitting in a committee waiting for a report as recently as June 2026, so do not plan around it. The bigger risk is not new law: it is that the regulator can add or withdraw approved destinations for data transfers by publishing a single resolution, with no consultation.High confidence
Hardest industry wall: None found.

TaiwanChecked 18 August 2026

Depends on your industryWork: HighEnforcement: Active

In one paragraph: Taiwan lets personal data leave the country freely unless the ministry that regulates your industry has issued an order stopping it. There is no single privacy regulator: each industry ministry polices its own sector, and each has written its own security and breach-reporting rules. A big reform that would create one national regulator was passed in November 2025 but has never been switched on.
The catch: The relaxed headline stops being true the moment you touch health records, national health insurance data, banking or telecoms. Hospital data held in the cloud must physically sit in Taiwan. National health insurance records cannot be released to any organisation set up outside Taiwan at all. Banks need the financial regulator's permission before major consumer-finance systems go offshore, and must keep a backup of important customer data in Taiwan if they do.
Does this apply to me?: Yes. Taiwan's privacy law reaches a foreign company with no office and no staff in Taiwan. The law says plainly that it also applies to organisations outside Taiwan that collect, process or use the personal data of Taiwanese people. There is no revenue or headcount threshold to fall below, and the law does not require you to appoint a local representative.High confidence
Can the data leave the country?: In general, yes. Taiwan's privacy law does not ask you to sign anything or get anyone's permission before sending personal data abroad. Instead it gives each industry ministry the power to order that data in its sector may not go to a particular country. But four sectors have real walls, and in two of them the wall is absolute.High confidence
What do I have to do to send it abroad?: Under the general law, nothing. No standard contract, no government approval, no adequacy finding, no consent form. The model is a blocklist run sector by sector: you may send data anywhere unless the ministry that supervises your industry has issued an order stopping it. Your real job is to find out which ministry supervises you and check whether it has issued one.High confidence
Who enforces this — and are they actually working?: There is no national privacy regulator in Taiwan today. A Personal Data Protection Commission is named in the law as the authority in charge, but that provision has never been switched on, the law creating the Commission is still only a bill, and what exists is a preparatory office that writes draft rules and cannot fine anyone. Enforcement is done instead by whichever ministry regulates your industry, plus city and county governments, and those bodies are genuinely active.High confidence
How long must I keep it, and when must I delete it?: Both directions apply, and the floors are set by other laws, not the privacy law. Accounting vouchers must be kept at least five years and account books and financial statements at least ten years. Medical records must be kept at least seven years, and for children until seven years after they turn eighteen; records from human trials must be kept forever. Going the other way, you must delete personal data once the purpose you collected it for has gone or the period you set has run out.High confidence
What happens when something goes wrong?: Count at least three clocks, and the fastest is one hour. Telecoms companies and larger internet providers must tell the communications regulator within one hour of learning about a major personal data incident, then file a full report within seventy-two hours. Government bodies and designated critical infrastructure operators also have one hour, under the separate cyber security law. Financial firms get seventy-two hours. And under the privacy law itself you must tell the affected people once you have established the facts, with no fixed deadline attached.High confidence
What's the trap?: Five things that will cost someone their weekend. First, the official English text of the privacy law on the government's own website includes provisions that are not law yet, including the one naming the national regulator. Second, breaking a cross-border transfer order is a crime, not a fine — up to five years in prison. Third, there is no single regulator to ask; your duties depend on which ministry supervises you. Fourth, a bank asked for Taiwanese customer data by a foreign financial regulator must get Taiwan's regulator's permission first. Fifth, if you are sued, you have to prove you were not at fault.High confidence
What's about to change?: One thing has already landed and one is waiting on a switch. The National Health Insurance Data Management Act came into force on 10 August 2026, and it gives people a short window to opt their health records out of research use before silence counts as agreement. Separately, the big privacy reform passed in November 2025 is sitting on the shelf: the Cabinet can bring it into force whenever it likes, by a single order, with no consultation.High confidence
Hardest industry wall: Health and social care — 醫療機構電子病歷製作及管理辦法 (Regulations Governing the Production and Management of Electronic Medical Records by Medical Institutions)
Health and social care — 全民健康保險資料管理條例 (National Health Insurance Data Management Act)
Banking — 金融機構作業委託他人處理內部作業制度及程序辦法 (Regulations Governing Internal Operating Systems and Procedures for the Outsourcing of Financial Institution Operation)

The eight framework questions answered for each selected country
Question	BrazilChecked 18 August 2026	TaiwanChecked 18 August 2026
The three ratings	Yes, with paperwork Work: High Enforcement: Active	Depends on your industry Work: High Enforcement: Active
In one paragraph	Brazil does not force data to stay inside the country. Personal data can leave, but since August 2025 you normally need a contract written by the regulator, word for word, signed with whoever receives it. Sending data to the European Union needs nothing extra. The regulator is awake and has started switching features off large platforms.	Taiwan lets personal data leave the country freely unless the ministry that regulates your industry has issued an order stopping it. There is no single privacy regulator: each industry ministry polices its own sector, and each has written its own security and breach-reporting rules. A big reform that would create one national regulator was passed in November 2025 but has never been switched on.
The catch	Brazil is often listed as a data-localisation country. It is not one. The old rule that pushed federal government email and data onto Brazilian systems was scrapped in 2018, and today's federal cloud rules do not require Brazilian soil. The real constraints are different in shape: banks must keep the central bank able to reach their data wherever it sits, and since July 2026 digital platforms must have an actual office and a legal representative inside Brazil.	The relaxed headline stops being true the moment you touch health records, national health insurance data, banking or telecoms. Hospital data held in the cloud must physically sit in Taiwan. National health insurance records cannot be released to any organisation set up outside Taiwan at all. Banks need the financial regulator's permission before major consumer-finance systems go offshore, and must keep a backup of important customer data in Taiwan if they do.
Does this apply to me?	Yes. Brazil's privacy law reaches a company with no office in Brazil, as long as it collects data in Brazil or offers goods or services to people here. There is no size or revenue threshold that lets you out. The privacy law itself does not make you appoint anyone local — but two newer rules do, and if you run a digital platform you now need a registered office and a legal representative in Brazil.High confidence	Yes. Taiwan's privacy law reaches a foreign company with no office and no staff in Taiwan. The law says plainly that it also applies to organisations outside Taiwan that collect, process or use the personal data of Taiwanese people. There is no revenue or headcount threshold to fall below, and the law does not require you to appoint a local representative.High confidence
Can the data leave the country?	Yes, with paperwork. Brazil has no rule making anyone keep a copy of anything inside the country — not for banks, not for hospitals, not even for the federal government's own cloud. What it has instead is a permission slip: before personal data leaves, you need one of a short list of approved legal grounds. Industry rules add conditions on top, but none of them is a wall.High confidence	In general, yes. Taiwan's privacy law does not ask you to sign anything or get anyone's permission before sending personal data abroad. Instead it gives each industry ministry the power to order that data in its sector may not go to a particular country. But four sectors have real walls, and in two of them the wall is absolute.High confidence
What do I have to do to send it abroad?	Pick one of five routes. The easy one is the European Union: since January 2026 Brazil treats it as safe, so nothing extra is needed. For everywhere else, the normal route is a set of standard contractual clauses that the regulator itself wrote — you copy them into your contract exactly, and you may not edit them. A deadline to retrofit older contracts already passed, on 23 August 2025.High confidence	Under the general law, nothing. No standard contract, no government approval, no adequacy finding, no consent form. The model is a blocklist run sector by sector: you may send data anywhere unless the ministry that supervises your industry has issued an order stopping it. Your real job is to find out which ministry supervises you and check whether it has issued one.High confidence
Who enforces this — and are they actually working?	The National Data Protection Authority, and it is genuinely working. A law passed in February 2026 gave it real independence, 200 new specialist jobs and its own budget. In August 2026 it ordered Discord to switch off live video streaming in Brazil within three working days, to protect children. Banking, telecoms, insurance and securities regulators enforce their own rules in parallel and have done so for years.High confidence	There is no national privacy regulator in Taiwan today. A Personal Data Protection Commission is named in the law as the authority in charge, but that provision has never been switched on, the law creating the Commission is still only a bill, and what exists is a preparatory office that writes draft rules and cannot fine anyone. Enforcement is done instead by whichever ministry regulates your industry, plus city and county governments, and those bodies are genuinely active.High confidence
How long must I keep it, and when must I delete it?	Both directions, and they pull against each other. The floor: internet access providers must keep connection records for one year, websites and apps must keep access records for six months, and tax records need five years. The ceiling: the privacy law says personal data must be deleted once you have finished doing what you collected it for. Where the two clash, the legal duty to keep wins — the law lists that as an express reason to hold on.High confidence	Both directions apply, and the floors are set by other laws, not the privacy law. Accounting vouchers must be kept at least five years and account books and financial statements at least ten years. Medical records must be kept at least seven years, and for children until seven years after they turn eighteen; records from human trials must be kept forever. Going the other way, you must delete personal data once the purpose you collected it for has gone or the period you set has run out.High confidence
What happens when something goes wrong?	Count three clocks, not one. Privacy: three working days to tell the regulator AND the affected people, once you have confirmed a breach that could really hurt them. Platform content: two hours to take down intimate images shared without consent, once notified. On top of that, banks report incidents to the central bank and telecoms operators report to the telecoms regulator under their own separate timetables.High confidence	Count at least three clocks, and the fastest is one hour. Telecoms companies and larger internet providers must tell the communications regulator within one hour of learning about a major personal data incident, then file a full report within seventy-two hours. Government bodies and designated critical infrastructure operators also have one hour, under the separate cyber security law. Financial firms get seventy-two hours. And under the privacy law itself you must tell the affected people once you have established the facts, with no fixed deadline attached.High confidence
What's the trap?	Five. (1) Your European standard contract is not automatically good enough — Brazil wrote its own clauses and you must copy them exactly, unedited, and the deadline to fix old contracts passed on 23 August 2025. (2) A child in Brazil is under 12 and an adolescent is 12 to 17, but the social media rule bites at 16 — accounts for anyone up to 16 must be tied to a parent's account, and asking users to state their own age is banned. (3) Since 20 July 2026 a digital platform needs an actual registered office in Brazil, not just a lawyer on retainer. (4) The biggest fine is not in the privacy law: the internet law allows up to 10 percent of your group's Brazilian revenue. (5) The regulator can order your database blocked or your processing suspended, which usually hurts more than any cheque.High confidence	Five things that will cost someone their weekend. First, the official English text of the privacy law on the government's own website includes provisions that are not law yet, including the one naming the national regulator. Second, breaking a cross-border transfer order is a crime, not a fine — up to five years in prison. Third, there is no single regulator to ask; your duties depend on which ministry supervises you. Fourth, a bank asked for Taiwanese customer data by a foreign financial regulator must get Taiwan's regulator's permission first. Fifth, if you are sued, you have to prove you were not at fault.High confidence
What's about to change?	One firm date: January 2027, when the regulator moves from monitoring platforms to full enforcement of the children's digital rules. Brazil's artificial intelligence bill is still only a bill — it was sitting in a committee waiting for a report as recently as June 2026, so do not plan around it. The bigger risk is not new law: it is that the regulator can add or withdraw approved destinations for data transfers by publishing a single resolution, with no consultation.High confidence	One thing has already landed and one is waiting on a switch. The National Health Insurance Data Management Act came into force on 10 August 2026, and it gives people a short window to opt their health records out of research use before silence counts as agreement. Separately, the big privacy reform passed in November 2025 is sitting on the shelf: the Cabinet can bring it into force whenever it likes, by a single order, with no consultation.High confidence
Hardest industry wall	None found.	Health and social care — 醫療機構電子病歷製作及管理辦法 (Regulations Governing the Production and Management of Electronic Medical Records by Medical Institutions) Health and social care — 全民健康保險資料管理條例 (National Health Insurance Data Management Act) Banking — 金融機構作業委託他人處理內部作業制度及程序辦法 (Regulations Governing Internal Operating Systems and Procedures for the Outsourcing of Financial Institution Operation)