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Two or three countries, side by side, one row per question. Pick up to 3.
United Arab EmiratesChecked 18 August 2026
Depends on your industryWork: HighEnforcement: Waking up
- In one paragraph
- The national privacy law has been in force since January 2022, but the rules that make it work were never written, so almost none of it can be enforced. Meanwhile the industries that matter have hard walls: health records, payment data, insurance data and identity-check reports must stay inside the country. Two financial districts run their own separate privacy systems, and those regulators do issue penalties.
- The catch
- The relaxed national picture is false the moment you touch health, payments, insurance, credit and identity checks, or government data. The national law expressly does not cover health data, banking data, government data, or companies inside the financial free zones. For most regulated businesses the national law is not the rule that binds them.
- Does this apply to me?
- Yes. The national privacy law reaches a company with no office in the country, as long as it handles the personal data of people inside the country. There is no revenue or headcount threshold to hide under. But the law carves out huge areas: government bodies, government data, health data, banking and credit data, and companies inside the financial free zones that have their own privacy laws.High confidence
- Can the data leave the country?
- It depends entirely on your industry. Under the national law data can leave once you have the right paperwork, and in practice nobody is checking. But four industries have real walls. Health records may not be stored or sent abroad at all. Payment data must be stored inside the country. Insurance data must be stored inside the country. And since April 2026 the national identity-check report may not be taken out of the country at all.High confidence
- What do I have to do to send it abroad?
- On paper the model is an approved-destinations list. The regulator is supposed to name countries whose protection is good enough, and no list has ever been published. So in practice everyone uses the fallback route: a contract with the recipient promising equivalent protection, or the person's explicit consent, or a narrow necessity exception. No government permission is needed and no filing is made, because the rules that would create those steps were never written.High confidence
- Who enforces this — and are they actually working?
- On paper the UAE Data Office. In practice it has never enforced anything: it has no public website, it has published no approved-destinations list, and the government decision that would set the fines has not been made. The regulators that really bite are elsewhere — the central bank fined a foreign bank branch about 5.4 million dollars in June 2026, and the data protection commissioner in the Abu Dhabi financial district has issued published penalty notices.Medium confidence
- How long must I keep it, and when must I delete it?
- The floors are long and they are set by industry, not by the privacy law. Health records must be kept for at least 25 years after the last treatment. Payment data must be kept for 5 years with a separate backup. Identity-check reports must be kept for at least 5 years. There is no working national deletion deadline, because the detailed rules that would set one were never issued.High confidence
- What happens when something goes wrong?
- There is no national deadline in hours today. The privacy law says you must tell the regulator as soon as you discover a breach, and leaves the actual timing and the wording of the notice to detailed rules that were never issued. So the clocks that really run are the ones set by your own regulator: the central bank for financial firms, and the separate data protection offices in the two financial districts. The national cyber incident reporting service is aimed at government bodies, not at private companies.Medium confidence
- What's the trap?
- Five things that cost people their weekend. One: the national privacy law does not cover health data, banking data, government data, or companies in the financial free zones, so most regulated firms are not governed by it at all. Two: health data may not leave the country, ever, and the fine is up to about 190 thousand dollars. Three: since April 2026 the national identity-check report may not be sent abroad. Four: a child is anyone under 18, but the parental consent line is drawn at 13. Five: there are two extra legal systems inside the country, and their regulators actually issue penalties.High confidence
- What's about to change?
- The single biggest thing is a rule that could appear on any Tuesday. When the government finally publishes the detailed rules under the privacy law, every company gets six months to comply and the law switches from decorative to real. Nothing signals when that will happen. In the meantime the new child safety law needs its penalty schedule, and the national identity-check platform is being rolled out across banks.Medium confidence
- Hardest industry wall
- Health and social care — Federal Law No. (2) of 2019 Concerning the Use of the Information and Communications Technology in Health Fields
- Payments — Retail Payment Services and Card Schemes Regulation
- Insurance — Insurance Authority Board of Directors' Resolution No. (18) of 2020 Concerning the Electronic Insurance Regulations
- Banking — Cabinet Resolution No. (55) of 2026 Promulgating the Executive Regulations of Federal Decree-Law No. (30) of 2024 Regarding the "Know Your Customer" Digital Platform
AustriaChecked 18 August 2026
Yes, with paperworkWork: HighEnforcement: Active
- In one paragraph
- Austria does not require personal data to be kept in Austria, and we found no Austrian industry that does. Data can leave once the right paperwork is in place under European rules. What Austria adds is a secrecy layer: a constitutional right to data secrecy, a staff secrecy duty, an extra fine of up to 50,000 euros (about $58,000), and a prison offence of up to one year.
- The catch
- "No local storage needed" is true. "Nothing extra to do" is not. Austria's real cost sits in the secrecy layer, not in a map. A standard supplier data agreement does not satisfy Austrian data secrecy on its own, a child can consent at fourteen rather than sixteen, and misusing data you learned at work is a criminal matter in Austria, not just a fine. Health data also moves only inside a closed, encrypted Austrian health network, which in practice narrows your supplier list even though no law names a country.
- Does this apply to me?
- Yes. A company with no office in Austria is still caught if it offers goods or services to people in Austria, or watches what they do online. There is no size or revenue floor to duck under. If you have no establishment anywhere in the European Union, you must name a representative inside the Union in writing. Austria does not add a second, Austria-only representative on top of that.High confidence
- Can the data leave the country?
- Yes, with paperwork. We looked for an Austrian rule forcing data to stay in Austria and found none — not in banking, payments, insurance, securities, health, telecoms, government or mapping. Austrian health data is the closest thing to a wall, but it is a technical wall, not a geographic one: findings move only inside a closed, encrypted Austrian health network between registered care providers. Checked on 18 August 2026.Medium confidence
- What do I have to do to send it abroad?
- The model is an approved-destination list. Sending data outside Europe is fine if the destination is on the European Commission's approved list. If it is not, you sign the European standard contract, or use approved group-wide rules, and you write down a short risk assessment first. You do not need permission from the Austrian regulator. Its own words: apart from a few special cases, international data traffic needs no approval.High confidence
- Who enforces this — and are they actually working?
- The Austrian Data Protection Authority, and it is genuinely working. It has had a permanent head, Matthias Schmidl, since 1 January 2024, a deputy, and five departments. It issues decisions, and on 24 June 2026 Austria's highest administrative court confirmed a 13 million euro fine (about $15 million) for building political-opinion profiles on around 2.2 million people. The court held the fine is measured against the whole group's turnover, not one product line.High confidence
- How long must I keep it, and when must I delete it?
- There is a ceiling and a floor, and they pull against each other. The ceiling is European: keep personal data no longer than you need it, then delete it. The floor is Austrian tax and company law, which makes you keep books, invoices and business records for years after the year they relate to. Where the two clash, the keeping duty wins for as long as it runs, and the data must then be deleted.Medium confidence
- What happens when something goes wrong?
- Count at least two clocks, sometimes four. For a personal data breach you tell the Austrian Data Protection Authority without delay and if possible within 72 hours, and if you are late you must explain in writing why. If you run an essential service you also report significant incidents to Austria's network security authority. Banks and insurers report separately under European financial rules, and telecom operators have their own duty.High confidence
- What's the trap?
- Five that cost people their weekend. A child can consent at fourteen in Austria, not sixteen. Misusing data you only learned about through your job is a crime punishable by up to a year in prison. There is a second, separate Austrian fine of up to 50,000 euros (about $58,000) for breaking data secrecy or running a camera unlawfully. Austrian public bodies cannot be fined at all, but you still can. And the law tells the regulator to warn first, which is not the same as forgiveness.High confidence
- What's about to change?
- Three things to watch. Austria's Constitutional Court is deciding whether the state may plant software on a phone to read messages; it heard the case on 22 June 2026 and has not ruled. Austria has still not written the new European cybersecurity rules into national law, so that expansion is still ahead of you. And from 12 January 2027, cloud providers across Europe may no longer charge you to move your data out.High confidence
- Hardest industry wall
- None found.