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United Arab EmiratesChecked 18 August 2026

Depends on your industryWork: HighEnforcement: Waking up

In one paragraph: The national privacy law has been in force since January 2022, but the rules that make it work were never written, so almost none of it can be enforced. Meanwhile the industries that matter have hard walls: health records, payment data, insurance data and identity-check reports must stay inside the country. Two financial districts run their own separate privacy systems, and those regulators do issue penalties.
The catch: The relaxed national picture is false the moment you touch health, payments, insurance, credit and identity checks, or government data. The national law expressly does not cover health data, banking data, government data, or companies inside the financial free zones. For most regulated businesses the national law is not the rule that binds them.
Does this apply to me?: Yes. The national privacy law reaches a company with no office in the country, as long as it handles the personal data of people inside the country. There is no revenue or headcount threshold to hide under. But the law carves out huge areas: government bodies, government data, health data, banking and credit data, and companies inside the financial free zones that have their own privacy laws.High confidence
Can the data leave the country?: It depends entirely on your industry. Under the national law data can leave once you have the right paperwork, and in practice nobody is checking. But four industries have real walls. Health records may not be stored or sent abroad at all. Payment data must be stored inside the country. Insurance data must be stored inside the country. And since April 2026 the national identity-check report may not be taken out of the country at all.High confidence
What do I have to do to send it abroad?: On paper the model is an approved-destinations list. The regulator is supposed to name countries whose protection is good enough, and no list has ever been published. So in practice everyone uses the fallback route: a contract with the recipient promising equivalent protection, or the person's explicit consent, or a narrow necessity exception. No government permission is needed and no filing is made, because the rules that would create those steps were never written.High confidence
Who enforces this — and are they actually working?: On paper the UAE Data Office. In practice it has never enforced anything: it has no public website, it has published no approved-destinations list, and the government decision that would set the fines has not been made. The regulators that really bite are elsewhere — the central bank fined a foreign bank branch about 5.4 million dollars in June 2026, and the data protection commissioner in the Abu Dhabi financial district has issued published penalty notices.Medium confidence
How long must I keep it, and when must I delete it?: The floors are long and they are set by industry, not by the privacy law. Health records must be kept for at least 25 years after the last treatment. Payment data must be kept for 5 years with a separate backup. Identity-check reports must be kept for at least 5 years. There is no working national deletion deadline, because the detailed rules that would set one were never issued.High confidence
What happens when something goes wrong?: There is no national deadline in hours today. The privacy law says you must tell the regulator as soon as you discover a breach, and leaves the actual timing and the wording of the notice to detailed rules that were never issued. So the clocks that really run are the ones set by your own regulator: the central bank for financial firms, and the separate data protection offices in the two financial districts. The national cyber incident reporting service is aimed at government bodies, not at private companies.Medium confidence
What's the trap?: Five things that cost people their weekend. One: the national privacy law does not cover health data, banking data, government data, or companies in the financial free zones, so most regulated firms are not governed by it at all. Two: health data may not leave the country, ever, and the fine is up to about 190 thousand dollars. Three: since April 2026 the national identity-check report may not be sent abroad. Four: a child is anyone under 18, but the parental consent line is drawn at 13. Five: there are two extra legal systems inside the country, and their regulators actually issue penalties.High confidence
What's about to change?: The single biggest thing is a rule that could appear on any Tuesday. When the government finally publishes the detailed rules under the privacy law, every company gets six months to comply and the law switches from decorative to real. Nothing signals when that will happen. In the meantime the new child safety law needs its penalty schedule, and the national identity-check platform is being rolled out across banks.Medium confidence
Hardest industry wall: Health and social care — Federal Law No. (2) of 2019 Concerning the Use of the Information and Communications Technology in Health Fields
Payments — Retail Payment Services and Card Schemes Regulation
Insurance — Insurance Authority Board of Directors' Resolution No. (18) of 2020 Concerning the Electronic Insurance Regulations
Banking — Cabinet Resolution No. (55) of 2026 Promulgating the Executive Regulations of Federal Decree-Law No. (30) of 2024 Regarding the "Know Your Customer" Digital Platform

ThailandChecked 18 August 2026

Yes, with paperworkWork: HighEnforcement: Active

In one paragraph: Thailand does not make you keep personal data inside the country, but data cannot leave until you have picked and documented a legal route. The regulator never published a list of approved destination countries, so consent and written safeguards do all the work. A foreign company selling into Thailand needs a named representative living there. Getting it wrong can mean fines, double damages, and in the worst cases jail.
The catch: The permissive headline is about residency only. The burden is high and the pain is elsewhere: a person in Thailand who answers for you personally, parental consent for anyone under twenty in many cases, 90-day traffic logs that catch any business offering guest wi-fi, compensation owed even when you were not careless, and a technology-crime regime that forces banks and telecoms companies to hand customer data into a government-run exchange. Payments, government workloads and digital platforms each add their own regulator gate on top.
Does this apply to me?: Yes. The privacy law reaches a company with no office in Thailand if it offers goods or services to people who are in Thailand, or if it tracks what those people do. Payment is irrelevant — a free service counts. There is no revenue or headcount floor to fall below. A foreign company caught this way must appoint, in writing, a representative who is physically in Thailand and who can be held answerable with no cap on liability.High confidence
Can the data leave the country?: Yes, in most cases. Thailand does not make companies keep a copy of personal data inside the country. But data cannot simply leave: you must first have a legal route, and the regulator has never published a list of approved destination countries, so the 'this country is safe enough' route is unusable in practice. Everyone falls back on informed consent, contract necessity, approved group-wide rules, or their own written safeguards. Several industries add a second gate on top, described below.High confidence
What do I have to do to send it abroad?: There is no permission slip to apply for and no banned-country list. You pick a route and document it before the data moves. The routes are: the destination is judged to have good enough protection; one of six statutory exceptions such as informed consent; group-wide rules certified by the regulator; or your own written safeguards that a person in Thailand could actually enforce. The 'good enough country' route is dead on arrival because the regulator has published no approved list, so in practice the safeguards route and consent do all the work.Medium confidence
Who enforces this — and are they actually working?: The Office of the Personal Data Protection Committee, usually shortened to PDPC, sits under the Ministry of Digital Economy and Society. It is real and staffed: it has a serving Secretary-General, it runs walk-in complaint centres in five provinces and opened another in Ubon Ratchathani on 17 August 2026, and it is executing Cabinet-level instructions on data breaches. Complaints are decided by an Expert Committee that can order you to stop, order you to fix things, and impose fines itself. Other regulators run their own lanes: the cyber-security agency for critical infrastructure, the central bank for payments, and the electronic transactions agency for digital platforms.Medium confidence
How long must I keep it, and when must I delete it?: Thailand pushes in both directions at once. The floor: anyone who provides a computer or internet service to other people must keep traffic logs for at least 90 days, and an official can order that stretched to as much as two years. The ceiling: the privacy law makes you build a system that actually deletes personal data once your stated retention period runs out or the data is no longer needed. When the two collide, the keep-it duty wins, because the delete duty has a written carve-out for complying with law and for defending legal claims.High confidence
What happens when something goes wrong?: Count three clocks, not one. First: tell the privacy regulator about a personal data breach without delay and within 72 hours of becoming aware, unless the breach carries no risk to people; if the risk to people is high you must also tell the affected individuals, with advice on what to do, without delay. Second: if you run critical information infrastructure, a significant cyber threat must be reported to the national cyber-security agency and to your own sector regulator, and silence without good reason is itself an offence. Third: if you are a bank or a telecoms operator and you suspect technology crime, you must push customer account and transaction data into a shared government-run system immediately.High confidence
What's the trap?: Five things that are not in the brochure. Children: Thailand needs a parent's consent for a child aged ten or under, and for older teenagers too unless the act is one the law lets a minor do alone — and a person is a minor in Thailand until twenty. Jail is on the table for misusing sensitive data. You owe compensation even if you were not careless, and a court can add up to double on top. A foreign company must put a named human in Thailand with unlimited authority. And the 90-day log rule catches ordinary businesses that just offer guest wi-fi.High confidence
What's about to change?: Nothing in the next twelve months looks like a new statute. What is moving is enforcement reach. The privacy regulator is opening walk-in centres in eight provinces during 2026 to cover all five regions, which means more complaints will actually get filed. The Cabinet decided on 11 August 2026 to require multi-factor login protection across government to stop leaked passwords turning into data breaches, and the ministry is pushing the same expectation across all twenty ministries. The bigger risk is not new law but switches the government already holds and can flip without warning.Medium confidence
Hardest industry wall: None found.

The eight framework questions answered for each selected country
Question	United Arab EmiratesChecked 18 August 2026	ThailandChecked 18 August 2026
The three ratings	Depends on your industry Work: High Enforcement: Waking up	Yes, with paperwork Work: High Enforcement: Active
In one paragraph	The national privacy law has been in force since January 2022, but the rules that make it work were never written, so almost none of it can be enforced. Meanwhile the industries that matter have hard walls: health records, payment data, insurance data and identity-check reports must stay inside the country. Two financial districts run their own separate privacy systems, and those regulators do issue penalties.	Thailand does not make you keep personal data inside the country, but data cannot leave until you have picked and documented a legal route. The regulator never published a list of approved destination countries, so consent and written safeguards do all the work. A foreign company selling into Thailand needs a named representative living there. Getting it wrong can mean fines, double damages, and in the worst cases jail.
The catch	The relaxed national picture is false the moment you touch health, payments, insurance, credit and identity checks, or government data. The national law expressly does not cover health data, banking data, government data, or companies inside the financial free zones. For most regulated businesses the national law is not the rule that binds them.	The permissive headline is about residency only. The burden is high and the pain is elsewhere: a person in Thailand who answers for you personally, parental consent for anyone under twenty in many cases, 90-day traffic logs that catch any business offering guest wi-fi, compensation owed even when you were not careless, and a technology-crime regime that forces banks and telecoms companies to hand customer data into a government-run exchange. Payments, government workloads and digital platforms each add their own regulator gate on top.
Does this apply to me?	Yes. The national privacy law reaches a company with no office in the country, as long as it handles the personal data of people inside the country. There is no revenue or headcount threshold to hide under. But the law carves out huge areas: government bodies, government data, health data, banking and credit data, and companies inside the financial free zones that have their own privacy laws.High confidence	Yes. The privacy law reaches a company with no office in Thailand if it offers goods or services to people who are in Thailand, or if it tracks what those people do. Payment is irrelevant — a free service counts. There is no revenue or headcount floor to fall below. A foreign company caught this way must appoint, in writing, a representative who is physically in Thailand and who can be held answerable with no cap on liability.High confidence
Can the data leave the country?	It depends entirely on your industry. Under the national law data can leave once you have the right paperwork, and in practice nobody is checking. But four industries have real walls. Health records may not be stored or sent abroad at all. Payment data must be stored inside the country. Insurance data must be stored inside the country. And since April 2026 the national identity-check report may not be taken out of the country at all.High confidence	Yes, in most cases. Thailand does not make companies keep a copy of personal data inside the country. But data cannot simply leave: you must first have a legal route, and the regulator has never published a list of approved destination countries, so the 'this country is safe enough' route is unusable in practice. Everyone falls back on informed consent, contract necessity, approved group-wide rules, or their own written safeguards. Several industries add a second gate on top, described below.High confidence
What do I have to do to send it abroad?	On paper the model is an approved-destinations list. The regulator is supposed to name countries whose protection is good enough, and no list has ever been published. So in practice everyone uses the fallback route: a contract with the recipient promising equivalent protection, or the person's explicit consent, or a narrow necessity exception. No government permission is needed and no filing is made, because the rules that would create those steps were never written.High confidence	There is no permission slip to apply for and no banned-country list. You pick a route and document it before the data moves. The routes are: the destination is judged to have good enough protection; one of six statutory exceptions such as informed consent; group-wide rules certified by the regulator; or your own written safeguards that a person in Thailand could actually enforce. The 'good enough country' route is dead on arrival because the regulator has published no approved list, so in practice the safeguards route and consent do all the work.Medium confidence
Who enforces this — and are they actually working?	On paper the UAE Data Office. In practice it has never enforced anything: it has no public website, it has published no approved-destinations list, and the government decision that would set the fines has not been made. The regulators that really bite are elsewhere — the central bank fined a foreign bank branch about 5.4 million dollars in June 2026, and the data protection commissioner in the Abu Dhabi financial district has issued published penalty notices.Medium confidence	The Office of the Personal Data Protection Committee, usually shortened to PDPC, sits under the Ministry of Digital Economy and Society. It is real and staffed: it has a serving Secretary-General, it runs walk-in complaint centres in five provinces and opened another in Ubon Ratchathani on 17 August 2026, and it is executing Cabinet-level instructions on data breaches. Complaints are decided by an Expert Committee that can order you to stop, order you to fix things, and impose fines itself. Other regulators run their own lanes: the cyber-security agency for critical infrastructure, the central bank for payments, and the electronic transactions agency for digital platforms.Medium confidence
How long must I keep it, and when must I delete it?	The floors are long and they are set by industry, not by the privacy law. Health records must be kept for at least 25 years after the last treatment. Payment data must be kept for 5 years with a separate backup. Identity-check reports must be kept for at least 5 years. There is no working national deletion deadline, because the detailed rules that would set one were never issued.High confidence	Thailand pushes in both directions at once. The floor: anyone who provides a computer or internet service to other people must keep traffic logs for at least 90 days, and an official can order that stretched to as much as two years. The ceiling: the privacy law makes you build a system that actually deletes personal data once your stated retention period runs out or the data is no longer needed. When the two collide, the keep-it duty wins, because the delete duty has a written carve-out for complying with law and for defending legal claims.High confidence
What happens when something goes wrong?	There is no national deadline in hours today. The privacy law says you must tell the regulator as soon as you discover a breach, and leaves the actual timing and the wording of the notice to detailed rules that were never issued. So the clocks that really run are the ones set by your own regulator: the central bank for financial firms, and the separate data protection offices in the two financial districts. The national cyber incident reporting service is aimed at government bodies, not at private companies.Medium confidence	Count three clocks, not one. First: tell the privacy regulator about a personal data breach without delay and within 72 hours of becoming aware, unless the breach carries no risk to people; if the risk to people is high you must also tell the affected individuals, with advice on what to do, without delay. Second: if you run critical information infrastructure, a significant cyber threat must be reported to the national cyber-security agency and to your own sector regulator, and silence without good reason is itself an offence. Third: if you are a bank or a telecoms operator and you suspect technology crime, you must push customer account and transaction data into a shared government-run system immediately.High confidence
What's the trap?	Five things that cost people their weekend. One: the national privacy law does not cover health data, banking data, government data, or companies in the financial free zones, so most regulated firms are not governed by it at all. Two: health data may not leave the country, ever, and the fine is up to about 190 thousand dollars. Three: since April 2026 the national identity-check report may not be sent abroad. Four: a child is anyone under 18, but the parental consent line is drawn at 13. Five: there are two extra legal systems inside the country, and their regulators actually issue penalties.High confidence	Five things that are not in the brochure. Children: Thailand needs a parent's consent for a child aged ten or under, and for older teenagers too unless the act is one the law lets a minor do alone — and a person is a minor in Thailand until twenty. Jail is on the table for misusing sensitive data. You owe compensation even if you were not careless, and a court can add up to double on top. A foreign company must put a named human in Thailand with unlimited authority. And the 90-day log rule catches ordinary businesses that just offer guest wi-fi.High confidence
What's about to change?	The single biggest thing is a rule that could appear on any Tuesday. When the government finally publishes the detailed rules under the privacy law, every company gets six months to comply and the law switches from decorative to real. Nothing signals when that will happen. In the meantime the new child safety law needs its penalty schedule, and the national identity-check platform is being rolled out across banks.Medium confidence	Nothing in the next twelve months looks like a new statute. What is moving is enforcement reach. The privacy regulator is opening walk-in centres in eight provinces during 2026 to cover all five regions, which means more complaints will actually get filed. The Cabinet decided on 11 August 2026 to require multi-factor login protection across government to stop leaked passwords turning into data breaches, and the ministry is pushing the same expectation across all twenty ministries. The bigger risk is not new law but switches the government already holds and can flip without warning.Medium confidence
Hardest industry wall	Health and social care — Federal Law No. (2) of 2019 Concerning the Use of the Information and Communications Technology in Health Fields Payments — Retail Payment Services and Card Schemes Regulation Insurance — Insurance Authority Board of Directors' Resolution No. (18) of 2020 Concerning the Electronic Insurance Regulations Banking — Cabinet Resolution No. (55) of 2026 Promulgating the Executive Regulations of Federal Decree-Law No. (30) of 2024 Regarding the "Know Your Customer" Digital Platform	None found.