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Two or three countries, side by side, one row per question. Pick up to 3.

Countries

AustraliaChecked 18 August 2026

Depends on your industryWork: MediumEnforcement: Active

In one paragraph: Australia has no general rule that data must stay in the country. You may send personal information anywhere, and no destination is banned. The catch is that you stay legally responsible for whatever your overseas supplier does with it. Small businesses under A$3 million turnover are exempt from the main privacy law. Specific industries are far stricter, and one of them carries a prison sentence.
The catch: The relaxed headline stops the moment you touch six areas. National electronic health records may not leave Australia at all, and taking them offshore is a crime punishable by five years in prison. Banks and insurers must tell the banking regulator before any offshore arrangement. Open banking data, critical infrastructure data, Australian Government hosting and Queensland state government data each have their own rules. Check your sector before you believe the headline.
Does this apply to me?: Yes, it reaches you even with no office in Australia. The national privacy law applies to any organisation that carries on business in Australia, whether or not the data is collected or stored here. But Australia has something most countries do not: a real size threshold you can fall below. A business with annual turnover of A$3 million (about US$2 million) or less is generally exempt. That exemption has big holes: it does not apply if you provide a health service, if you buy or sell personal information, or if you supply services under a federal government contract. No local representative and no registration are required.High confidence
Can the data leave the country?: In general, yes. Australia has no national law saying personal data must be kept in the country, and no country is blacklisted. You can pick any cloud region you like. What you cannot do is hand off the risk: if your overseas supplier does something with the data that would break Australian rules, the law treats that as your own breach. The hard walls are industry by industry, and the health one is absolute.High confidence
What do I have to do to send it abroad?: Before data leaves, you must take reasonable steps to make sure the overseas recipient will handle it the Australian way. In practice that means a contract with the right promises in it. There is no government form to file, no approval to wait for, and no list of approved countries to check. A power to approve countries was switched on in December 2024, but as of today the government has not named a single one. The alternative routes are narrow: you can rely on the recipient already being covered by a substantially similar law, or on the person's informed consent after you warn them you will no longer be responsible.High confidence
Who enforces this — and are they actually working?: The Office of the Australian Information Commissioner. It is staffed, it has a sitting Privacy Commissioner, and it is issuing decisions. In October 2025 the Federal Court ordered a pathology company to pay A$5.8 million (about US$3.8 million), the first court penalty in the law's history. The regulator sued Optus in August 2025, settled with Meta for A$50 million in December 2024, and in June 2026 alone published formal findings against Optus, American Express and two health providers. Banking, cyber security, online safety and open banking each have their own separate regulator, and all of them are working.High confidence
How long must I keep it, and when must I delete it?: There is a floor and a ceiling and they pull in opposite directions. The clearest floor is telecoms: phone and internet providers must keep call and connection records for two years, and must encrypt them. The general ceiling has no number attached — you must destroy or de-identify personal information once you genuinely no longer need it. Two ceilings are sharp. A social media platform must destroy age-check information as soon as it has finished using it. A digital identity provider must destroy a face or fingerprint scan immediately after the identity check is complete.High confidence
What happens when something goes wrong?: Count four clocks, because they run at different speeds. If you pay a ransom and your Australian turnover is above A$3 million (about US$2 million), you have 72 hours to report the payment to the government. If you run critical infrastructure, you have 12 hours for an attack that seriously hits availability, and 72 hours for a lesser one. If you are a bank, insurer or superannuation fund, you have 72 hours for a security incident and only 24 hours if a critical service goes down beyond tolerance. For an ordinary personal data breach you get up to 30 days to assess whether it is serious, then you must tell the regulator and the affected people as soon as you practically can. There is no fixed hour count for that last one, which is the part people get wrong.High confidence
What's the trap?: Five things that will cost you a weekend. First, moving national electronic health record data offshore is a crime, not a fine: up to five years in prison. Second, you never stop owning your supplier's mistakes — a major bank had to get a special ruling from the Privacy Commissioner just to keep processing international money transfers. Third, since December 2025 social media platforms must keep under-16s off the service and then destroy the age-check data they collected. Fourth, Queensland's rule for state government data is stricter than the national one and is hidden in section 33 of the Act, not in the numbered principles — the principle numbered 8 says there is no equivalent. Fifth, the value of a penalty unit rose to A$364 (about US$240) on 1 July 2026, so every fine figure you looked up before then is now understated.High confidence
What's about to change?: One date dominates: 10 December 2026. On that day privacy policies must start explaining computer-made decisions that significantly affect people, and the new Children's Online Privacy Code must be finalised and registered. The draft of that code was out for public comment from 31 March to 5 June 2026. Further out, the tougher critical infrastructure duties made in June 2026 start biting from mid-2027 and mid-2028 as their grace periods run out. Watch three switches the government already holds and can flip with no consultation.High confidence
Hardest industry wall: Health and social care — My Health Records Act 2012, section 77

SlovakiaChecked 18 August 2026

Depends on your industryWork: HighEnforcement: Active

In one paragraph: Slovakia has no general rule that data must stay in the country. It runs on the European rulebook: send data abroad once you have the right paperwork. Three areas break that rule. Online gambling servers must sit on Slovak soil. The most sensitive government data must stay in a Slovak data centre. And anyone who takes aerial survey pictures of Slovakia must hand a copy to a defence ministry archive.
The catch: The easy answer stops being true in three places. First, online gambling: the operator's server must be physically in Slovakia, with no European Economic Area alternative. Second, government cloud: a public body handling the top security category of data may only use a service that stores and processes it inside Slovakia, in a data centre within reach of the Slovak state. Third, mapping: primary aerial survey imagery and published maps must be deposited with Slovak state archives, including one run by the Ministry of Defence. Banking, payments, insurance, securities, health and telecoms have no storage-location rule that we could find.
Does this apply to me?: Yes. A company with no office in Slovakia is still caught if it offers goods or services to people in Slovakia, or watches what they do online. There is no minimum size, headcount or revenue below which you are safe. If you have no office anywhere in the European Union, you must name a written representative inside the Union, and you can put that person in any member state where your customers are — it does not have to be Slovakia.High confidence
Can the data leave the country?: In general, yes — with the standard European paperwork. Nothing in Slovak law says personal data must be kept in Slovakia, and the law says so almost in as many words: it applies to a Slovak company whether it processes data inside or outside the country. But three specific activities do force data to stay. Online gambling operators must put their server in Slovakia. The top security tier of government data must stay in a Slovak data centre. And aerial survey imagery of Slovakia must be handed to a state archive.High confidence
What do I have to do to send it abroad?: Slovakia uses the European model, and it is an allowlist. Data may go to a country the European Commission has approved, or to anywhere else if you sign the Commission's standard contract, use approved group-wide rules, or fit one of a few narrow exceptions. The approved list is real and populated — it includes the United Kingdom, Switzerland, Japan, South Korea, Canada for commercial bodies, and the United States only for companies signed up to the transatlantic framework. Slovakia adds nothing of its own on top.High confidence
Who enforces this — and are they actually working?: The Office for Personal Data Protection of the Slovak Republic. It is real, staffed and busy. In 2025 it issued 542 final fines totalling about 468,000 euros (roughly $510,000) and actually collected about 411,000 euros of that — a very high number of fines but a very small average, about 860 euros each. It has around 60 staff and got 20 extra posts in 2025. Cybersecurity incidents go to a separate body, the National Security Authority.High confidence
How long must I keep it, and when must I delete it?: There is no single retention rule. The general privacy rule is to delete when you no longer need the data. Against that sit long minimum-keeping duties: ten years for accounts and financial statements, and up to one hundred years after death for entries in the national health registers. Telecom companies keep far less than most people assume — Slovakia scrapped blanket call-record retention after its Constitutional Court struck it down, so operators only retain what a court order covers.High confidence
What happens when something goes wrong?: There are two clocks and they are different. A personal data breach goes to the privacy authority within 72 hours of you becoming aware of it, and to the affected people without undue delay if the risk to them is high. A cybersecurity incident at a regulated organisation goes to the National Security Authority twice: a first warning within 24 hours, then a fuller report within 72 hours. If you are both, you file both, to two different bodies.High confidence
What's the trap?: Five things that are not in the summary. Public bodies can be fined the full amount, with no discount. Mishandling personal data you got through your job is a crime, not just a fine. The age of consent for online services is 16, not 13. The rule on dead people's data changed today. And the gambling server rule has no European workaround.High confidence
What's about to change?: The whole national privacy law is being replaced by two new laws — one general, one for police and courts — but they are still bills and have no legal effect. Act 18/2018 was amended today, 18 August 2026, mostly to remove dead people from its scope. Public bodies face a bigger data-registration duty from 1 January 2027, and all cloud switching and data export fees across Europe must drop to zero by 12 January 2027.High confidence
Hardest industry wall: Online gaming — Zákon č. 30/2019 Z. z. o hazardných hrách a o zmene a doplnení niektorých zákonov, § 14 ods. 21 a 22
Government — Metodické usmernenie č. 020775/2025/oSBATA z 11. 4. 2025 pre proces zaradenia cloudovej služby do katalógu vládnych cloudových služieb, vydané podľa § 24a zákona č. 95/2019 Z. z.
Mapping and location — Zákon Národnej rady Slovenskej republiky č. 215/1995 Z. z. o geodézii a kartografii

The eight framework questions answered for each selected country
Question	AustraliaChecked 18 August 2026	SlovakiaChecked 18 August 2026
The three ratings	Depends on your industry Work: Medium Enforcement: Active	Depends on your industry Work: High Enforcement: Active
In one paragraph	Australia has no general rule that data must stay in the country. You may send personal information anywhere, and no destination is banned. The catch is that you stay legally responsible for whatever your overseas supplier does with it. Small businesses under A$3 million turnover are exempt from the main privacy law. Specific industries are far stricter, and one of them carries a prison sentence.	Slovakia has no general rule that data must stay in the country. It runs on the European rulebook: send data abroad once you have the right paperwork. Three areas break that rule. Online gambling servers must sit on Slovak soil. The most sensitive government data must stay in a Slovak data centre. And anyone who takes aerial survey pictures of Slovakia must hand a copy to a defence ministry archive.
The catch	The relaxed headline stops the moment you touch six areas. National electronic health records may not leave Australia at all, and taking them offshore is a crime punishable by five years in prison. Banks and insurers must tell the banking regulator before any offshore arrangement. Open banking data, critical infrastructure data, Australian Government hosting and Queensland state government data each have their own rules. Check your sector before you believe the headline.	The easy answer stops being true in three places. First, online gambling: the operator's server must be physically in Slovakia, with no European Economic Area alternative. Second, government cloud: a public body handling the top security category of data may only use a service that stores and processes it inside Slovakia, in a data centre within reach of the Slovak state. Third, mapping: primary aerial survey imagery and published maps must be deposited with Slovak state archives, including one run by the Ministry of Defence. Banking, payments, insurance, securities, health and telecoms have no storage-location rule that we could find.
Does this apply to me?	Yes, it reaches you even with no office in Australia. The national privacy law applies to any organisation that carries on business in Australia, whether or not the data is collected or stored here. But Australia has something most countries do not: a real size threshold you can fall below. A business with annual turnover of A$3 million (about US$2 million) or less is generally exempt. That exemption has big holes: it does not apply if you provide a health service, if you buy or sell personal information, or if you supply services under a federal government contract. No local representative and no registration are required.High confidence	Yes. A company with no office in Slovakia is still caught if it offers goods or services to people in Slovakia, or watches what they do online. There is no minimum size, headcount or revenue below which you are safe. If you have no office anywhere in the European Union, you must name a written representative inside the Union, and you can put that person in any member state where your customers are — it does not have to be Slovakia.High confidence
Can the data leave the country?	In general, yes. Australia has no national law saying personal data must be kept in the country, and no country is blacklisted. You can pick any cloud region you like. What you cannot do is hand off the risk: if your overseas supplier does something with the data that would break Australian rules, the law treats that as your own breach. The hard walls are industry by industry, and the health one is absolute.High confidence	In general, yes — with the standard European paperwork. Nothing in Slovak law says personal data must be kept in Slovakia, and the law says so almost in as many words: it applies to a Slovak company whether it processes data inside or outside the country. But three specific activities do force data to stay. Online gambling operators must put their server in Slovakia. The top security tier of government data must stay in a Slovak data centre. And aerial survey imagery of Slovakia must be handed to a state archive.High confidence
What do I have to do to send it abroad?	Before data leaves, you must take reasonable steps to make sure the overseas recipient will handle it the Australian way. In practice that means a contract with the right promises in it. There is no government form to file, no approval to wait for, and no list of approved countries to check. A power to approve countries was switched on in December 2024, but as of today the government has not named a single one. The alternative routes are narrow: you can rely on the recipient already being covered by a substantially similar law, or on the person's informed consent after you warn them you will no longer be responsible.High confidence	Slovakia uses the European model, and it is an allowlist. Data may go to a country the European Commission has approved, or to anywhere else if you sign the Commission's standard contract, use approved group-wide rules, or fit one of a few narrow exceptions. The approved list is real and populated — it includes the United Kingdom, Switzerland, Japan, South Korea, Canada for commercial bodies, and the United States only for companies signed up to the transatlantic framework. Slovakia adds nothing of its own on top.High confidence
Who enforces this — and are they actually working?	The Office of the Australian Information Commissioner. It is staffed, it has a sitting Privacy Commissioner, and it is issuing decisions. In October 2025 the Federal Court ordered a pathology company to pay A$5.8 million (about US$3.8 million), the first court penalty in the law's history. The regulator sued Optus in August 2025, settled with Meta for A$50 million in December 2024, and in June 2026 alone published formal findings against Optus, American Express and two health providers. Banking, cyber security, online safety and open banking each have their own separate regulator, and all of them are working.High confidence	The Office for Personal Data Protection of the Slovak Republic. It is real, staffed and busy. In 2025 it issued 542 final fines totalling about 468,000 euros (roughly $510,000) and actually collected about 411,000 euros of that — a very high number of fines but a very small average, about 860 euros each. It has around 60 staff and got 20 extra posts in 2025. Cybersecurity incidents go to a separate body, the National Security Authority.High confidence
How long must I keep it, and when must I delete it?	There is a floor and a ceiling and they pull in opposite directions. The clearest floor is telecoms: phone and internet providers must keep call and connection records for two years, and must encrypt them. The general ceiling has no number attached — you must destroy or de-identify personal information once you genuinely no longer need it. Two ceilings are sharp. A social media platform must destroy age-check information as soon as it has finished using it. A digital identity provider must destroy a face or fingerprint scan immediately after the identity check is complete.High confidence	There is no single retention rule. The general privacy rule is to delete when you no longer need the data. Against that sit long minimum-keeping duties: ten years for accounts and financial statements, and up to one hundred years after death for entries in the national health registers. Telecom companies keep far less than most people assume — Slovakia scrapped blanket call-record retention after its Constitutional Court struck it down, so operators only retain what a court order covers.High confidence
What happens when something goes wrong?	Count four clocks, because they run at different speeds. If you pay a ransom and your Australian turnover is above A$3 million (about US$2 million), you have 72 hours to report the payment to the government. If you run critical infrastructure, you have 12 hours for an attack that seriously hits availability, and 72 hours for a lesser one. If you are a bank, insurer or superannuation fund, you have 72 hours for a security incident and only 24 hours if a critical service goes down beyond tolerance. For an ordinary personal data breach you get up to 30 days to assess whether it is serious, then you must tell the regulator and the affected people as soon as you practically can. There is no fixed hour count for that last one, which is the part people get wrong.High confidence	There are two clocks and they are different. A personal data breach goes to the privacy authority within 72 hours of you becoming aware of it, and to the affected people without undue delay if the risk to them is high. A cybersecurity incident at a regulated organisation goes to the National Security Authority twice: a first warning within 24 hours, then a fuller report within 72 hours. If you are both, you file both, to two different bodies.High confidence
What's the trap?	Five things that will cost you a weekend. First, moving national electronic health record data offshore is a crime, not a fine: up to five years in prison. Second, you never stop owning your supplier's mistakes — a major bank had to get a special ruling from the Privacy Commissioner just to keep processing international money transfers. Third, since December 2025 social media platforms must keep under-16s off the service and then destroy the age-check data they collected. Fourth, Queensland's rule for state government data is stricter than the national one and is hidden in section 33 of the Act, not in the numbered principles — the principle numbered 8 says there is no equivalent. Fifth, the value of a penalty unit rose to A$364 (about US$240) on 1 July 2026, so every fine figure you looked up before then is now understated.High confidence	Five things that are not in the summary. Public bodies can be fined the full amount, with no discount. Mishandling personal data you got through your job is a crime, not just a fine. The age of consent for online services is 16, not 13. The rule on dead people's data changed today. And the gambling server rule has no European workaround.High confidence
What's about to change?	One date dominates: 10 December 2026. On that day privacy policies must start explaining computer-made decisions that significantly affect people, and the new Children's Online Privacy Code must be finalised and registered. The draft of that code was out for public comment from 31 March to 5 June 2026. Further out, the tougher critical infrastructure duties made in June 2026 start biting from mid-2027 and mid-2028 as their grace periods run out. Watch three switches the government already holds and can flip with no consultation.High confidence	The whole national privacy law is being replaced by two new laws — one general, one for police and courts — but they are still bills and have no legal effect. Act 18/2018 was amended today, 18 August 2026, mostly to remove dead people from its scope. Public bodies face a bigger data-registration duty from 1 January 2027, and all cloud switching and data export fees across Europe must drop to zero by 12 January 2027.High confidence
Hardest industry wall	Health and social care — My Health Records Act 2012, section 77	Online gaming — Zákon č. 30/2019 Z. z. o hazardných hrách a o zmene a doplnení niektorých zákonov, § 14 ods. 21 a 22 Government — Metodické usmernenie č. 020775/2025/oSBATA z 11. 4. 2025 pre proces zaradenia cloudovej služby do katalógu vládnych cloudových služieb, vydané podľa § 24a zákona č. 95/2019 Z. z. Mapping and location — Zákon Národnej rady Slovenskej republiky č. 215/1995 Z. z. o geodézii a kartografii